by Kati Kiefer | Dec 5, 2021 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati | Dec 5, 2021 | Grocery Savings, Spend Less
A common question I receive is if I have any Aldi shopping tips. And I love shopping at Aldi, so I have some insider secrets you are gonna love. Aldi is a hidden gem of a grocery store that you might overlook because they don't accept any manufacturer coupons. But...
by Kati Kiefer | Dec 5, 2021 | Spend Less, Vacations
You’re probably excited about getting ready to go on a much-needed family vacation and now the process of getting your vacation on budget starts. Do you actually know how much you need to save to have the best time possible? The last thing you want is to get to your...
by Kati | Dec 5, 2021 | Spend Less, Wedding and Honeymoon
The average wedding ceremony costs thousands of dollars ($34,000 to be precise) and aside from your home and cars, it will probably be the biggest expense of your married life! If you could shave a few hundred to a few thousand dollars off of your wedding bill without...
by Kati Kiefer | Dec 5, 2021 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati | Dec 4, 2021 | Grocery Savings, Spend Less
If you are trying to save more on groceries, let me teach you how to make a grocery price book. Do you realize that you typically purchase the same 20 items for your family over and over again each week? The milk, the meat, the Kraft Singles, etc. And yes, those items...
by Kati Kiefer | Dec 4, 2021 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati | Dec 4, 2021 | Debt
Many factors play a big role in your credit score including your debt ratio. When it comes to your finances, your debt ratio can ruin even the best financial situation. It can ruin even more than that. Your debt ratio will not just affect your ability to spend, but it...
by Kati Kiefer | Dec 3, 2021 | Budgeting
How do you go about planning for your financial future? Think back to five years ago. Are you where you wanted to be now? Do you even remember where you wanted to be five years ago? This is perhaps one of life’s hardest questions since a lot can change in just five...
by Kati Kiefer | Dec 3, 2021 | Grocery Savings, Spend Less
Did you know that food is the third largest household expense families spend money on? Even the thriftiest people are still averaging a spending of $568 per month. Whether your family is big or small, we’re all looking for ways to save money on groceries. So how do...
by Kati | Dec 3, 2021 | Debt
How to pay off debt with no money. Getting out of debt isn’t easy, and it can be even more difficult if you find yourself without much money to spare. Even if you are living on an extremely tight budget, you can still pay off your debt. Because, truthfully, no matter...
by Kati | Dec 2, 2021 | Budgeting
We all know we are supposed to set goals for ourselves, but it always feels like the goals we set never seem to pan out well by the end of the year. Were these realistic goals? I have had my fair share of goal flops over the years, and I learned a secret to why I...
by Kati | Dec 2, 2021 | Grocery Savings, Spend Less
Do you need to get your groceries on budget? Then these tips will teach you how to save money on groceries without coupons. Did you realize that there is a strategy to couponing in which you can save around 70% Off your grocery bill without EVER even using a coupon?...
by Kati | Dec 2, 2021 | Debt
Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that's when it feels like every organization and person you meet is looking for...
by Kati | Dec 1, 2021 | Budgeting
Do you have the keys to financial success this year? I love January because It feels like we've begun a fresh new start to the new year. As I pack up the Christmas decorations it just feels like I'm preparing to begin a new chapter and I get excited for what will...
by Kati | Dec 1, 2021 | Grocery Savings, Spend Less
One question we get asked frequently is “How can I save money on meat?” Meat is one of the most expensive items we buy at the grocery store and coupons for meat are rare. But you can save money on meat and never pay full price for it again. I think of saving on meat...
by Kati | Dec 1, 2021 | Debt
Do you feel like you’re drowning in debt? Do you dread going to the mail or picking up the phone because you know it’s a bill that needs to be paid? Would you like to learn how to pay off debts fast? You are not alone! The average household debt is around $15,000....
by Kati | Nov 27, 2021 | Spend Less
This is my personal story about how to save money on cable by CUTTING IT OFF!! When James and I moved into our first house and we had to move the cable from our apartment to our new home, I got into a price war with the cable company. And I can be stubborn. So we went...
by Kati Kiefer | Nov 26, 2021 | Spend Less
What would you do if you had an extra $10,000 (yes, TEN GRAND) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. With these how to save...
by Kati Kiefer | Nov 26, 2021 | Grocery Savings, Holidays
Have you made your Thanksgiving feast menu yet? Thanksgiving is almost here! But don't panic! I'll show you how to save money on your Thanksgiving dinner! Thanksgiving is one of the most anticipated meals of the entire year. No pressure. But that doesn’t mean you have...
by Kati Kiefer | Nov 25, 2021 | Spend Less
So you may have seen those silly 365 Day Money Saving Challenge, and they sound all glamorous (but this penny challenge is different!). When they say “Save Over $1,000 this year!”…but is it really feasible? When you look at the nitty gritty detials...
by Kati | Nov 24, 2021 | Spend Less
Have you ever done a 52 week money saving challenge? I am a huge proponent for saving money. Especially when it's easy and fun. When I realized that my family could save over $600 by simply collecting pennies… I was wholeheartedly on board! You might have seen...
by Kati | Nov 24, 2021 | Christmas, Spend Less
What pantry items do you normally stock up on during the holidays? I've been known to blow my grocery budget on holiday baking supplies every time I want to bake. From cute cupcake liners, sprinkles, new cookie cutters, and of course, several different flavors of...
by Kati Kiefer | Nov 23, 2021 | Spend Less
Need to reduce car insurance rates? Well, then read on. So, you’ve bought a car, and everything seems great. It gets you from A to B, has excellent gas mileage, and is the perfect color for your personality! And then suddenly you get hit with crazy high car insurance...
by Kati | Nov 23, 2021 | Christmas, homemade-gifts, Spend Less
Mason jars are the biggest part of the “Farmhouse” craze right now. If you love mason jars, then you'll know they can easily make great gifts. So pull out your crafting supplies and those empty jar and let's get busy making gifts! But as I was writing this...
by Kati Kiefer | Nov 22, 2021 | Spend Less
Healthcare these days can be a nightmare especially when we all need to save money on healthcare. Then there's the confusing choices. What policy should you choose? How can you save the most money? What is covered? It’s like a maze that almost makes you need a doctor...
by Kati | Nov 21, 2021 | Spend Less
Whether you're looking to save money at the gas pumps, or just want to reduce your overall expenses, don't overlook your fuel costs. If you own a car, especially one that doesn't get very good gas mileage, then you know how much a full tank of gas can cost at the gas...
by Kati | Nov 20, 2021 | Spend Less
Are you looking for the best ways on how to save at Kohl's? Then you've found them! Kohl's is one of my favorite places to shop for clothes, accessories, and more. The quality of their clothes is good, and they have such a large selection. I can always find something...
by Kati | Nov 20, 2021 | Christmas, Grocery Savings
More than ever, people are looking to save money during the holiday season. If you're one of those people, you might be interested in learning how to coupon during the holidays! Couponing is a great way to save some extra money and stock up on things, but it's not the...
by Kati | Nov 19, 2021 | Money
If you’re looking for ideas on how to make 1000 dollars fast? Read on! Whether you are attempting to pay off debt, boost your savings, or just add a little pocket money to your budget, we all face a time when we wish there were an easy plan for making some extra...
