by Kati | Nov 28, 2020 | Spend Less
This is my personal story about how to save money on cable by CUTTING IT OFF!! When James and I moved into our first house and we had to move the cable from our apartment to our new home, I got into a price war with the cable company. And I can be stubborn. So we went...
by Kati Kiefer | Nov 27, 2020 | Spend Less
What would you do if you had an extra $10,000 (yes, TEN GRAND) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. With these how to save...
by Kati Kiefer | Nov 26, 2020 | Spend Less
So you may have seen those silly 365 Day Money Saving Challenge, and they sound all glamorous (but this penny challenge is different!). When they say “Save Over $1,000 this year!”…but is it really feasible? When you look at the nitty gritty detials...
by Kati Kiefer | Nov 25, 2020 | No Spend, Spend Less
Could you use a personal spending freeze? You know…that point when you get to the second week in the month and realize you are almost out of money? Could your bank account use a break? I know I can’t be the only one! If you answered yes to any of these...
by Kati | Nov 25, 2020 | Spend Less
Have you ever done a 52 week money saving challenge? I am a huge proponent for saving money. Especially when it's easy and fun. When I realized that my family could save over $600 by simply collecting pennies… I was wholeheartedly on board! You might have seen...
by Kati | Nov 25, 2020 | Christmas, Spend Less
What pantry items do you normally stock up on during the holidays? I've been known to blow my grocery budget on holiday baking supplies every time I want to bake. From cute cupcake liners, sprinkles, new cookie cutters, and of course, several different flavors of...
by Kati Kiefer | Nov 24, 2020 | No Spend, Spend Less
A no-spending period can be tricky from the get-go. It's especially true getting everyone in the family on board to do a spending freeze. We know our family and how they enjoy eating certain things and doing certain things that always involve money. It can be hard...
by Kati Kiefer | Nov 24, 2020 | Spend Less
Need to reduce car insurance rates? Well, then read on. So, you’ve bought a car, and everything seems great. It gets you from A to B, has excellent gas mileage, and is the perfect color for your personality! And then suddenly you get hit with crazy high car insurance...
by Kati | Nov 24, 2020 | Christmas, homemade-gifts, Spend Less
Mason jars are the biggest part of the “Farmhouse” craze right now. If you love mason jars, then you'll know they can easily make great gifts. So pull out your crafting supplies and those empty jar and let's get busy making gifts! But as I was writing this...
by Kati Kiefer | Nov 23, 2020 | No Spend, Spend Less
Have you ever considered trying a no-spend day, week, month, or even a year? Have you ever thought about how much money you could save if you just put away the credit cards for a while? If your spending has gotten out of control, or you have been struggling to put...
by Kati | Nov 23, 2020 | Freebies, Spend Less
Last year, I was using the now retired Fuelperks app to regularly get cheap gas and a free tank about once every six months. When the Fuelperks program ended, I needed to research new options to continue saving on my fuel costs and how to get cheap gas. Much to my...
by Kati Kiefer | Nov 22, 2020 | No Spend, Spend Less
The No-Spend Challenge is used to help people save money during the month by choosing not to spend any additional money. Although saving money for a day or even for a weekend, can be hard, not being able to spend during an entire month can be brutal. Especially when...
by Kati | Nov 22, 2020 | Spend Less
Whether you're looking to save money at the gas pumps, or just want to reduce your overall expenses, don't overlook your fuel costs. If you own a car, especially one that doesn't get very good gas mileage, then you know how much a full tank of gas can cost at the gas...
by Kati Kiefer | Nov 21, 2020 | No Spend, Spend Less
A one-month spending freeze challenge is exactly how it sounds. The challenge is to not spend any additional money throughout the month. Many people choose to attempt this challenge to add to their savings, pay off debt, or save for a vacation. If you're interested in...
by Kati Kiefer | Nov 21, 2020 | Spend Less
It happens every week…another store closes and you hope it's going to have some crazy real deals that you can get before they close their doors. In fact, this past week, Winn Dixie announced that they are closing 22 stores by March 25th. Six stores are closing...
by Kati Kiefer | Nov 20, 2020 | Spend Less
Interested in doing a no-spending challenge? No spend challenges are a fantastic way to motivate yourself to save more money each month! I couldn’t believe the results that I got when I put a little effort into not spending my hard-earned money. These challenges break...
by Kati | Nov 20, 2020 | Spend Less
We can all use a night off from cooking meals and doing dishes every now and then, but it can be expensive! Don't let an expensive check at the end of your favorite restaurant meals ruin your night off. We've paid almost half of our grocery costs for the week on a...
by Kati Kiefer | Nov 20, 2020 | Grocery Savings, Spend Less
Do you know how to save money on groceries to the max? I've always believed that the grocery budget is one of the most flexible categories in your budget. Despite it being so flexible, our grocery budget is often one of the highest line items in our budget as well, so...
by Kati Kiefer | Nov 19, 2020 | No Spend, Spend Less
If you've never done a spending freeze before, then these spending freeze tips are for you! A spending freeze can be a great way to reduce your spending and give your savings a quick boost. You might not realize how much those little expenses add up, and before you...
by Kati | Nov 19, 2020 | Budgeting
If you're looking at your list of household expenses and trying to decide what to cut, let me stop you there! You can't cut everything out of your budget, although we all wish we could at some point in our lives. This past year has been a doozy, from the water heater...
by Kati Kiefer | Nov 19, 2020 | Spend Less
Want the secret to living simply? Less than half of all households don’t have at least three month’s worth of savings. Out of all the homes that don’t, 89% are employed, and 25% make incomes between $56,000 to $91,000 each year! I can tell you there is never a bad...
by Kati Kiefer | Nov 18, 2020 | No Spend, Spend Less
If your food cabinet pantry is a little bare and your spending freeze is coming up, then it's time to come up with a game plan to get it in shape. When you are attempting a No Spend Challenge to try to save some extra money during a month, it is a good idea to prepare...
by Kati Kiefer | Nov 18, 2020 | Spend Less
Looking for ways to keep stretching your dollar? Well you've come to the right place. Saving money isn’t always about how to find deals on clothing or how to save on your energy bills, although those are all good things. Many times, it’s about making the things you...
by Kati | Nov 17, 2020 | Freebies, No Spend, Spend Less
Looking for family entertainment that doesn't cost a lot? We talk about many different ways to save money and get the best deals on TrueMoneySaver, but one of the best ways to save your money is by not spending it! A few years back when we were still working hard to...
by Kati Kiefer | Nov 17, 2020 | Spend Less
Want to be a saver? My grandmother was one of the most frugal people I knew. She knew how to stretch a dollar and pinch a penny by necessity and by choice. She made being a saver look so easy! The lessons I learned from her growing up not only shaped me into the...
by Kati Kiefer | Nov 16, 2020 | No Spend, Spend Less
If you have a family, I'm sure you are looking for free fun family activities to do every now and then, especially when you are trying to save money and not spend it. One of the most common reasons why people choose not to do a spending freeze is because they believe...
by Kati | Nov 16, 2020 | Spend Less
Did you know that over 80% of Americans admit to throwing away money in one form or another? Are you throwing money away? The majority blame dining out as the biggest culprit (me included), but that is something we know we do that can waste money. What about those...
by Kati | Nov 15, 2020 | Money, Spend Less
Would you pay $54.75 for a drink on the Starbucks menu? Of course not! (just in case you didn't think that was a real thing… it is. A Texas guy paid a record -setting $54.75 for a single drink ordered directly off his local Starbucks menu. Since I'd venture to...
by Kati Kiefer | Nov 15, 2020 | Spend Less
Want to be a super saver but don't know where to start? Frugality is often confused with being poor or cheap and spending only the minimum. But I've found that living a frugal life isn't about sacrificing and feeling deprived. Being frugal is learning to live smarter...
by Kati | Nov 14, 2020 | Spend Less
Are you looking for the best ways on how to save at Kohl's? Then you've found them! Kohl's is one of my favorite places to shop for clothes, accessories, and more. The quality of their clothes is good, and they have such a large selection. I can always find something...
