by Kati Kiefer | Aug 2, 2026 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati | Aug 2, 2026 | Grocery Savings, Spend Less
A common question I receive is if I have any Aldi shopping tips. And I love shopping at Aldi, so I have some insider secrets you are gonna love. Aldi is a hidden gem of a grocery store that you might overlook because they don't accept any manufacturer coupons. But...
by Kati Kiefer | Aug 2, 2026 | Spend Less, Vacations
You’re probably excited about getting ready to go on a much-needed family vacation and now the process of getting your vacation on budget starts. Do you actually know how much you need to save to have the best time possible? The last thing you want is to get to your...
by Kati | Aug 2, 2026 | Spend Less, Wedding and Honeymoon
The average wedding ceremony costs thousands of dollars ($34,000 to be precise) and aside from your home and cars, it will probably be the biggest expense of your married life! If you could shave a few hundred to a few thousand dollars off of your wedding bill without...
by Kati Kiefer | Aug 2, 2026 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati | Aug 1, 2026 | Grocery Savings, Spend Less
If you are trying to save more on groceries, let me teach you how to make a grocery price book. Do you realize that you typically purchase the same 20 items for your family over and over again each week? The milk, the meat, the Kraft Singles, etc. And yes, those items...
by Kati Kiefer | Aug 1, 2026 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati | Aug 1, 2026 | Debt
Many factors play a big role in your credit score including your debt ratio. When it comes to your finances, your debt ratio can ruin even the best financial situation. It can ruin even more than that. Your debt ratio will not just affect your ability to spend, but it...
by Kati | Jul 25, 2026 | Spend Less
This is my personal story about how to save money on cable by CUTTING IT OFF!! When James and I moved into our first house and we had to move the cable from our apartment to our new home, I got into a price war with the cable company. And I can be stubborn. So we went...
by Kati Kiefer | Jul 24, 2026 | Spend Less
What would you do if you had an extra $10,000 (yes, TEN GRAND) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. With these how to save...
by Kati Kiefer | Jul 23, 2026 | Spend Less
So you may have seen those silly 365 Day Money Saving Challenge, and they sound all glamorous (but this penny challenge is different!). When they say “Save Over $1,000 this year!”…but is it really feasible? When you look at the nitty gritty detials...
by Kati | Jul 22, 2026 | Spend Less
Have you ever done a 52 week money saving challenge? I am a huge proponent for saving money. Especially when it's easy and fun. When I realized that my family could save over $600 by simply collecting pennies… I was wholeheartedly on board! You might have seen...
by Kati Kiefer | Jul 21, 2026 | Spend Less
Need to reduce car insurance rates? Well, then read on. So, you’ve bought a car, and everything seems great. It gets you from A to B, has excellent gas mileage, and is the perfect color for your personality! And then suddenly you get hit with crazy high car insurance...
by Kati Kiefer | Jul 20, 2026 | Spend Less
Healthcare these days can be a nightmare especially when we all need to save money on healthcare. Then there's the confusing choices. What policy should you choose? How can you save the most money? What is covered? It’s like a maze that almost makes you need a doctor...
by Kati | Jul 19, 2026 | Spend Less
Whether you're looking to save money at the gas pumps, or just want to reduce your overall expenses, don't overlook your fuel costs. If you own a car, especially one that doesn't get very good gas mileage, then you know how much a full tank of gas can cost at the gas...
by Kati | Jul 18, 2026 | Spend Less
Are you looking for the best ways on how to save at Kohl's? Then you've found them! Kohl's is one of my favorite places to shop for clothes, accessories, and more. The quality of their clothes is good, and they have such a large selection. I can always find something...
by Kati | Jul 17, 2026 | Money
If you’re looking for ideas on how to make 1000 dollars fast? Read on! Whether you are attempting to pay off debt, boost your savings, or just add a little pocket money to your budget, we all face a time when we wish there were an easy plan for making some extra...
by Kati Kiefer | Jul 17, 2026 | Grocery Savings, Spend Less
Do you know how to save money on groceries to the max? I've always believed that the grocery budget is one of the most flexible categories in your budget. Despite it being so flexible, our grocery budget is often one of the highest line items in our budget as well, so...
by Kati | Jul 16, 2026 | Budgeting
If you're looking at your list of household expenses and trying to decide what to cut, let me stop you there! You can't cut everything out of your budget, although we all wish we could at some point in our lives. This past year has been a doozy, from the water heater...
by Kati | Jul 16, 2026 | Spend Less
You are a loyal customer. Whether we like to think so or not, we are. Yes, I still love coupons and how couponing works to save our family money and use them when I can. I’m sure you’ve read all my grocery couponing tips and tricks. Lately, I’ve seen a lot of people...
by Kati | Jul 15, 2026 | Grocery Savings, Spend Less
One of my favorite DIY recipes is my homemade whipped cream and other delights. As an accountant, I have a love of numbers that most people find odd including making as much as I can homemade because it saves me money. I have no problem looking at our budgeting sheets...
by Kati | Jul 14, 2026 | Spend Less
Need a list of hobbies that are cheap or even free? Living on a tight budget doesn't mean you can't have some hobbies. While some hobbies can be expensive, check out this list of hobbies and you'll see that you don't have to go broke in order to enjoy one. It really...
by Kati | Jul 13, 2026 | Spend Less
Are you wondering how to show someone you love them when extra money is not in your budget? When was the last time you went out for a night on the town with your significant other? But flowers, dinner, a movie and a babysitter will easily cost you over $100 for only...
by Kati | Jul 12, 2026 | Money, Spend Less
Would you pay $54.75 for a drink on the Starbucks menu? Of course not! (just in case you didn't think that was a real thing… it is. A Texas guy paid a record -setting $54.75 for a single drink ordered directly off his local Starbucks menu. Since I'd venture to...
by Kati Kiefer | Jul 11, 2026 | Spend Less
It happens every week…another store closes and you hope it's going to have some crazy real deals that you can get before they close their doors. In fact, this past week, Winn Dixie announced that they are closing 22 stores by March 25th. Six stores are closing...
by Kati | Jul 11, 2026 | Black Friday, Spend Less
Amazon is already known for being a discounted online shopping resource. But there are many ways you can save when you shop on Amazon, making it even better for the savvy & frugal shopper! Amazon is one of my go-to websites for almost everything I need. There is such...
by Kati | Jul 10, 2026 | Spend Less
We can all use a night off from cooking meals and doing dishes every now and then, but it can be expensive! Don't let an expensive check at the end of your favorite restaurant meals ruin your night off. We've paid almost half of our grocery costs for the week on a...
by Kati | Jul 10, 2026 | Spend Less
There are always so many car “sales” out there at any giving point in time, but when is the best time to buy a car? I have always been confused by the influx of car commercials that always make it sound like NOW is the best time to buy {whenever that NOW...
by Kati Kiefer | Jul 9, 2026 | Spend Less
Want the secret to living simply? Less than half of all households don’t have at least three month’s worth of savings. Out of all the homes that don’t, 89% are employed, and 25% make incomes between $56,000 to $91,000 each year! I can tell you there is never a bad...
by Kati | Jul 9, 2026 | Spend Less
Wondering when is the best time to buy a computer or a laptop so you can score the best deal? I can help! In this day and age of modern technology, I'm sure there has been a time when you needed a new computer or laptop. It eventually happens. Your computer gets...
