by Kati Kiefer | Jan 20, 2020 | Spend Less
A no spending month might sound like more hassle than it’s worth. If you have a difficult time controlling your spending, a no spend month challenge might sound like setting yourself up to fail. One of the biggest reasons most people won’t do it is because they’re too...
by Kati | Jan 20, 2020 | Freebies, Spend Less
Ahhh there's nothing like the glorious scent of a Bath & Body Works fresh fragrances or the soft, soothing skin care that glides seemlessly over your skin to make it beautiful. I've got boys… so I keep some fragrences right in the pocket of my car to spray...
by Kati | Jan 20, 2020 | Debt
Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that's when it feels like every organization and person you meet is looking for...
by Kati | Jan 17, 2020 | Spend Less
It’s so important to build an emergency food supply kit, let me tell you why. When my cousin was getting married in 1998 we flew out to Nashville for the wedding. Little did I know that there were a bunch of tornadoes in the area. Yikes! The pilot safely landed the...
by Kati Kiefer | Jan 17, 2020 | Spend Less
Do you know how to save money on groceries to the max? I've always believed that the grocery budget is one of the most flexible categories in your budget. Despite it being so flexible, our grocery budget is often one of the highest line items in our budget as well, so...
by Kati | Jan 16, 2020 | Freebies, Spend Less
Did you know there are apps for restaurant freebies?! YEP! You can get app freebies! Right now there are 6 restaurant apps that give free food when you download their app, and another 4 that are giving free food with a small purchase. The best way on how to get free...
by Kati | Jan 16, 2020 | Budgeting
If you're looking at your list of household expenses and trying to decide what to cut, let me stop you there! You can't cut everything out of your budget, although we all wish we could at some point in our lives. This past year has been a doozy, from the water heater...
by Kati Kiefer | Jan 16, 2020 | Spend Less
So you may have seen those silly 365 Day Money Saving Challenges, and they sound all glamorous, “Save Over $1,000 this year!” but when you look at the nitty gritty penny challenge details, you have to sock away around $50 EACH WEEK by the time November...
by Kati | Jan 15, 2020 | Debt
Paying off debt can be an incredible life changer. No more worry about having enough money at the end of the month. No more frustrating bills coming in the mail showing how much money you're spending on interest, and wasting, because you used someone else’s money....
by Kati Kiefer | Jan 14, 2020 | Spend Less
What would you do if you had an extra $10,000 (ten grand) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. Find out how to save Ten Grand...
by Kati | Jan 13, 2020 | Debt
If you are living paycheck to paycheck, it can be stressful just to make it to your next payday. If you are struggling to make end’s meet and pay the bills, then it feels like you'll never be able to afford to add debt payments into the mix. Adding debt to this...
by Kati | Jan 11, 2020 | Spend Less
Are you looking for the best ways on how to save at Kohl's? Then you've found them! Kohl's is one of my favorite places to shop for clothes, accessories, and more. The quality of their clothes is good, and they have such a large selection. I can always find something...
by Kati | Jan 11, 2020 | Spend Less
Amazon is already known for being a discounted online shopping resource. But there are many ways you can save when you shop on Amazon, making it even better for the savvy & frugal shopper! Amazon is one of my go-to websites for almost everything I need. There is...
by Kati | Jan 10, 2020 | Spend Less
We can all use a night off from cooking and doing dishes every now and then, but it can be expensive! Don't let an expensive check at the end of your favorite meals ruin your night off. We've paid almost half of our grocery costs for the week on a meal out a few...
by Kati | Jan 9, 2020 | Budgeting
Do you have the keys to financial success this year? I love January because It feels like we've begun a fresh new start to the new year. As I pack up the Christmas decorations it just feels like I'm preparing to begin a new chapter and I get excited for what will...
by Kati | Jan 9, 2020 | Spend Less
With football season in full swing, football parties may seem like a common part of your weekends including a huge football menu. However, these events and loads of food and game day fun can put a strain on your piggy bank if you aren’t careful. I'm here to help with...
by Kati Kiefer | Jan 9, 2020 | Spend Less
Theme parks can get expensive quickly. Once you've scanned your tickets, the expenses just keep coming! While we are usually Disney fans, we decided to have a day of fun at Busch Gardens Tampa. The day was fantastic, without the expensive guilt trip. From your drinks...
by Kati | Jan 9, 2020 | Spend Less
Did you know that over 80% of Americans admit to throwing money in one form or another? Are you throwing money away? The majority blame dining out as the biggest culprit (me included), but that is something we know we do that can waste money. What about those things...
by Kati | Jan 8, 2020 | Spend Less
Whether you're looking to save money on your next road trip, or just want to reduce your expenses, don't overlook your fuel costs. If you own a car, especially one that doesn't get very good gas mileage, then you know how much a full tank of gas can cost at the gas...
by Kati | Jan 8, 2020 | Spend Less
I can honestly say that I think my Amazon Prime membership is worth every penny. Get the most out of your Amazon Prime benefits that will save you money! Just think, Sam's Club and Costco Memberships are not uncommon, and we pay for them each year. Why do we think...
by Kati | Jan 8, 2020 | Debt
If you are living on one income, you might think you’ll never get out of debt. It is very possible to live on only one Income AND pay off debt too! Here's how to payoff debt and only live off one income! I used to read other stories of families who had paid off...
by Kati | Jan 7, 2020 | DIY, Spend Less
We have all been told a million times about the harsh chemicals in store bought cleaners or how cheap it is to make your own cleaners with common household products. For years I told myself that I never had enough time to make my own cleaners and that it was a waste...
by Kati | Jan 7, 2020 | Spend Less
Between keeping up with the kids school and sporting functions, keeping our homes semi-neat, running errands, and cooking meals, and in my particular case, running a home business, it’s hard to take time to treat or spoil yourself. Take it from me, in...
by Kati Kiefer | Jan 7, 2020 | Spend Less
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati | Jan 6, 2020 | Budgeting, Meal Planning
Budget meal planning for families can be a challenge. Convenience foods loaded with empty calories and extra fats are so tempting to feed our families in the chaos of a hectic schedule. Yes, prepackaged foods are convenient, but we know deep down they are not good for...
by Kati | Jan 6, 2020 | Spend Less
One of the best places to start stockpiling is your supplies for cleaning houses. These items rarely come with an expiration date and they will last you for years. We’ve all been guilty of buying a little too much laundry detergent when it goes on sale or even buying...
by Kati | Jan 6, 2020 | Debt
If you have credit card debt then you know that over time it just seems to get more expensive. Plus you could be paying a ton of extra interest if you have your credit card debt spread across multiple cards. Whether you’re looking to put all of your debt in one place,...
by Kati | Jan 5, 2020 | DIY, Spend Less
Football is one of my favorite sports! And even more fun is all the team T-Shirts, chicken wings, and die-hard spirit. I think it's no surprise that 70% of Americans watch NFL Football. And there’s one commonality among all fans: they love to throw killer football...
by Kati Kiefer | Jan 5, 2020 | Spend Less
Every day there is something in our home that requires cleaning, and as a result, we use up a lot of cleaning solutions and supplies. Those dusters, wipes, and sprays cost a LOT and since they don't last forever, it's a vicious cycle that can waste money. These cheap...
by Kati | Jan 5, 2020 | Spend Less
If you have tried to discover online savings before with no luck, you are in luck now! Saving money online might not be nearly as difficult as you think while you are shopping online with these online shopping hack ideas. With a few key insider tips from someone who...
