by Kati Kiefer | May 21, 2019 | Spend Less
Less than half of all households don’t have at least three month’s worth of savings. Out of all the homes that don’t, 89% are employed, and 25% make incomes between $56,000 to $91,000 each year! Is it time for living simply? I can tell you there is never a bad time to...
by Kati Kiefer | May 21, 2019 | Budgeting
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
by Kati Kiefer | May 20, 2019 | Spend Less
A no spending month might sound like more hassle than it’s worth. If you have a difficult time controlling your spending, a no spend month challenge might sound like setting yourself up to fail. One of the biggest reasons most people won’t do it is because they’re too...
by Kati | May 20, 2019 | Debt
Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that’s when it feels like every organization and person you meet is looking...
by Kati Kiefer | May 17, 2019 | Spend Less
If you are contemplating postponing your honeymoon until months after your wedding, then this article is for you. Many couples choose to delay their honeymoon for many different reasons. Whether you are trying to make this decision due to finances, scheduling, or to...
by Kati Kiefer | May 17, 2019 | Featured Articles, Spend Less
I’ve always believed that the grocery budget is one of the most flexible categories in your budget. So here’s how to save money on groceries. There are so many things you can do to lower your grocery budget, and maximize your savings. I spoke about this...
by Kati | May 16, 2019 | Spend Less
When you’re in college, every little bit of money that you can save counts. Luckily, a lot of companies understand that college kids are looking for ways to save their hard-earned cash, and they have provided you with many options for saving that are only available to...
by Kati Kiefer | May 16, 2019 | Budgeting, Featured Articles
So you may have seen those silly 365 Day Money Saving Challenges, and they sound all glamorous, “Save Over $1,000 this year!” but when you look at the nitty gritty penny challenge details, you have to sock away around $50 EACH WEEK by the time November...
by Kati | May 15, 2019 | Spend Less
If you have a desire to allow your kids to go to college and an empty bank account, don’t worry. You are actually among the majority of college applicants out there today! In fact, more than 60% of all incoming freshmen failed to plan for college. A mere 11% of...
by Kati | May 15, 2019 | Debt
Are you drowning in debt? Are you ready to commit to paying off your debt? Paying off debt can be a real life changer. Not like finding a mystical mermaid with underwater caverns filled with coins and jewels kind of life-changing…but close! It’s still...
by Kati | May 14, 2019 | Spend Less
College can be a rough time in many young adult lives. Trying to manage to live on your own, keeping up with your studies and finding ways to make money to survive can be a huge task. Instead of reaching for another box of ramen noodles you can take some time to do...
by Kati Kiefer | May 14, 2019 | Budgeting, Featured Articles
What would you do if you had an extra $10,000 (ten grand) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. Find out how to save Ten Grand...
by Kati Kiefer | May 13, 2019 | Spend Less
Gift Baskets For Women! Looking for a great Mother’s Day Gift Idea? We’ve got easy and affordable Gift Basket for Women ideas that won’t break the bank! Most of these items can be found at your local dollar store or Walmart! Use your creativity and...
by Kati | May 13, 2019 | Spend Less
The electric bill. Next to your mortgage and car payment this is likely one of your largest monthly expenses. Did you know that the average household spends over $2,000 a year on our Electric Bills?! That’s a lot of money! And since I live in Florida, my...
by Kati Kiefer | May 13, 2019 | Spend Less
Congratulations on your wedding! This must be such an exciting time for you! And while I’m sure you’re ready to pack your bags and head away on a romantic adventure, I want to make sure you’re prepared for the costs involved. I know, it’s a bit of a bummer, but when...
by Kati | May 13, 2019 | Debt
If you are living paycheck to paycheck, it can be stressful just to make it to your next payday. If you are struggling to make end’s meet and pay the bills, then it feels like you’ll never be able to afford to add debt payments into the mix. Adding debt to this...
by Kati | May 10, 2019 | Spend Less
I can honestly say that I think my Amazon Prime account is worth every penny. Get the most out of Prime with these other benefits that will save you money! Just think, Sam’s Club and Costco Memberships are not uncommon, and we pay for them each year. Why do we...
by Kati Kiefer | May 10, 2019 | Spend Less
In the 20 years we’ve been married, I can only list a handful of times when my husband James and I were able to get away by ourselves for a fun couples weekend. Attempting to travel while you are on a budget can be challenging. If you are in need of a getaway...
by Kati Kiefer | May 9, 2019 | Spend Less
Theme parks can get expensive quickly. Once you’ve scanned your tickets, the expenses just keep coming! While we are usually Disney fans, we decided to have a day of fun at Busch Gardens Tampa. The day was fantastic, without the expensive guilt trip. From your...
by Kati | May 9, 2019 | Budgeting, Spend Less
Did you know that over 80% of Americans admit to throwing money in one form or another? Are you throwing money away? The majority blame dining out as the biggest culprit (me included), but that is something we know we do that can waste money. What about those things...
by Kati | May 8, 2019 | Spend Less
Whether you’re looking to save money on your next road trip, or just want to reduce your expenses, don’t overlook your fuel costs. If you own a car, especially one that doesn’t get very good gas mileage, then you know how much a full tank of gas can...
by Kati | May 8, 2019 | Debt
If you are living on one income, you might think you’ll never get out of debt. It is very possible to live on only one Income AND pay off debt too! Here’s how to payoff debt and only live off one income! I used to read other stories of families who had paid off...
by Kati | May 7, 2019 | Spend Less
Between keeping up with the kids school and sporting functions, keeping our homes semi-neat, running errands, and cooking meals, and in my particular case, running a home business, it’s hard to take time to treat or spoil yourself. Take it from me, in order to...
by Kati Kiefer | May 7, 2019 | Budgeting
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati Kiefer | May 6, 2019 | Spend Less
Every day there is something in our home that requires cleaning, and as a result, we use up a lot of cleaning solutions and supplies. Those dusters, wipes, and sprays cost a LOT and since they don’t last forever it’s a vicious cycle that can waste money....
by Kati | May 6, 2019 | Debt
If you have credit card debt then you know that over time it just seems to get more expensive. Plus you could be paying a ton of extra interest if you have your credit card debt spread across multiple cards. Whether you’re looking to put all of your debt in one place,...
by Kati | May 5, 2019 | FOX Channel 13, Money
Originally published on March 10, 2019. Six years ago last month I received the most exciting call of my professional life. On the other end of the phone (which, by the way, was a cordless phone that actually had to mount to the wall to charge), was a really nice lady...
by Kati Kiefer | May 3, 2019 | Spend Less
So, you’ve bought a car, and everything seems great. It gets you from A to B, has excellent gas mileage, and is the perfect color for your personality! And then suddenly you get hit with crazy high car insurance rates. All the sudden you find yourself wondering how on...
by Kati | May 3, 2019 | Spend Less
Saving money might not be nearly as difficult as you think. With a few key insider tips from someone who shops online all the time, you could save thousands of dollars each year, and make your hard earned cash work much harder. Here are my best online shopping hacks...
by Kati | May 2, 2019 | Spend Less
Have you ever felt that panicky feeling when you notice that you have only a few little squares left on the roll and you know there are no backup packages of toilet paper in storage? YIKES, right?!! When bath tissue deals aren’t plentiful, or you are in a...
