by Kati Kiefer | Apr 26, 2024 | Budgeting
Budgeting can seem hopeless when you're not making enough money, but that is even more reason to create one! It doesn’t matter if you’ve lost your job, you have too much debt, or you just don’t make enough money, either way, the bills still need to be paid. When there...
by Kati Kiefer | Apr 26, 2024 | Grocery Savings, Spend Less
Let's face it, every one of us has gone through a tough time or two and needed to make meals from the pantry. When the money runs out or the stores are out of supplies, we often head to our pantry to see how we can get by with what we have on hand. We all want to feed...
by Kati Kiefer | Apr 26, 2024 | Spend Less, Vacations
As I've learned how to save money on travel over the years, I've learned some cheap flight tips along the way too. As James and I watch our kids grow, we really want to put more of our hard-earned money towards travel and making more memories with the family. If...
by Kati Kiefer | Apr 25, 2024 | Budgeting
Whether you've overspent early in the month, or you're spending more than you're making and adding to your credit card debt, it may be time to find some household expenses to put on the chopping block. While some of your unnecessary expenses may seem like they make...
by Kati Kiefer | Apr 25, 2024 | No Spend
Whether you see each other every day or haven’t seen each other for months, having a weekend girl's get together with your girlfriends is a must no matter how busy you are. Just think about the idea of having your husband watch the kids for a weekend, no grocery...
by Kati Kiefer | Apr 25, 2024 | Spend Less, Vacations
If you're looking for some of the best side hustles for some vacation money, you've come to the right place. Like the majority of society, if you're working a full-time job and still trying to make ends meet, a vacation may seem impossible. If you've been dreaming of...
by Kati Kiefer | Apr 25, 2024 | Spend Less, Vacations
Heading to Busch Gardens Tampa anytime soon? I've got the best tips so you can save since theme parks can get expensive quickly. Once you've scanned your tickets, the expenses just keep coming! While we are usually Disney fans, we decided to have a day of fun at Busch...
by Kati Kiefer | Apr 25, 2024 | Easter
As a Christian, I feel like should celebrate Easter more than Christmas. The resurrection of Jesus is THE defining point of our faith. Celebrate Easter in the fact that Christ rose from the grave and death was defeated. However, our culture doesn't feel the same way....
by Kati Kiefer | Apr 24, 2024 | Budgeting
Setting money goals for the year might seem simple enough, but achieving those goals isn’t as easy as it sounds. Knowing how you can stay motivated to reach your saving money goals is an essential step in actually achieving them. I struggle with remaining motivated,...
by Kati Kiefer | Apr 24, 2024 | No Spend
Interested in doing a no-spending challenge? No spend challenges are a fantastic way to motivate yourself to save more money each month! I couldn’t believe the results that I got when I put a little effort into not spending my hard-earned money. These challenges break...
by Kati Kiefer | Apr 23, 2024 | Budgeting
Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected expenses occur, instead...
by Kati Kiefer | Apr 23, 2024 | Spend Less, Vacations
Looking for the best way to save money for a vacation? Summer vacation might feel like a distant dream, but before you know it, your kids will be out of school and on summer break! If you’re daydreaming of laying on some remote beach, cutting a few of your expenses...
by Kati Kiefer | Apr 22, 2024 | No Spend
The No-Spend Challenge is used to help people save money during the month by choosing not to spend any additional money. Although saving money for a day or even for a weekend, can be hard, not being able to spend during an entire month can be brutal. Especially when...
by Kati Kiefer | Apr 21, 2024 | Budgeting
Couple goals, we've all got them including how to manage money as a couple. You've probably already heard the statistics about money and marriage; “more than half of marriages end in divorce because of money.” And it's nothing to scoff at because money...
by Kati Kiefer | Apr 21, 2024 | No Spend
A one-month spending freeze challenge is exactly how it sounds. The challenge is to not spend any additional money throughout the month. Many people choose to attempt this challenge to add to their savings, pay off debt, or save for a vacation. If you're interested in...
by Kati Kiefer | Apr 21, 2024 | Spend Less, Vacations
If you're looking into taking a cruise, then you're gonna need these cruise tricks and tips so you can save more money from the start. Cruises, in my opinion, are the best bang for your buck vacations out there! In fact, it's such a good deal I've been trying to go on...
by Kati Kiefer | Apr 20, 2024 | Budgeting
If you’re anything like me, then you might religiously check your budget and track your personal expenses every month so you can stay on top of things. However, staying on top of things doesn't necessarily mean you are void of having no emergency savings, a mountain...
by Kati Kiefer | Apr 20, 2024 | Grocery Savings, Spend Less
The first thing you need to do to get the best deals at a drug store is to choose a 24 hour pharmacy. When I first started couponing I would meet up at a 24 hr pharmacy with a coupon buddy. We did this late, after the kids went to bed because I could leave them with...
by Kati Kiefer | Apr 20, 2024 | No Spend
If you've never done a spending freeze before, then these spending freeze tips are for you! A spending freeze can be a great way to reduce your spending and give your savings a quick boost. You might not realize how much those little expenses add up, and before you...
by Kati Kiefer | Apr 20, 2024 | Spend Less, Vacations
Need some vacation food ideas so that you can save money? Well, you've hit the jackpot! When you’re on vacation, the cost of food can take a bite out of your vacation budget. Whether you're stopping for food on the way to your final destination, or dining at a local...
by Kati Kiefer | Apr 19, 2024 | No Spend
If your food cabinet pantry is a little bare and your spending freeze is coming up, then it's time to come up with a game plan to get it in shape. When you are attempting a No Spend Challenge to try to save some extra money during a month, it is a good idea to prepare...
by Kati Kiefer | Apr 19, 2024 | Spend Less, Vacations
Checking bags for flights can be a real pain in your wallet. Checked baggage fees seem to go up every time you take a flight, and some airlines charge up to $50 per bag! If your family of four checked just one bag each, you’d spend $200 before you even got to your...
by Kati Kiefer | Apr 18, 2024 | Grocery Savings, Reader Favorites, Spend Less
I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper elsewhere. Consumer...
by Kati Kiefer | Apr 18, 2024 | Spend Less, Vacations
If you have the desire to travel, but you're broke, you can still be a broke traveler. You may think there is no way on earth you’ll be traveling the world anytime soon just by looking at your bank account right now. The truth is that traveling may even be cheaper...
by Kati Kiefer | Apr 17, 2024 | Budgeting
If you are tight on money, then you are learning how to live on a tight budget. But, it's so important to put money away for savings regularly. Having money in a savings account will provide you with a cushion for emergencies and unexpected expenses that may pop up in...
by Kati Kiefer | Apr 17, 2024 | No Spend
We’ve all faced this scenario at least once: It’s the middle of the month, your budget for groceries is completely spent, and your cupboards are starting to look a little bare. Whether you’re in the middle of a spending freeze, or you just need to stretch that last...
by Kati Kiefer | Apr 17, 2024 | Spend Less, Vacations
If you're looking to find out how to save money for travel, you've come to the right place. Doesn’t it seem like everyone you know is taking a vacation? When you’re on a tight budget, it can feel like everyone else is traveling and seeing the world, except for you!...
by Kati Kiefer | Apr 17, 2024 | Spend Less
When you think of the cost of being healthy, some things that might come to mind are gym memberships, organic foods, vitamins, and other expensive workout programs. While these are in fact ways to incorporate a healthy lifestyle into your everyday life, they are not...
by Kati Kiefer | Apr 16, 2024 | Budgeting
Did you know there are different types of budgeting? There is. And since there is no right or wrong answer when it comes to how you budget your money, neither is one type of budgeting. Some methods may work better for you than others, but as long as you are sticking...
by Kati Kiefer | Apr 16, 2024 | No Spend
If you have a family, I'm sure you are looking for free fun family activities to do every now and then, especially when you are trying to save money and not spend it. One of the most common reasons why people choose not to do a spending freeze is because they believe...