by Kati Kiefer | Jun 7, 2023 | Budgeting
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
by Kati Kiefer | Jun 7, 2023 | Spend Less, Vacations
Are you looking for fun, cheap summer vacations? Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. When it comes to preparing a travel budget, this can be a little more tricky. You may...
by Kati Kiefer | Jun 7, 2023 | Spend Less, Wedding and Honeymoon
Weddings are beautiful celebrations for newly engaged couples and their guests, but those wedding expenses can sure be expensive. And while everyone enjoys dressing up and having a great time with friends and family, wedding expenses can sure get a couple into debt...
by Kati Kiefer | Jun 7, 2023 | Freebies, Grocery Savings
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something FREE out of...
by Kati Kiefer | Jun 7, 2023 | Budgeting
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati Kiefer | Jun 6, 2023 | Budgeting
Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected expenses occur, instead...
by Kati Kiefer | Jun 6, 2023 | Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
by Kati Kiefer | Jun 6, 2023 | No Spend
Was the way of saving money with the Spending Freeze Challenge successful? Are you looking forward to the little extra money in your bank account at the end of the month? My desire to put the extra money to pay off debt turned into a vacation fund for my family, a way...
by Kati Kiefer | Jun 6, 2023 | Spend Less, Vacations
The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while that sounds...
by Kati Kiefer | Jun 6, 2023 | Spend Less, Wedding and Honeymoon
The most important part of planning a wedding is to learn how to budget for your wedding. While the ideas of a string orchestra and a white horse drawn carriage sounds so romantic, your wedding budget can't handle that…can it? Do you even know? That's why it's...
by Kati Kiefer | Jun 5, 2023 | No Spend
Are you always searching for “free outdoor activities near me”? Free activities are always a good idea if you’re looking to save money during a Spending Freeze Challenge. However, you might be thinking that “no spending” also sounds like no fun...
by Kati Kiefer | Jun 5, 2023 | Spend Less, Vacations
Do you want to learn how to not worry about money on your vacation? You know, that feeling where you worried about the dimes and nickles and how much you'll have at the end of the day? If you'll have to cut your trip short because it's been more expensive than you...
by Kati Kiefer | Jun 5, 2023 | Spend Less, Wedding and Honeymoon
Are you trying to learn how to have a frugal wedding? This is such an exciting time but a stressful one too knowing how much weddings can cost these days. But I just know that your end result is going to be spectacular when you learn these frugal wedding tips. Right...
by Kati Kiefer | Jun 5, 2023 | Back To School, Homeschooling
Report Card FREEbies & Rewards for Good Grades! End of school is coming soon, and we know you and your kids have worked hard to get through this school year! Did you know that some businesses reward that hard work? We have gathered some fun Report Card FREEbies and...
by Kati Kiefer | Jun 4, 2023 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati Kiefer | Jun 4, 2023 | Spend Less, Vacations
You’re probably excited about getting ready to go on a much-needed family vacation and now the process of getting your vacation on budget starts. Do you actually know how much you need to save to have the best time possible? The last thing you want is to get to your...
by Kati Kiefer | Jun 4, 2023 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati Kiefer | Jun 4, 2023 | Back To School, Freebies, Homeschooling
Motivate Your Kids To Read with these 2020 FREE Summer Reading Programs! Keeping kids’ bodies and minds active on summer break are equally important. That’s where summer reading programs come in and for FREE is even better! The three-month summer vacation can make a...
by Kati Kiefer | Jun 3, 2023 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati Kiefer | Jun 2, 2023 | Budgeting
How do you go about planning for your financial future? Think back to five years ago. Are you where you wanted to be now? Do you even remember where you wanted to be five years ago? This is perhaps one of life’s hardest questions since a lot can change in just five...
by Kati Kiefer | Jun 2, 2023 | Grocery Savings, Spend Less
Did you know that food is the third largest household expense families spend money on? Even the thriftiest people are still averaging a spending of $568 per month. Whether your family is big or small, we’re all looking for ways to save money on groceries. So how do...
by Kati Kiefer | May 31, 2023 | Meal Planning
Now that you've been meal planning, how do you take your meal plan to the next level? Our family has been meal planning for years now to cut down our food waste, make mealtime more manageable, and save money. But after years of planning meals, sometimes things can get...
by Kati Kiefer | May 30, 2023 | Meal Planning
When it comes to meal planning, we tend to stick with our same old dinner rut recipes. After a while, even my most exciting recipes start to get a little boring. But, there are a ton of places you can go for some fresh new dinner ideas, but having so many options can...
by Kati Kiefer | May 29, 2023 | Meal Planning
How to organize recipes for your meal planning purposes can be just as important as meal planning itself. Since meal planning can be an excellent way to save money and keep your family from eating out, it’s important to be organized. However, sitting down at the...
by Kati Kiefer | May 28, 2023 | Meal Planning
Meal planning can be an overwhelming process if you aren’t sure where to start especially if you're looking for meal plans your family will love. If you’re feeling clueless when it comes to the groceries you’re bringing home, you’re in good company. Many people end up...
by Kati Kiefer | May 27, 2023 | Spend Less
Are you looking for some ideas for indoor fun for kids? They sure would help right about now! When my kids are stuck indoors, they can really start to get cranky with nothing to do. Since rainy days and hurricanes happen quite often in my west central Florida neck of...
by Kati Kiefer | May 26, 2023 | Spend Less
What would you do if you had an extra $10,000 (yes, TEN GRAND) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. With these how to save...
by Kati Kiefer | May 26, 2023 | Meal Planning
Are you ready for a boost to your meal planning with these free meal planning apps? Meal planning can sometimes feel like an art form that you cannot master. Meal planning apps to the rescue! Whether you are trying to find meals to fit your diet, lifestyle, or feeding...
by Kati Kiefer | May 25, 2023 | Spend Less
So you may have seen those silly 365 Day Money Saving Challenge, and they sound all glamorous (but this penny challenge is different!). When they say “Save Over $1,000 this year!”…but is it really feasible? When you look at the nitty gritty detials...
by Kati Kiefer | May 23, 2023 | Spend Less
Need to reduce car insurance rates? Well, then read on. So, you’ve bought a car, and everything seems great. It gets you from A to B, has excellent gas mileage, and is the perfect color for your personality! And then suddenly you get hit with crazy high car insurance...
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