by Kati Kiefer | Apr 21, 2026 | Budgeting
Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected expenses occur, instead...
by Kati Kiefer | Apr 21, 2026 | Spend Less, Vacations
Looking for the best way to save money for a vacation? Summer vacation might feel like a distant dream, but before you know it, your kids will be out of school and on summer break! If you’re daydreaming of laying on some remote beach, cutting a few of your expenses...
by Kati Kiefer | Apr 20, 2026 | No Spend
The No-Spend Challenge is used to help people save money during the month by choosing not to spend any additional money. Although saving money for a day or even for a weekend, can be hard, not being able to spend during an entire month can be brutal. Especially when...
by Kati Kiefer | Apr 19, 2026 | Budgeting
Couple goals, we've all got them including how to manage money as a couple. You've probably already heard the statistics about money and marriage; “more than half of marriages end in divorce because of money.” And it's nothing to scoff at because money...
by Kati Kiefer | Apr 19, 2026 | No Spend
A one-month spending freeze challenge is exactly how it sounds. The challenge is to not spend any additional money throughout the month. Many people choose to attempt this challenge to add to their savings, pay off debt, or save for a vacation. If you're interested in...
by Kati Kiefer | Apr 19, 2026 | Spend Less, Vacations
If you're looking into taking a cruise, then you're gonna need these cruise tricks and tips so you can save more money from the start. Cruises, in my opinion, are the best bang for your buck vacations out there! In fact, it's such a good deal I've been trying to go on...
by Kati Kiefer | Apr 18, 2026 | Budgeting
If you’re anything like me, then you might religiously check your budget and track your personal expenses every month so you can stay on top of things. However, staying on top of things doesn't necessarily mean you are void of having no emergency savings, a mountain...
by Kati Kiefer | Apr 18, 2026 | Grocery Savings, Spend Less
The first thing you need to do to get the best deals at a drug store is to choose a 24 hour pharmacy. When I first started couponing I would meet up at a 24 hr pharmacy with a coupon buddy. We did this late, after the kids went to bed because I could leave them with...
by Kati Kiefer | Apr 18, 2026 | No Spend
If you've never done a spending freeze before, then these spending freeze tips are for you! A spending freeze can be a great way to reduce your spending and give your savings a quick boost. You might not realize how much those little expenses add up, and before you...
by Kati Kiefer | Apr 18, 2026 | Spend Less, Vacations
Need some vacation food ideas so that you can save money? Well, you've hit the jackpot! When you’re on vacation, the cost of food can take a bite out of your vacation budget. Whether you're stopping for food on the way to your final destination, or dining at a local...
by Kati Kiefer | Apr 17, 2026 | No Spend
If your food cabinet pantry is a little bare and your spending freeze is coming up, then it's time to come up with a game plan to get it in shape. When you are attempting a No Spend Challenge to try to save some extra money during a month, it is a good idea to prepare...
by Kati Kiefer | Apr 17, 2026 | Spend Less, Vacations
Checking bags for flights can be a real pain in your wallet. Checked baggage fees seem to go up every time you take a flight, and some airlines charge up to $50 per bag! If your family of four checked just one bag each, you’d spend $200 before you even got to your...
by Kati Kiefer | Apr 16, 2026 | Grocery Savings, Reader Favorites, Spend Less
I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper elsewhere. Consumer...
by Kati Kiefer | Apr 16, 2026 | Spend Less, Vacations
If you have the desire to travel, but you're broke, you can still be a broke traveler. You may think there is no way on earth you’ll be traveling the world anytime soon just by looking at your bank account right now. The truth is that traveling may even be cheaper...
by Kati Kiefer | Apr 16, 2026 | Easter
As a Christian, I feel like should celebrate Easter more than Christmas. The resurrection of Jesus is THE defining point of our faith. Celebrate Easter in the fact that Christ rose from the grave and death was defeated. However, our culture doesn't feel the same way....
by Kati Kiefer | Apr 15, 2026 | Budgeting
If you are tight on money, then you are learning how to live on a tight budget. But, it's so important to put money away for savings regularly. Having money in a savings account will provide you with a cushion for emergencies and unexpected expenses that may pop up in...
by Kati Kiefer | Apr 15, 2026 | No Spend
We’ve all faced this scenario at least once: It’s the middle of the month, your budget for groceries is completely spent, and your cupboards are starting to look a little bare. Whether you’re in the middle of a spending freeze, or you just need to stretch that last...
by Kati Kiefer | Apr 15, 2026 | Spend Less, Vacations
If you're looking to find out how to save money for travel, you've come to the right place. Doesn’t it seem like everyone you know is taking a vacation? When you’re on a tight budget, it can feel like everyone else is traveling and seeing the world, except for you!...
by Kati Kiefer | Apr 15, 2026 | Spend Less
When you think of the cost of being healthy, some things that might come to mind are gym memberships, organic foods, vitamins, and other expensive workout programs. While these are in fact ways to incorporate a healthy lifestyle into your everyday life, they are not...
by Kati Kiefer | Apr 14, 2026 | Budgeting
Did you know there are different types of budgeting? There is. And since there is no right or wrong answer when it comes to how you budget your money, neither is one type of budgeting. Some methods may work better for you than others, but as long as you are sticking...
by Kati Kiefer | Apr 14, 2026 | No Spend
If you have a family, I'm sure you are looking for free fun family activities to do every now and then, especially when you are trying to save money and not spend it. One of the most common reasons why people choose not to do a spending freeze is because they believe...
by Kati Kiefer | Apr 14, 2026 | Freebies, Spend Less, Vacations
If you’ve ever browsed the Google Play Store or iTunes Store, you know that there are a lot of free smart traveler apps out there. I’m always looking for ways to save money and find quick and easy ways to do things, and apps have always helped with that. Over the past...
by Kati Kiefer | Apr 13, 2026 | No Spend
Do you need to know how to spend no money this month? A no spending month might sound like more hassle than it’s worth. If you have a difficult time controlling your spending, a no spend month challenge might sound like setting yourself up to fail. One of the biggest...
by Kati Kiefer | Apr 13, 2026 | Debt, Spend Less, Vacations
Have you looked at your budget and can't find the money for travel expenses? You may be looking at your budget now and feel like all your money is going toward paying bills. Sure paying your mortgage, student loans, car loans, and credit cards are all necessary...
by Kati Kiefer | Apr 13, 2026 | Cleaning and Organizing
If you have been cleaning and purging your house, then you are ready to see if those unwanted items can be turned into a nice small treasure by having some garage sales. Decluttering your space and planning a yard sales is a huge undertaking. But what if I told you...
by Kati Kiefer | Apr 13, 2026 | Spend Less
It may seem like an impossible task to organize a home and keep it organized, but not when you utilize cheap storage. Though it would be ideal to invest in the perfect “Pinterest worthy” organizational contraption, it is not always financially reasonable....
by Kati Kiefer | Apr 12, 2026 | No Spend
Are you starting a no spend challenge? Good for you! There’s no better way to add money to your bank account than to stop spending altogether. As time passes while on a spending freeze, it can start to get frustrating to want to spend money. It can also feel...
by Kati Kiefer | Apr 12, 2026 | Spend Less, Vacations
If you aren’t already familiar with Airbnb, it is a website that allows you to rent rooms, entire apartments, villas, and even vacation housing rentals all around the world instead of staying in a hotel. The average price of a hotel is around $137 a night. Whenever...
by Kati Kiefer | Apr 12, 2026 | Money
If you have an old smartphone that you don't use anymore or want to get one that is updated, then you might be wondering how to sell a cellphone. There are a few different ways to market your smartphone and the amount you receive will depend on the age, condition, and...
by Kati Kiefer | Apr 11, 2026 | Budgeting
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of envelope budgeting will keep you from going over budget, and help you stay accountable with a spending limit and get on track with your budget. While using a paper envelope or...
