by Kati Kiefer | Aug 14, 2022 | DIY, DIY Cleaning Supplies
They say “judge not, lest you be judged”… so please remember that when you look at my “before” pictures of using my DIY wood furniture cleaner. You see, my name is Kati Kiefer, not Martha Stewart. I do not have a cleaning crew nor a maid....
by Kati Kiefer | Aug 14, 2022 | No Spend
Are you starting a no spend challenge? Good for you! There’s no better way to add money to your bank account than to stop spending altogether. As time passes while on a spending freeze, it can start to get frustrating to want to spend money. It can also feel...
by Kati Kiefer | Aug 14, 2022 | Spend Less, Vacations
If you aren’t already familiar with Airbnb, it is a website that allows you to rent rooms, entire apartments, villas, and even vacation housing rentals all around the world instead of staying in a hotel. The average price of a hotel is around $137 a night. Whenever...
by Kati Kiefer | Aug 14, 2022 | Money
If you have an old smartphone that you don't use anymore or want to get one that is updated, then you might be wondering how to sell a cellphone. There are a few different ways to market your smartphone and the amount you receive will depend on the age, condition, and...
by Kati Kiefer | Aug 13, 2022 | DIY, DIY Cleaning Supplies
You know that I love to use old jars but I needed to find the best adhesive remover to get those sticky labels off the front. Spaghetti, salsa, and jelly jars are prime examples of jars that I love to save and reuse. After my kids kept breaking the good drinking...
by Kati Kiefer | Aug 13, 2022 | Budgeting
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of envelope budgeting will keep you from going over budget, and help you stay accountable with a spending limit and get on track with your budget. While using a paper envelope or...
by Kati Kiefer | Aug 13, 2022 | No Spend
When you’re in the middle of a no-spend challenge, you are gonna start looking for some cheap hobbies for women to fill up your time. Time, when you used to spend out shopping, eating out, or being out on the town, is now replaced with days in the house and evenings...
by Kati Kiefer | Aug 12, 2022 | DIY, DIY Cleaning Supplies
It was cleaning day and I ran out. I simply ran out of stainless steel cleaner and polish and I didn't want to run to the store again. I was going to have to make my own homemade stainless steel cleaner and polish if I was going to get my cleaning done. I'm sure you...
by Kati Kiefer | Aug 11, 2022 | DIY, DIY Cleaning Supplies
Does your laminate floor cleaner work well? The floors throughout my entire house look like wood, but they are actually a laminate. I love them because they are so strong. They don't show scratches and they are easy to clean. You know that I am a crazy cat lady and I...
by Kati Kiefer | Aug 11, 2022 | Budgeting
We've all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to make some household budget cuts. And then you get mad at yourself for allowing your finances to get in this awful...
by Kati Kiefer | Aug 11, 2022 | No Spend
Whether you see each other every day or haven’t seen each other for months, having a weekend girl's get together with your girlfriends is a must no matter how busy you are. Just think about the idea of having your husband watch the kids for a weekend, no grocery...
by Kati Kiefer | Aug 11, 2022 | Budgeting
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
by Kati Kiefer | Aug 11, 2022 | Spend Less
Do you need some family activities to get out of the “house” and away from the television? Me too! Sometimes it feels like we've been cooped up in the house way too long. Luckily, today I'm going to share with you how to get out of the house and have some...
by Kati Kiefer | Aug 10, 2022 | Budgeting
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
by Kati Kiefer | Aug 10, 2022 | Spend Less, Vacations
Are you looking for fun, cheap summer vacations? Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. When it comes to preparing a travel budget, this can be a little more tricky. You may...
by Kati Kiefer | Aug 10, 2022 | Spend Less, Wedding and Honeymoon
Weddings are beautiful celebrations for newly engaged couples and their guests, but those wedding expenses can sure be expensive. And while everyone enjoys dressing up and having a great time with friends and family, wedding expenses can sure get a couple into debt...
by Kati Kiefer | Aug 10, 2022 | Freebies, Grocery Savings
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something FREE out of...
by Kati Kiefer | Aug 10, 2022 | Budgeting
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati Kiefer | Aug 9, 2022 | DIY, DIY Cleaning Supplies
I had just peeled a second orange for James to take with him for lunch at work and I was lamenting about throwing the peels away when an idea popped into my head – Why can't I make some kind of vinegar citrus cleaners with these peels? You see, I've been on a...
by Kati Kiefer | Aug 9, 2022 | Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
by Kati Kiefer | Aug 9, 2022 | Budgeting
Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected expenses occur, instead...
by Kati Kiefer | Aug 9, 2022 | No Spend
Was the way of saving money with the Spending Freeze Challenge successful? Are you looking forward to the little extra money in your bank account at the end of the month? My desire to put the extra money to pay off debt turned into a vacation fund for my family, a way...
by Kati Kiefer | Aug 9, 2022 | Spend Less, Vacations
The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while that sounds...
by Kati Kiefer | Aug 9, 2022 | Spend Less, Wedding and Honeymoon
The most important part of planning a wedding is to learn how to budget for your wedding. While the ideas of a string orchestra and a white horse drawn carriage sounds so romantic, your wedding budget can't handle that…can it? Do you even know? That's why it's...
by Kati Kiefer | Aug 8, 2022 | No Spend
Are you always searching for “free outdoor activities near me”? Free activities are always a good idea if you’re looking to save money during a Spending Freeze Challenge. However, you might be thinking that “no spending” also sounds like no fun...
by Kati Kiefer | Aug 8, 2022 | Spend Less, Vacations
Do you want to learn how to not worry about money on your vacation? You know, that feeling where you worried about the dimes and nickles and how much you'll have at the end of the day? If you'll have to cut your trip short because it's been more expensive than you...
by Kati Kiefer | Aug 8, 2022 | Spend Less, Wedding and Honeymoon
Are you trying to learn how to have a frugal wedding? This is such an exciting time but a stressful one too knowing how much weddings can cost these days. But I just know that your end result is going to be spectacular when you learn these frugal wedding tips. Right...
by Kati Kiefer | Aug 8, 2022 | Back To School, Homeschooling
Report Card FREEbies & Rewards for Good Grades! End of school is coming soon, and we know you and your kids have worked hard to get through this school year! Did you know that some businesses reward that hard work? We have gathered some fun Report Card FREEbies and...
by Kati Kiefer | Aug 7, 2022 | DIY, DIY Cleaning Supplies
With six people in our house, we were in desperate need of the best toilet bowl cleaner around. Plus we have guests…lots of them. I wondered why the toilets were always in bad shape, but then I counted how many times the toilet is used in just one week. Over one...
by Kati Kiefer | Aug 7, 2022 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
Page 1 of 1012345...10...» NEXTLAST »
