by Kati Kiefer | Feb 18, 2020 | Budgeting
Whether you’re trying to pay off debt, or just getting your financial life in order, we all need an emergency savings fund. Emergency funds are so essential for financial stability. When the unthinkable and unexpected happens, instead of swiping your credit card and...
by Kati Kiefer | Feb 17, 2020 | Spend Less
Doesn’t it seem like everyone you know is taking a vacation? When you’re on a tight budget, it can feel like everyone else is traveling and seeing the world, except for you! The truth is that you don’t have to have a high paying job or go into debt to be able to...
by Kati Kiefer | Feb 16, 2020 | Budgeting
Couple goals, we've all got them includinghow to manage money as a couple. You've probably already heard the statistics about money and marriage; “more than half of marriages end in divorce because of money.” And it's nothing to scoff at because money...
by Kati Kiefer | Feb 15, 2020 | Spend Less
The first thing you need to do to get the best deals at a drug store is to choose a 24 hour pharmacy. When I first started couponing I would meet up at a 24 hr pharmacy with a coupon buddy. We did this late, after the kids went to bed because I could leave them with...
by Kati Kiefer | Feb 15, 2020 | Budgeting
If you’re anything like me, then you might religiously check your budget and track your personal expenses every month so you can stay on top of things. However, staying on top of things doesn't necessarily mean you are void of having no emergency savings, a mountain...
by Kati Kiefer | Feb 15, 2020 | Couponing
If you have a small space to begin with, then your own food storage ideas are probably already maxed out. If you don’t think you have room for more, think again! Even if you’re tight on space, there are still some ways you can have a significant stockpile with these...
by Kati Kiefer | Feb 14, 2020 | Spend Less
If you were tempted to splurge while at home, just wait till you’re on vacation! While you’re on break, the last thing on your mind is how much money is left in your wallet until there is none. Vacations are not that far out of reach, even if you are working on a...
by Kati Kiefer | Feb 13, 2020 | Spend Less
I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper elsewhere. Consumer...
by Kati Kiefer | Feb 12, 2020 | Budgeting
If you are tight on money, then you are learning how to live on a tight budget. But, it's so important to put money away for savings regularly. Having money in a savings account will provide you with a cushion for emergencies and unexpected expenses that may pop up in...
by Kati Kiefer | Feb 12, 2020 | Spend Less
When you think of the cost of being healthy, some things that might come to mind are gym memberships, organic foods, vitamins, and other expensive workout programs. While these are in fact ways to incorporate a healthy lifestyle into your everyday life, they are not...
by Kati Kiefer | Feb 11, 2020 | Budgeting
Did you know there are different types of budgeting? There is. And since there is no right or wrong answer when it comes to how you budget your money, neither is one type of budgeting. Some methods may work better for you than others, but as long as you are sticking...
by Kati Kiefer | Feb 10, 2020 | Couponing
One way to make sure that you will use the coupons you spent time acquiring is by getting yourself organized. And that begins with how you are storing coupons. There is nothing worse than heading to the store only to later realize you forgot a coupon for something you...
by Kati Kiefer | Feb 8, 2020 | Budgeting
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of budgeting will keep you from going over budget, and help you stay accountable and on track with your budget. While using a paper envelope to keep your money in each month might...
by Kati Kiefer | Feb 7, 2020 | Freebies
Did you know that you can get lots of Birthday Restaurant FREEbies? Most require that you join the companies email list, but there are plenty that allow you to show your Driver's License on your birthday day OR during your birthday month! That means these Birthday...
by Kati Kiefer | Feb 7, 2020 | DIY, Recipes, Trim Healthy Mama, Valentine's Day
Have you ever enjoyed biting into your own creation of DIY Chocolate Covered Strawberries? The hard outer chocolate exterior melds with the sweet juicy strawberry on the inside. It's a little bit of heaven right here on earth! Years ago my Mom and I would take the...
by Kati Kiefer | Feb 6, 2020 | Budgeting
We’ve all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to revisit the household budget. And then you get mad at yourself for allowing your finances to get in this awful...
by Kati Kiefer | Feb 6, 2020 | Budgeting
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
by Kati Kiefer | Feb 5, 2020 | Budgeting
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
by Kati Kiefer | Feb 5, 2020 | Spend Less
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something FREE out of...
by Kati Kiefer | Feb 5, 2020 | Spend Less
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati Kiefer | Feb 4, 2020 | Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
by Kati Kiefer | Feb 4, 2020 | Spend Less
A spending freeze challenge is always a good idea if you’re looking to save money. However, you might be thinking that it also sounds like no fun at all. After all, what can you do when you can’t spend any money? As it turns out, there are a ton of free activities...
by Kati Kiefer | Feb 2, 2020 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati Kiefer | Feb 2, 2020 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati Kiefer | Feb 2, 2020 | Disney
When it comes to planning your trip to Disney, one of the biggest decisions you’ll likely make is where you will be staying. There are so many options that it makes picking something even more difficult. While you may save money by staying off-site, there are so many...
by Kati Kiefer | Feb 2, 2020 | Disney
A vacation to the happiest place on earth comes with a big price tag, and unless you win a free trip, there aren’t many ways to vacation at Disney for free. There are so many ways you can save money, get great deals, and ways to stretch every dollar on things to do in...
by Kati Kiefer | Feb 1, 2020 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati Kiefer | Feb 1, 2020 | Couponing
We all want to be helping needy families in time. Especially this time of year when there is a chill in the air and it seems so sad that kids could be going to bed hungry or not receive anything for Christmas. When you use coupons, you can not only save money on all...
by Kati Kiefer | Jan 30, 2020 | Spend Less
How do you feel about pet ownership? A few years ago a Mommy friend of mine posted this Facebook Status Update on December 26: “Survived another Christmas without giving in to getting a Wii or another animal. Whew! How long can we make it?” And she is...
by Kati Kiefer | Jan 25, 2020 | Disney
Thousands of people visit Walt Disney World every single day all year round, and some come across the world just to be right in the heart of Disney. Each person has their schedule and preferences for their trip, and obviously how you use your precious days at Disney...
