by Kati Kiefer | Aug 8, 2020 | Budgeting
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of budgeting will keep you from going over budget, and help you stay accountable and on track with your budget. While using a paper envelope to keep your money in each month might...
by Kati Kiefer | Aug 8, 2020 | DIY
You know that I love to use old jars but I needed to find the best adhesive remover to get those sticky labels off the front. Spaghetti, salsa, and jelly jars are prime examples of jars that I love to save and reuse. After my kids kept breaking the good drinking...
by Kati Kiefer | Aug 7, 2020 | DIY
It was cleaning day and I ran out. I simply ran out of stainless steel cleaner and polish and I didn't want to run to the store again. I was going to have to make my own homemade stainless steel cleaner and polish if I was going to get my cleaning done. I'm sure you...
by Kati Kiefer | Aug 6, 2020 | Budgeting
We’ve all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to revisit the household budget. And then you get mad at yourself for allowing your finances to get in this awful...
by Kati Kiefer | Aug 6, 2020 | Budgeting
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
by Kati Kiefer | Aug 6, 2020 | DIY
Does your laminate floor cleaner work well? The floors throughout my entire house look like wood, but they are actually a laminate. I love them because they are so strong. They don't show scratches and they are easy to clean. You know that I am a crazy cat lady and I...
by Kati Kiefer | Aug 6, 2020 | Spend Less
Do you need some family activities to get out of the “house” and away from the television? Me too! We've been cooped up in the house way too long. And with this virus going around, I know you are feeling the cabin fever too. Luckily, today I'm going to...
by Kati Kiefer | Aug 5, 2020 | Spend Less, Vacations
Are you looking for fun, cheap summer vacations? Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. When it comes to preparing a travel budget, this can be a little more tricky. You may...
by Kati Kiefer | Aug 5, 2020 | Budgeting
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
by Kati Kiefer | Aug 5, 2020 | Spend Less, Wedding and Honeymoon
Weddings are beautiful celebrations for newly engaged couples and their guests, but those wedding expenses can sure be expensive. And while everyone enjoys dressing up and having a great time with friends and family, wedding expenses can sure get a couple into debt...
by Kati Kiefer | Aug 5, 2020 | Spend Less
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something FREE out of...
by Kati Kiefer | Aug 5, 2020 | Spend Less
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati Kiefer | Aug 4, 2020 | Spend Less, Vacations
The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while that sounds...
by Kati Kiefer | Aug 4, 2020 | Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
by Kati Kiefer | Aug 4, 2020 | Budgeting
Whether you’re trying to pay off debt, or just getting your financial life in order, we all need an emergency savings fund. Emergency funds are so essential for financial stability. When the unthinkable and unexpected happens, instead of swiping your credit card and...
by Kati Kiefer | Aug 4, 2020 | Spend Less, Wedding and Honeymoon
The most important part of planning a wedding is to learn how to budget for your wedding. While the ideas of a string orchestra and a white horse drawn carriage sounds so romantic, your wedding budget can't handle that…can it? Do you even know? That's why it's...
by Kati Kiefer | Aug 4, 2020 | Spend Less
A spending freeze challenge is always a good idea if you’re looking to save money. However, you might be thinking that it also sounds like no fun at all. After all, what can you do when you can’t spend any money? As it turns out, there are a ton of free activities...
by Kati Kiefer | Aug 4, 2020 | DIY
I had just peeled a second orange for James to take with him for lunch at work and I was lamenting about throwing the peels away when an idea popped into my head – Why can't I make some kind of vinegar citrus cleaners with these peels? You see, I've been on a...
by Kati Kiefer | Aug 3, 2020 | Spend Less, Vacations
Do you want to learn how to not worry about money on your vacation? You know, that feeling where you worried about the dimes and nickles and how much you'll have at the end of the day? If you'll have to cut your trip short because it's been more expensive than you...
by Kati Kiefer | Aug 3, 2020 | Spend Less, Wedding and Honeymoon
Are you trying to learn how to have a frugal wedding? This is such an exciting time but a stressful one too knowing how much weddings can cost these days. But I just know that your end result is going to be spectacular when you learn these frugal wedding tips. Right...
by Kati Kiefer | Aug 3, 2020 | Back To School, Freebies, Homeschooling
Report Card FREEbies & Rewards for Good Grades! End of school is coming soon, and we know you and your kids have worked hard to get through this school year! Did you know that some businesses reward that hard work? We have gathered some fun Report Card FREEbies and...
by Kati Kiefer | Aug 2, 2020 | Spend Less, Vacations
You’re probably excited about getting ready to go on a much-needed family vacation and now the process of getting your vacation on budget starts. Do you actually know how much you need to save to have the best time possible? The last thing you want is to get to your...
by Kati Kiefer | Aug 2, 2020 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati Kiefer | Aug 2, 2020 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati Kiefer | Aug 2, 2020 | DIY
With six people in our house, we were in desperate need of the best toilet bowl cleaner around. Plus we have guests…lots of them. I wondered why the toilets were always in bad shape, but then I counted how many times the toilet is used in just one week. Over one...
by Kati Kiefer | Aug 2, 2020 | Back To School, Freebies, Homeschooling
Motivate Your Kids To Read with these 2020 FREE Summer Reading Programs! Keeping kids’ bodies and minds active on summer break are equally important. That’s where summer reading programs come in and for FREE is even better! The three-month summer vacation can make a...
by Kati Kiefer | Aug 1, 2020 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati Kiefer | Aug 1, 2020 | DIY
While it's a fact of life that we all go poo, my toilet time is not something I want to share with the world. But it happens… the smell… no matter how healthy you eat, it's there. The one thing you don't want to happen is for your toilet time smells to...
by Kati Kiefer | Jul 31, 2020 | Meal Planning
If you've heard what’s for dinner for the last time, then it's time to find the best way to meal plan. If I had a dollar for every text message or request I got asking “what’s for dinner?” even before 5 o'clock, I’d be rich! I’ve been planning my meals for years now....
by Kati Kiefer | Jul 30, 2020 | Meal Planning
Looking for a meal plan that works? The average American will spend $2,625 each year at restaurants; this doesn’t even include the amount spent on unused groceries! Whether you are trying to cut back on eating out or just pay less overall, meal planning can help you...
