by Kati Kiefer | Oct 14, 2024 | Spend Less
It may seem like an impossible task to organize a home and keep it organized, but not when you utilize cheap storage. Though it would be ideal to invest in the perfect “Pinterest worthy” organizational contraption, it is not always financially reasonable....
by Kati Kiefer | Oct 13, 2024 | No Spend
Are you starting a no spend challenge? Good for you! There’s no better way to add money to your bank account than to stop spending altogether. As time passes while on a spending freeze, it can start to get frustrating to want to spend money. It can also feel...
by Kati Kiefer | Oct 13, 2024 | Spend Less, Vacations
If you aren’t already familiar with Airbnb, it is a website that allows you to rent rooms, entire apartments, villas, and even vacation housing rentals all around the world instead of staying in a hotel. The average price of a hotel is around $137 a night. Whenever...
by Kati Kiefer | Oct 13, 2024 | Money
If you have an old smartphone that you don't use anymore or want to get one that is updated, then you might be wondering how to sell a cellphone. There are a few different ways to market your smartphone and the amount you receive will depend on the age, condition, and...
by Kati Kiefer | Oct 12, 2024 | Budgeting
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of envelope budgeting will keep you from going over budget, and help you stay accountable with a spending limit and get on track with your budget. While using a paper envelope or...
by Kati Kiefer | Oct 12, 2024 | No Spend
When you’re in the middle of a no-spend challenge, you are gonna start looking for some cheap hobbies for women to fill up your time. Time, when you used to spend out shopping, eating out, or being out on the town, is now replaced with days in the house and evenings...
by Kati Kiefer | Oct 10, 2024 | Budgeting
We've all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to make some household budget cuts. And then you get mad at yourself for allowing your finances to get in this awful...
by Kati Kiefer | Oct 10, 2024 | Budgeting
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
by Kati Kiefer | Oct 9, 2024 | Budgeting
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
by Kati Kiefer | Oct 9, 2024 | Spend Less, Vacations
Are you looking for fun, cheap summer vacations? Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. When it comes to preparing a travel budget, this can be a little more tricky. You may...
by Kati Kiefer | Oct 9, 2024 | Spend Less, Wedding and Honeymoon
Weddings are beautiful celebrations for newly engaged couples and their guests, but those wedding expenses can sure be expensive. And while everyone enjoys dressing up and having a great time with friends and family, wedding expenses can sure get a couple into debt...
by Kati Kiefer | Oct 9, 2024 | Freebies, Grocery Savings
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something FREE out of...
by Kati Kiefer | Oct 9, 2024 | Budgeting
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati Kiefer | Oct 8, 2024 | Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
by Kati Kiefer | Oct 8, 2024 | No Spend
Was the way of saving money with the Spending Freeze Challenge successful? Are you looking forward to the little extra money in your bank account at the end of the month? My desire to put the extra money to pay off debt turned into a vacation fund for my family, a way...
by Kati Kiefer | Oct 8, 2024 | Spend Less, Vacations
The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while that sounds...
by Kati Kiefer | Oct 8, 2024 | Spend Less, Wedding and Honeymoon
The most important part of planning a wedding is to learn how to budget for your wedding. While the ideas of a string orchestra and a white horse drawn carriage sounds so romantic, your wedding budget can't handle that…can it? Do you even know? That's why it's...
by Kati Kiefer | Oct 7, 2024 | No Spend
Are you always searching for “free outdoor activities near me”? Free activities are always a good idea if you’re looking to save money during a Spending Freeze Challenge. However, you might be thinking that “no spending” also sounds like no fun...
by Kati Kiefer | Oct 7, 2024 | Spend Less, Vacations
Do you want to learn how to not worry about money on your vacation? You know, that feeling where you worried about the dimes and nickles and how much you'll have at the end of the day? If you'll have to cut your trip short because it's been more expensive than you...
by Kati Kiefer | Oct 7, 2024 | Spend Less, Wedding and Honeymoon
Are you trying to learn how to have a frugal wedding? This is such an exciting time but a stressful one too knowing how much weddings can cost these days. But I just know that your end result is going to be spectacular when you learn these frugal wedding tips. Right...
by Kati Kiefer | Oct 6, 2024 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati Kiefer | Oct 6, 2024 | Spend Less, Vacations
You’re probably excited about getting ready to go on a much-needed family vacation and now the process of getting your vacation on budget starts. Do you actually know how much you need to save to have the best time possible? The last thing you want is to get to your...
by Kati Kiefer | Oct 6, 2024 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati Kiefer | Oct 5, 2024 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati Kiefer | Oct 4, 2024 | Budgeting
How do you go about planning for your financial future? Think back to five years ago. Are you where you wanted to be now? Do you even remember where you wanted to be five years ago? This is perhaps one of life’s hardest questions since a lot can change in just five...
by Kati Kiefer | Oct 4, 2024 | Grocery Savings, Spend Less
Did you know that food is the third largest household expense families spend money on? Even the thriftiest people are still averaging a spending of $568 per month. Whether your family is big or small, we’re all looking for ways to save money on groceries. So how do...
by Kati Kiefer | Sep 11, 2024 | DIY, DIY Cleaning Supplies
Grocery stores, department stores, and even pharmacies have entire aisles dedicated to cleaning solutions even green cleaning products. But they are expensive! There are so many reasons why you may want to start making your homemade natural cleaning products, even if...
by Kati Kiefer | Sep 8, 2024 | DIY, DIY Cleaning Supplies
Have you ever run out of a soft scrub cleaner and needed it like…now? When I get to cleaning my home, I'm like a madwoman and there's no stopping me. I want to get it all done without any interruptions. Just leave me alone so I can get the job done so I can get...
by Kati Kiefer | Sep 8, 2024 | Spend Less
Every day there is something in our home that requires cleaning, and as a result, we use up a lot of cleaning solutions and supplies. Those dusters, wipes, and sprays cost a LOT and since they don't last forever, it's a vicious cycle that can waste money. These cheap...
by Kati Kiefer | Sep 6, 2024 | Recipes
If you're sick, then you'll love these tea recipes for colds. And since days are getting shorter, nights are getting cooler and you start swapping your daily frozen drink for another one of life's simple pleasures: a nice hot cup of tea. You boil the water, pour it in...
