by Kati Kiefer | Feb 12, 2024 | Spend Less
It may seem like an impossible task to organize a home and keep it organized, but not when you utilize cheap storage. Though it would be ideal to invest in the perfect “Pinterest worthy” organizational contraption, it is not always financially reasonable....
by Kati Kiefer | Feb 11, 2024 | No Spend
Are you starting a no spend challenge? Good for you! There’s no better way to add money to your bank account than to stop spending altogether. As time passes while on a spending freeze, it can start to get frustrating to want to spend money. It can also feel...
by Kati Kiefer | Feb 11, 2024 | Spend Less, Vacations
If you aren’t already familiar with Airbnb, it is a website that allows you to rent rooms, entire apartments, villas, and even vacation housing rentals all around the world instead of staying in a hotel. The average price of a hotel is around $137 a night. Whenever...
by Kati Kiefer | Feb 11, 2024 | Money
If you have an old smartphone that you don't use anymore or want to get one that is updated, then you might be wondering how to sell a cellphone. There are a few different ways to market your smartphone and the amount you receive will depend on the age, condition, and...
by Kati Kiefer | Feb 10, 2024 | Budgeting
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of envelope budgeting will keep you from going over budget, and help you stay accountable with a spending limit and get on track with your budget. While using a paper envelope or...
by Kati Kiefer | Feb 10, 2024 | No Spend
When you’re in the middle of a no-spend challenge, you are gonna start looking for some cheap hobbies for women to fill up your time. Time, when you used to spend out shopping, eating out, or being out on the town, is now replaced with days in the house and evenings...
by Kati Kiefer | Feb 9, 2024 | DIY, Recipes, Trim Healthy Mama, Valentine's Day
Have you ever enjoyed biting into your own creation of DIY Chocolate Covered Strawberries? The hard outer chocolate exterior melds with the sweet juicy strawberry on the inside. It's a little bit of heaven right here on earth! Years ago my Mom and I would take the...
by Kati Kiefer | Feb 8, 2024 | Budgeting
We've all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to make some household budget cuts. And then you get mad at yourself for allowing your finances to get in this awful...
by Kati Kiefer | Feb 8, 2024 | Budgeting
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
by Kati Kiefer | Feb 7, 2024 | Budgeting
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
by Kati Kiefer | Feb 7, 2024 | Spend Less, Vacations
Are you looking for fun, cheap summer vacations? Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. When it comes to preparing a travel budget, this can be a little more tricky. You may...
by Kati Kiefer | Feb 7, 2024 | Spend Less, Wedding and Honeymoon
Weddings are beautiful celebrations for newly engaged couples and their guests, but those wedding expenses can sure be expensive. And while everyone enjoys dressing up and having a great time with friends and family, wedding expenses can sure get a couple into debt...
by Kati Kiefer | Feb 7, 2024 | Freebies, Grocery Savings
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something FREE out of...
by Kati Kiefer | Feb 7, 2024 | Budgeting
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
by Kati Kiefer | Feb 7, 2024 | Spend Less, Vacations
It's hard to find cheap spring break trips for families…but I've got the best ideas to get your spring break trip started! Spring break is right around the corner so it's time to break out the bathing suits and sunscreen! And you might be looking to do something...
by Kati Kiefer | Feb 6, 2024 | Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
by Kati Kiefer | Feb 6, 2024 | No Spend
Was the way of saving money with the Spending Freeze Challenge successful? Are you looking forward to the little extra money in your bank account at the end of the month? My desire to put the extra money to pay off debt turned into a vacation fund for my family, a way...
by Kati Kiefer | Feb 6, 2024 | Spend Less, Vacations
The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while that sounds...
by Kati Kiefer | Feb 6, 2024 | Spend Less, Wedding and Honeymoon
The most important part of planning a wedding is to learn how to budget for your wedding. While the ideas of a string orchestra and a white horse drawn carriage sounds so romantic, your wedding budget can't handle that…can it? Do you even know? That's why it's...
by Kati Kiefer | Feb 5, 2024 | No Spend
Are you always searching for “free outdoor activities near me”? Free activities are always a good idea if you’re looking to save money during a Spending Freeze Challenge. However, you might be thinking that “no spending” also sounds like no fun...
by Kati Kiefer | Feb 5, 2024 | Spend Less, Vacations
Do you want to learn how to not worry about money on your vacation? You know, that feeling where you worried about the dimes and nickles and how much you'll have at the end of the day? If you'll have to cut your trip short because it's been more expensive than you...
by Kati Kiefer | Feb 5, 2024 | Spend Less, Wedding and Honeymoon
Are you trying to learn how to have a frugal wedding? This is such an exciting time but a stressful one too knowing how much weddings can cost these days. But I just know that your end result is going to be spectacular when you learn these frugal wedding tips. Right...
by Kati Kiefer | Feb 5, 2024 | Spend Less, Vacations
If you are looking at how to save on your spring break vacations, then I've got some tips for you! Spring break is one of the largest travel seasons of the whole year. With students ranging from elementary all the way up to college age off all at one time, competition...
by Kati Kiefer | Feb 4, 2024 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati Kiefer | Feb 4, 2024 | Spend Less, Vacations
You’re probably excited about getting ready to go on a much-needed family vacation and now the process of getting your vacation on budget starts. Do you actually know how much you need to save to have the best time possible? The last thing you want is to get to your...
by Kati Kiefer | Feb 4, 2024 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati Kiefer | Feb 3, 2024 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati Kiefer | Feb 2, 2024 | Budgeting
How do you go about planning for your financial future? Think back to five years ago. Are you where you wanted to be now? Do you even remember where you wanted to be five years ago? This is perhaps one of life’s hardest questions since a lot can change in just five...
by Kati Kiefer | Feb 2, 2024 | Grocery Savings, Spend Less
Did you know that food is the third largest household expense families spend money on? Even the thriftiest people are still averaging a spending of $568 per month. Whether your family is big or small, we’re all looking for ways to save money on groceries. So how do...
by Kati Kiefer | Jan 4, 2024 | Cleaning and Organizing, Meal Planning
I hate wasting food. How about you? I can remember a time in our lives where I used to spend more than $1,000 each month for groceries. I told myself that I had a big family, so the cost was justified. We easily dropped $250 or more each week on groceries without...