by Kati Kiefer | Dec 8, 2020 | No Spend
Was the way of saving money with the Spending Freeze Challenge successful? Are you looking forward to the little extra money in your bank account at the end of the month? My desire to put the extra money to pay off debt turned into a vacation fund for my family, a way...
by Kati Kiefer | Dec 8, 2020 | Spend Less, Vacations
The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while that sounds...
by Kati Kiefer | Dec 8, 2020 | Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
by Kati Kiefer | Dec 8, 2020 | Spend Less, Wedding and Honeymoon
The most important part of planning a wedding is to learn how to budget for your wedding. While the ideas of a string orchestra and a white horse drawn carriage sounds so romantic, your wedding budget can't handle that…can it? Do you even know? That's why it's...
by Kati Kiefer | Dec 8, 2020 | Christmas
If you are having trouble finding a great gift for the Jedi in your life, there are plenty of choices for you to pick from this list of the best Star Wars Novelty Gifts around! No matter what your budget, you can make something yourself, or order it online and kick...
by Kati Kiefer | Dec 7, 2020 | No Spend
Are you always searching for “free outdoor activities near me”? Free activities are always a good idea if you’re looking to save money during a Spending Freeze Challenge. However, you might be thinking that “no spending” also sounds like no fun...
by Kati Kiefer | Dec 7, 2020 | Spend Less, Vacations
Do you want to learn how to not worry about money on your vacation? You know, that feeling where you worried about the dimes and nickles and how much you'll have at the end of the day? If you'll have to cut your trip short because it's been more expensive than you...
by Kati Kiefer | Dec 7, 2020 | Spend Less, Wedding and Honeymoon
Are you trying to learn how to have a frugal wedding? This is such an exciting time but a stressful one too knowing how much weddings can cost these days. But I just know that your end result is going to be spectacular when you learn these frugal wedding tips. Right...
by Kati Kiefer | Dec 7, 2020 | Christmas
Are you looking for some good deals after Christmas? Going shopping during the after Christmas sales is a big deal at our house. There are items that you just can't get cheaper any other time of the year. Oh, don't get me wrong, I still shop on Black Friday and Cyber...
by Kati Kiefer | Dec 6, 2020 | Spend Less, Vacations
You’re probably excited about getting ready to go on a much-needed family vacation and now the process of getting your vacation on budget starts. Do you actually know how much you need to save to have the best time possible? The last thing you want is to get to your...
by Kati Kiefer | Dec 6, 2020 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati Kiefer | Dec 6, 2020 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati Kiefer | Dec 5, 2020 | Budgeting
I know what you're thinking…how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life...
by Kati Kiefer | Dec 4, 2020 | Grocery Savings, Spend Less
Did you know that food is the third largest household expense families spend money on? Even the thriftiest people are still averaging a spending of $568 per month. Whether your family is big or small, we’re all looking for ways to save money on groceries. So how do...
by Kati Kiefer | Dec 4, 2020 | Budgeting
How do you go about planning for your financial future? Think back to five years ago. Are you where you wanted to be now? Do you even remember where you wanted to be five years ago? This is perhaps one of life’s hardest questions since a lot can change in just five...
by Kati Kiefer | Dec 1, 2020 | Budgeting
We’ve all used the excuse of “I don’t have enough money” when creating a personal finance strategy. I've been there myself, so I know where you’re coming from. It feels like no matter how much we plan there is never enough time or money to do all the things we want to...
by Kati Kiefer | Nov 30, 2020 | Meal Planning
How to organize recipes for your meal planning purposes can be just as important as meal planning itself. Since meal planning can be an excellent way to save money and keep your family from eating out, it’s important to be organized. However, sitting down at the...
by Kati Kiefer | Nov 29, 2020 | Meal Planning
Meal planning can be an overwhelming process if you aren’t sure where to start especially if you're looking for meal plans your family will love. If you’re feeling clueless when it comes to the groceries you’re bringing home, you’re in good company. Many people end up...
by Kati Kiefer | Nov 28, 2020 | Disney
For those of you on a tight budget, the idea of staying at one of Walt Disney World resorts might sound like a fantasy. The majority of your vacation cost is going to be the lodging, and out of all your other vacation expenses, this is one of the few areas you have...
by Kati Kiefer | Nov 27, 2020 | Meal Planning
Are you ready for a boost to your meal planning with these free meal planning apps? Meal planning can sometimes feel like an art form that you cannot master. Meal planning apps to the rescue! Whether you are trying to find meals to fit your diet, lifestyle, or feeding...
by Kati Kiefer | Nov 27, 2020 | Disney
If you are a frequent visitor at Disney, you have probably considered joining the Disney Vacation Club (shortened to be called the “DVC”). If you don’t even know what that is, don’t worry we have all the details here. Before you sign the forms to join...
by Kati Kiefer | Nov 27, 2020 | Spend Less
What would you do if you had an extra $10,000 (yes, TEN GRAND) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. With these how to save...
by Kati Kiefer | Nov 27, 2020 | Grocery Savings, Holidays
Have you made your Thanksgiving feast menu yet? Thanksgiving is almost here! But don't panic! I'll show you how to save money on your Thanksgiving dinner! Thanksgiving is one of the most anticipated meals of the entire year. No pressure. But that doesn’t mean you have...
by Kati Kiefer | Nov 25, 2020 | No Spend
Could you use a personal spending freeze? You know…that point when you get to the second week in the month and realize you are almost out of money? Could your bank account use a break? I know I can’t be the only one! If you answered yes to any of these...
by Kati Kiefer | Nov 25, 2020 | Disney
A Walt Disney World vacation can be expensive, especially for families. Between airfare, park tickets, dining, accommodations, souvenirs, and everything else, your trip to the happiest place on earth can turn into a huge hole in your wallet. However, you don't have to...
by Kati Kiefer | Nov 24, 2020 | No Spend
A no-spending period can be tricky from the get-go. It's especially true getting everyone in the family on board to do a spending freeze. We know our family and how they enjoy eating certain things and doing certain things that always involve money. It can be hard...
by Kati Kiefer | Nov 24, 2020 | Disney
We all know how expensive a trip to the happiest place on earth can be, but when you are trying to add money to your Disney vacation account, it can be hard. When it comes to a Disney vacation, you could be looking at spending a thousand dollars or more on your trip....
by Kati Kiefer | Nov 23, 2020 | No Spend
Have you ever considered trying a no-spend day, week, month, or even a year? Have you ever thought about how much money you could save if you just put away the credit cards for a while? If your spending has gotten out of control, or you have been struggling to put...
by Kati Kiefer | Nov 23, 2020 | Disney
Are you looking for some Disney vacation deals? As a Floridian and a Disney lover, I am always looking for a great Disney deal. As an annual pass holder, I will be the first to tell you that I could spend an entire day in each of the parks, then go back to the same...
by Kati Kiefer | Nov 22, 2020 | Disney
When it comes to visiting the most magical place on earth, your Disney Magic Kingdom tickets are probably going to be one of the top most expensive parts of your trip. Park tickets can sometimes run guests anywhere from $600 or more depending on how many are in your...
