I know what you’re thinking…how to achieve big goals for your finances already seems daunting.

Until this point, I had never shared my goals with you. Can you believe it?

I started my frugal living journey long ago because I wanted to live a more meaningful life and become debt-free.

For years, I struggled with overspending and being discontent with the things I already had. In the past, I would make these huge goals for myself in hopes of achieving my dreams, only to find myself no closer than when I had started.

I was tired of not reaching my goals and being disappointed when I was stuck in the same place a year later. Desperate to see even the slightest bit of progress, I ended up no closer to my goals than I was when I made them. It was because of this great failure that I learned how to finally achieve my goals.

Believe it or not, there is a science to how to achieve big goals.

Whether you are trying to finally get out of debt, or save more money this year, my system will work for you. It all starts with being organized and being informed. It seems simple enough, right?

So let’s learn how to achieve big goals this year because it’s important for your financial success.

If you learn to set big goals with a plan to achieve them, you’ll be more apt to see them through to the finish line.

By making money goals this year, you’ll be setting yourself up for a lifetime of financial freedom!

I’m going to take it a step further and show you how I’ve taken my goals for this year, and broken them down into bite-sized chunks to achieve my big goals for the year.

how to achieve big goals

Get Informed By Reading More Books

My personal growth goal for this year is to read more books on saving money, being a better wife, mommy, frugal tips and of course blogging. How to achieve big goals starts by being informed.

Why? The more I know the better I can attack and achieve my big goals. I went to college to learn about finances but since things are constantly changing, it’s always a good idea to have updated information.

Plus, I’m developing and stretching my brain which is always a good thing.

To keep on track, I’ve challenged myself to read one book each month to reach my goal of twelve by December.


Create A Plan For Your Money

These FREE Budgeting Spreadsheets will help you keep a pulse on your money (from the palm of your hand).

I know one book may not sound like much, but I don’t exactly have a track record of finishing books in a timely manner. And since my track record of not finishing is not good enough, one month to read an entire book is a good challenge for me.

Here are a couple of the books on my finance list:

The more you know about finances, the more informed you are about how to make your big financial goals achievable. How to achieve big goals is by knowing more about the topic you are trying to master.

Ask your friends and family if they’ve read any good books or articles that might help you. There is so much information out there, you just need to find it.

how to achieve big goals

Take Courses, Webinars, And Do Money Saving Challenges

This year, one of my big goals it to learn and do more. So, I created a schedule of all the courses I want to go through, webinars I want to watch, and challenges I want to take and finish this year.

Why? The more you learn, the more you are informed. When you set big goals for this year, you are helping your next goals become a success. How to achieve big goals is by starting those smaller goals that will help you reach the bigger goal.

The more you do to challenge yourself, the more you know what you are capable of and the more you challenge yourself to bigger and better things! Did you complete a money saving challenge last year? Go for a bigger goal this year! I know you can achieve it!

Here are a couple I will be completing this year:

how to achieve big goals

Decluttering And Reorganizing

I finally took out the MASSIVE pile of Amazon boxes from Christmas. I wish I had taken a picture because there was an entire year’s supply of boxes in our dining room alone.

As I got rid of all the boxes and began sorting the contents of the room, I took out everything that didn’t belong in our dining room and living room. I was able to send three trash bags full of stuff to Goodwill!

I hope to finish selling the remaining items in the house over the next few months so we can eliminate that clutter and reorganize our home. Here are FOUR Easy Ways to Make Money Selling Your Excess Stuff Online!

How does decluttering and reorganizing help your finances, you ask? Simple. You know what you have and where to find it. When things get disorganized in your home, it’s easy for other things to become the same way, and that includes your finances!

Don’t know where that tool is that you need to fix the cabinet drawer? You end up heading to the hardware store to get another one. That becomes money wasted just because you couldn’t find one item.

Where did you store that wrapping paper and bows? Again, it becomes more wasted money because you couldn’t find something you already owned.

Don’t let a cluttered situation take over because it can wreak havoc on your home and your finances.

But even more than that, your finances can become a jumbled mess of late payments and missing bills. Why? Because of simple disorganization.

Get organized this year with your money with my simple Cash Flow Formula. A simple plan to get your finances organized once and for all! How to achieve big goals is by first getting your resources and your cash flow in order.

Making money goals this year, helps you make more money goals next year. And, using the Cash Flow Formula will become second nature to you, and you’ll become money savy in no time.

how to achieve big goals

Stay Motivated

James and I really want to take the family on a cruise! After a long discussion, we’ve decided a cruise would really be fun together before all the kids grow up and scatter off to college and get married. We set big goals for our family and this is one that we are all excited about!

To reach our goal, we will need to save $100 a month. My goal for each month is to earn/save $100 to put toward our cruise fund.

How to achieve big goals is again starting with a smaller goal that will help you reach the bigger goal. While the final cruise price tag is a lot of money, starting with a small goal each month doesn’t overwhelm me. I can make the small goal with no problem and know that I will eventually get to the larger goal in time.

But how do we stay motivated? By simply keeping our dream and goal in front of our minds. We keep a picture of a cruise ship on our fridge with a potential sail date on the picture.

Need more motivation? Check out these tips on how to stay motivated for your money goals.

how to achieve big goals

Have Weekly Goal Meetings

One of my big goals for this year was to stay on budget every single month this year. I’m good a making money goals, but together we are better at achieving them!

To help reach this goal, I’m planning weekly budget meetings with James to crunch numbers and make sure we are on the right track.

Having these budget meetings will help our financial strategy stay on track with our goals.

Staying on track is is how to achieve big goals. You can’t run the race if you don’t know where the finish line is and how to get there!


Create A Plan For Your Money

These FREE Budgeting Spreadsheets will help you keep a pulse on your money (from the palm of your hand).

You can’t reach big goals if you have no idea where you are at with your goal!

Did you stay on track last month, last week or even yesterday? It’s important to know where you stand with your big goal! If you’re not on track you may need to amp up the work you need to do if you want to reach your big goal.

Team work makes the dream work and you and your spouse need to be on the same page about your goal.

How to achieve big goals is by being honest with yourself and your spouse about what the goal is and what you need to do to get there.

Do Something You’ve Never Done Before

They say that that the definition of insanity is doing the same thing over and over again but expecting different results.

Caution –  Hard Talk Ahead: If you’re trying to reach a BIG goal, but you haven’t implented anything in order to reach it, how exactly do you expect to reach that goal? It’s not going to fall in place in your lap, you’re going to have to work for it.

If your big goal is to get out of debt, than you may need to get a better paying job, a side job or even a second job.

It may be doing a Spending Freeze, not eating out one month, slash all uncessary spending, make a budget, etc. Think of something you can do that will make an impact on your goal. Then Do It!

It may seem scary doing something you’ve never done before, but if your big goal matters enough, you’ll get down to business.

So get down to business so you can learn how to achieve big goals this year because it’s important for your financial success.

If you learn to set big goals the right way, you’ll be more apt to see them through to the finish line.

By making money goals this year, you’ll be setting yourself up for a lifetime of financial freedom!

Now it’s your turn to start! Download these FREE Goal Sheets and start making your Big Goals!


YOUR TURN: What’s your secret to making and achieving big goals? Let me know in the comments below!

how to achieve big goals
How To Achieve Big Goals For Your Finances This Year