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Budgeting Will Set You Free

Budgeting can actually be free-ing. Because when you pay attention to your spending, then YOU control it. Otherwise, I promise, eventually IT will control you. Get ahead of it today. Download this FREE Budgeting Spreadsheet and start managing your money tonight!

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How To Cut Your Budget When There's Nothing Left To Cut

How To Cut Your Budget When There's Nothing Left To Cut

We've all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to make some household budget cuts. And then you get mad at yourself for allowing your finances to get in this awful...

How To Live On $2,000 Per Month

How To Live On $2,000 Per Month

There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...

The Items You Are Forgetting To Include In Your Budget

The Items You Are Forgetting To Include In Your Budget

When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...

Are These Poor Money Habits Making You Broke?

Are These Poor Money Habits Making You Broke?

We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...

How To Fill Your Emergency Savings Fund In Just 2 Months

How To Fill Your Emergency Savings Fund In Just 2 Months

Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected expenses occur, instead...

The Biggest Mistakes People Make When Budgeting

The Biggest Mistakes People Make When Budgeting

The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...

How To Stretch Your Budget When You're Tight On Money

How To Stretch Your Budget When You're Tight On Money

Everyone encounters a time when you have to use budget savers to make the money you have last until it replenishes and the budget resets. It's usually when you’ve decided not to spend any money for a short period (by doing a spending freeze), or there just isn’t...

How To Create A Budget When You Hate Budgeting

How To Create A Budget When You Hate Budgeting

When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...

How To Achieve Big Goals For Your Finances This Year

How To Achieve Big Goals For Your Finances This Year

I know what you're thinking...how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life and...

This Is The Time For Planning Your Financial Future Success

This Is The Time For Planning Your Financial Future Success

How do you go about planning for your financial future? Think back to five years ago. Are you where you wanted to be now? Do you even remember where you wanted to be five years ago? This is perhaps one of life’s hardest questions since a lot can change in just five...

How To Set Realistic Goals You Can Actually Keep This Year

How To Set Realistic Goals You Can Actually Keep This Year

We all know we are supposed to set goals for ourselves, but it always feels like the goals we set never seem to pan out well by the end of the year. I have had my fair share of goal flops over the years, and I learned a secret to why I wasn’t able to effectively set…

The Most Helpful List Of Household Expenses We Will Never Cut

The Most Helpful List Of Household Expenses We Will Never Cut

If you're looking at your list of household expenses and trying to decide what to cut, let me stop you there! You can't cut everything out of your budget, although we all wish we could at some point in our lives. This past year has been a doozy, from the water heater...

8 Affordable Ways To Plan A Healthy Dinner

8 Affordable Ways To Plan A Healthy Dinner

Budget meal planning for families can be a challenge. Convenience foods loaded with empty calories and extra fats are so tempting to feed our families in the chaos of a hectic schedule. Yes, prepackaged foods are convenient, but we know deep down they are not good for...

How To Start Saving For A House Down Payment Now

How To Start Saving For A House Down Payment Now

You may not be thinking about buying a house for a few years, but a down payment on a house could end up being thousands of dollars. If you’ve already started thinking about saving up for a down payment, you might feel just a little overwhelmed. Unlike retirement, the...

How To Budget When You're Not Making Enough Money

How To Budget When You're Not Making Enough Money

Budgeting can seem hopeless when you're not making enough money, but that is even more reason to create one! It doesn’t matter if you’ve lost your job, you have too much debt, or you just don’t make enough money, either way, the bills still need to be paid. When there...

How To Cut Expenses When You're Low On Money

How To Cut Expenses When You're Low On Money

Whether you've overspent early in the month, or you're spending more than you're making and adding to your credit card debt, it may be time to find some household expenses to put on the chopping block. While some of your unnecessary expenses may seem like they make...

How To Stay Motivated For Your Money Goals This Year

How To Stay Motivated For Your Money Goals This Year

Setting money goals for the year might seem simple enough, but achieving those goals isn’t as easy as it sounds. Knowing how you can stay motivated to reach your saving money goals is an essential step in actually achieving them. I struggle with remaining motivated,...

The Truth About How to Avoid Common Money Mistakes

The Truth About How to Avoid Common Money Mistakes

Financial money mistakes can easily happen to us all, even when we think we are being a smarty. While we think we are being smart with our money, sometimes all it takes is one accident and our savings are drained. Or a layoff throws everything for a loop and our...

Couple Goals: How To Manage Money Together As A Team

Couple Goals: How To Manage Money Together As A Team

Couple goals, we've all got them including how to manage money as a couple. You've probably already heard the statistics about money and marriage; "more than half of marriages end in divorce because of money." And it's nothing to scoff at because money problems are...

How To Spring Clean Your Finances

How To Spring Clean Your Finances

If you’re anything like me, then you might religiously check your budget and track your personal expenses every month so you can stay on top of things. However, staying on top of things doesn't necessarily mean you are void of having no emergency savings, a mountain...

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WELCOME TO TRUE MONEY SAVER
On this website you'll find practical ways to maximize your money while still living life to the fullest. Because I believe everyone has the power to live a life of abundance regardless of their income level.
 

FREE Budgeting Sheets To Manage Your Money
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