It’s time to stop stressing out about money.

Heyyyy Friend, I’m Kati. I’m on a mission to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!).

Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.

FROM THE BLOG:

How To Stick To Your Budget

How To Stick To Your Budget

Creating a budget and figuring out how to stick to a budget is by far the hardest part of gaining control of your finances. For us, we spent so much money outside of our budget that we ended up adding to our credit card debt and lowering our credit...

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How To Prepare For Your First Spending Freeze Challenge

How To Prepare For Your First Spending Freeze Challenge

In the most basic sense, a Spending Freeze Challenge is a period of time in which you don't spend any money. A spending freeze could be as short as a day or as long as an entire year! There are many variations of the traditional spending freeze,...

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How To Make A Floor Cleaner For Super Clean Floors

How To Make A Floor Cleaner For Super Clean Floors

Does your laminate floor cleaner work well? The floors throughout my entire house look like wood, but they are actually a laminate. I love them because they are so strong. They don't show scratches and they are easy to clean. You know that I am a...

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How To Cut Your Budget When There’s Nothing Left To Cut

How To Cut Your Budget When There’s Nothing Left To Cut

We've all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to make some household budget cuts. And then you get mad at yourself for allowing your finances...

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How To Live On $2,000 Per Month

How To Live On $2,000 Per Month

There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the...

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The Items You Are Forgetting To Include In Your Budget

The Items You Are Forgetting To Include In Your Budget

When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are...

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AS SEEN ON:

Where Can I Serve You First?

At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).

Grocery Savings

“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).

Managing Money

This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.

Debt Success

Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.

READER FAVORITES

Items To ONLY Buy At The Dollar Store!

Items To ONLY Buy At The Dollar Store!

I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper...

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How To Make Castile Soap – The Best Liquid Version Yet

How To Make Castile Soap – The Best Liquid Version Yet

I have been on a quest to make cheaper things for my house and it was on my list to learn how to make Castile soap - the liquid version. Just in case you didn't know, Castile soap is natural and free of toxins! Plus, it's environmentally friendly....

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Best Selling Products

JumpStart Your Savings

Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.

The Cash Flow Formula

The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.

Debt Freedom System

You deserve to go on vacation more often without facing a credit card statement once you get back home. The Debt Freedom System teaches you how to pay off debt, in less time (without selling everything you own), even if you are living paycheck to paycheck on only one income.

We’d make great friends!

I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $60,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)