It’s time to stop stressing out about money.
Heyyyy Friend, I’m Kati. I’m on a mission to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!).
Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.
FROM THE BLOG:
How To Fill Your Emergency Savings Fund In Just 2 Months
Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected...
The Biggest Mistakes People Make When Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But...
How To Continue Saving After Your Spending Freeze Is Over
Was the way of saving money with the Spending Freeze Challenge successful? Are you looking forward to the little extra money in your bank account at the end of the month? My desire to put the extra money to pay off debt turned into a vacation fund...
4 Sneaky Mistakes To Avoid When Trying To Get Out Of Debt
Paying off debt can be an incredible life changer. No more worry about having enough money at the end of the month. No more frustrating bills coming in the mail showing how much money you're spending on interest, and wasting, because you used...
How To Stretch Your Budget When You’re Tight On Money
Everyone encounters a time when you have to use budget savers to make the money you have last until it replenishes and the budget resets. It's usually when you’ve decided not to spend any money for a short period (by doing a spending freeze), or...
Free Activities To Keep You Busy During A Spending Freeze Challenge
Are you always searching for "free outdoor activities near me"? Free activities are always a good idea if you’re looking to save money during a Spending Freeze Challenge. However, you might be thinking that "no spending" also sounds like no fun at...
The Truth About Debt Reduction Services
There is no such thing as a quick fix when it comes to paying off your debt including debt reduction services. However, debt reduction services can feel like a dream come true during tough times. Kind of like a Fairy Godmother that can wave her...
How To Create A Budget When You Hate Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track...
6 Productive Things To Do Instead Of Spending Money
One of the main reasons people spend money is not out of necessity or even want, but boredom! If you are working with a tight budget this month (or maybe every month), then spending money “for fun” is just not in the cards right now. Spending money without a legitimate reason is not only bad for your wallet, but also your time!
AS SEEN ON:
Where Can I Serve You First?
At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).
Grocery Savings
“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).
Managing Money
This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.
Debt Success
Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.
READER FAVORITES
How To Make Cold & Flu Room Spray So You Don’t Get Sick
This is one spray bottle you will want to always have filled with the essential oils for colds and flu inside so you can combat the germs and make sure no one else in your family gets sick. It is a cold & flu room spray I've been using for...
The Best Hand Antibacterial Spray You Need To Make Now
We were headed to Disney, the land of magic and germs when I realized I was almost of out of my hand antibacterial spray. I panicked! Here I just paid $3.50 for this brand new bottle of hand antibacterial spray from Walmart and I was almost out of...
Items To ONLY Buy At The Dollar Store!
I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper...
How To Use Up Almost Expired Milk With Over 15 Of The Best Recipes
Do you have almost expired milk? If you don't know how to use it up, start by making yourself a bath with this Soothing Milk Bath Recipe! While we sometimes can go through a gallon of milk in a day, there are days when we won't finish a whole...
How To Clean Your Stainless Steel Sink And Not Spend A Fortune
If you need to learn how to clean stainless steel sink in a cost effective manner, you're in for a treat! For the last three years I've asked for one thing for Christmas: a new kitchen sink. My husband thought that was a horrible gift to buy me,...
How To Make Castile Soap – The Best Liquid Version Yet
I have been on a quest to make cheaper things for my house and it was on my list to learn how to make Castile soap - the liquid version. Just in case you didn't know, Castile soap is natural and free of toxins! Plus, it's environmentally friendly....
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Debt Freedom System
We’d make great friends!
I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $60,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)