It’s time to stop stressing out about money.
Heyyyy Friend, I’m Kati. I’m jazzed to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!). Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.
AS SEEN ON:

Where Can I Serve You First?
At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).
Grocery Savings
“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).
Managing Money
This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.
Debt Success
Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.
FROM THE BLOG:
How To Fill Your Emergency Savings Fund In Just 2 Months
Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected...
The 4 Different Types Of Budgeting You Need To Try
Did you know there are different types of budgeting? There is. And since there is no right or wrong answer when it comes to how you budget your money, neither is one type of budgeting. Some methods may work better for you than others, but as long...
How To Plan Your Best Financial Year Ever
It’s a new year and a fresh start! If your New Year’s resolution this year is to make better money management decisions or even give your finances a financial makeover, you’re in the right place! I’m going to show you how to plan for your best financial year yet!
How To Afford Travel Even When You’re In Debt
Have you looked at your budget and can't find the money for travel expenses? You may be looking at your budget now and feel like all your money is going toward paying bills. Sure paying your mortgage, student loans, car loans, and credit cards are...
Things You Need To Do Right Now To Improve Your Financial Life
Many people are looking to improve their finances this year, but have no idea how on earth to achieve this goal! If you are struggling to get ahead financially, just the idea of getting control of your finances can seem intense. I’m not going to lie to you and tell…
The Ultimate Guide To The Cash Envelope System
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of envelope budgeting will keep you from going over budget, and help you stay accountable with a spending limit and get on track with your budget. While using...
How To Stick To Your Budget
Creating a budget and figuring out how to stick to a budget is by far the hardest part of gaining control of your finances. For us, we spent so much money outside of our budget that we ended up adding to our credit card debt and lowering our credit...
How To Cut Your Budget When There's Nothing Left To Cut
We've all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to make some household budget cuts. And then you get mad at yourself for allowing your finances...
How To Live On $2,000 Per Month
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the...
It’s time to focus
on your financial goals.
For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.
This FREE Monthly Money Goals Sheet will help you:
This sheet will help you focus on what it takes to achieve your money goals.
READER FAVORITES
How To Clean Your Stainless Steel Sink And Not Spend A Fortune
If you need to learn how to clean stainless steel sink in a cost effective manner, you're in for a treat! For the last three years I've asked for one thing for Christmas: a new kitchen sink. My husband thought that was a horrible gift to buy me,...
How To Make Castile Soap – The Best Liquid Version Yet
I have been on a quest to make cheaper things for my house and it was on my list to learn how to make Castile soap - the liquid version. Just in case you didn't know, Castile soap is natural and free of toxins! Plus, it's environmentally friendly....
How To Make The Most Affordable Foaming Natural Soap For Hands
12 hands that need washing several times a day requires some kind of natural soap. I'm a couponer, but I was so tired of trying to find the latest deal on a natural soap. Trying to figure out if I had the coupons or not and how many I could...
How To Get Bath & Body Works Coupons For FREE Products
Ah, there's nothing like the glorious scent of a Bath & Body Works fresh fragrances or the soft, soothing skin care that glides seamlessly over your skin to make it beautiful. I've got boys... so I keep some fragrances right in the pocket of my...
Items To ONLY Buy At The Dollar Store!
I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper...
How To Use Up Almost Expired Milk With Over 15 Of The Best Recipes
Do you have almost expired milk? If you don't know how to use it up, start by making yourself a bath with this Soothing Milk Bath Recipe! While we sometimes can go through a gallon of milk in a day, there are days when we won't finish a whole...
Best Selling Products
JumpStart Your Savings
Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.
The Cash Flow Formula
The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.
We’d make great friends!
I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)
