It’s time to stop stressing out about money.
Heyyyy Friend, I’m Kati. I’m jazzed to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!). Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.
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Where Can I Serve You First?
At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).
Grocery Savings
“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).
Managing Money
This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.
Debt Success
Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.
FROM THE BLOG:
How To Personalize A Glass Pitcher Into A Terrific Gift This Year
Don't you just love using a Glass Pitcher for holidays and dinner parties? Having one just for water feels very fancy. I fill it with lemon or orange slices and it looks so pretty. But the prettiest ones I've seen lately are glass etched with a...
How To Make Cute Drinking Glasses – The Best Mason Jar Craft
What would we do without our mason jar craft ideas?!! I don't know about you, but I love mason jars! They are just so useful for so many purposes including on the go drinks! I love having a drink with me wherever I go so that I save money! Recently...
How To Make The Best Cutting Board For Gifts This Year
The best cutting boards are the ones you use for ages. The one my mother still has to this day is the one I used to chop veggies on when I was a kid. How is it that a piece of aged and worn wood brings some comfort and memories to you each time you...
The Best Homemade Flavored Salt Recipes You'll Love To Make
Last year my husband James was given some of the best flavored salts for Christmas and I knew they were super expensive so I learned how to create some homemade flavored salt recipes to include in my gift giving this year. The thought of licorice...
How To Make The Cutest Monogrammed Trinket Tray & Matching Key Chain Set
Raise your hand if you're in need of a trinket tray! You know, the tray that you put everything into as you walk in the door so it doesn't grow legs and walk off? Yup, that kind of trinket tray. While I don't personally need one at the moment, I...
How To Make A Monogrammed Waterproof Tote Bag
Have you ever wished you had a waterproof tote bag? Believe it or not, but the Sunshine State where I live has a LOT of rain. It never fails that I head somewhere with my tote bag full of either library books or snacks and I need to sit it down and...
How To Make The Best Personalized Makeup Bags In Minutes
I'm convinced that personalized makeup bags might just be the best thing ever. They have SO many uses. Little zippered bags are such great organizers and keep all the small things you need contained. To make this DIY no-sew makeup bag you'll use...
The Most Helpful List Of Household Expenses We Will Never Cut
If you're looking at your list of household expenses and trying to decide what to cut, let me stop you there! You can't cut everything out of your budget, although we all wish we could at some point in our lives. This past year has been a doozy,...
How To Easily Create A No-Sew Custom Scarf
What's warm and cozy and looks great...a Custom Scarf! Scarves sure have come back into style as not only something to keep you warm and cozy, but as a great fashion piece too. From infinity to blanket scarves, they just look so great and can be...
It’s time to focus
on your financial goals.
For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.
This FREE Monthly Money Goals Sheet will help you:
This sheet will help you focus on what it takes to achieve your money goals.
READER FAVORITES
Items To ONLY Buy At The Dollar Store!
I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper...
How To Use Up Almost Expired Milk With Over 15 Of The Best Recipes
Do you have almost expired milk? If you don't know how to use it up, start by making yourself a bath with this Soothing Milk Bath Recipe! While we sometimes can go through a gallon of milk in a day, there are days when we won't finish a whole...
How To Clean Your Stainless Steel Sink And Not Spend A Fortune
If you need to learn how to clean stainless steel sink in a cost effective manner, you're in for a treat! For the last three years I've asked for one thing for Christmas: a new kitchen sink. My husband thought that was a horrible gift to buy me,...
How To Make Castile Soap – The Best Liquid Version Yet
I have been on a quest to make cheaper things for my house and it was on my list to learn how to make Castile soap - the liquid version. Just in case you didn't know, Castile soap is natural and free of toxins! Plus, it's environmentally friendly....
How To Make The Most Affordable Foaming Natural Soap For Hands
12 hands that need washing several times a day requires some kind of natural soap. I'm a couponer, but I was so tired of trying to find the latest deal on a natural soap. Trying to figure out if I had the coupons or not and how many I could...
How To Get Bath & Body Works Coupons For FREE Products
Ah, there's nothing like the glorious scent of a Bath & Body Works fresh fragrances or the soft, soothing skin care that glides seamlessly over your skin to make it beautiful. I've got boys... so I keep some fragrances right in the pocket of my...
Best Selling Products
JumpStart Your Savings
Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.
The Cash Flow Formula
The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.
Debt Freedom System
You deserve to go on vacation more often without facing a credit card statement once you get back home. The Debt Freedom System teaches you how to pay off debt, in less time (without selling everything you own), even if you are living paycheck to paycheck on only one income.
We’d make great friends!
I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)
