It’s time to stop stressing out about money.
Heyyyy Friend, I’m Kati. I’m jazzed to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!). Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.
AS SEEN ON:
Where Can I Serve You First?
At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).
Grocery Savings
“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).
Managing Money
This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.
Debt Success
Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.
FROM THE BLOG:
How To Budget When You're Not Making Enough Money
Budgeting can seem hopeless when you're not making enough money, but that is even more reason to create one! It doesn’t matter if you’ve lost your job, you have too much debt, or you just don’t make enough money, either way, the bills still need to...
How To Cut Expenses When You're Low On Money
Whether you've overspent early in the month, or you're spending more than you're making and adding to your credit card debt, it may be time to find some household expenses to put on the chopping block. While some of your unnecessary expenses may...
How To Get Ahead Of The Game With The Ultimate Holiday Planner
The holidays seem to just get busier and busier, but with The Ultimate Holiday Planner (a brand new planner to help you conquer the holidays with grace), I'm able to get prepared and be ahead of the game. Don't you feel so unprepared every year? I...
How To Stay Motivated For Your Money Goals This Year
Setting money goals for the year might seem simple enough, but achieving those goals isn’t as easy as it sounds. Knowing how you can stay motivated to reach your saving money goals is an essential step in actually achieving them. I struggle with...
The Best Holiday Pantry Items To Stockpile For Savings All Year
What pantry items do you normally stock up on during the holidays? I've been known to blow my grocery budget on holiday baking supplies every time I want to bake. From cute cupcake liners, sprinkles, new cookie cutters, and of course, several...
How To Fill Your Emergency Savings Fund In Just 2 Months
Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected...
The Best Quick & Easy Gifts To Put In Mason Jars This Year
Mason jars are the biggest part of the "Farmhouse" craze right now. If you love mason jars, then you'll know they can easily make great gifts. So pull out your crafting supplies and those empty jar and let's get busy making gifts! But as I was...
The Truth About How to Avoid Common Money Mistakes
Financial money mistakes can easily happen to us all, even when we think we are being a smarty. While we think we are being smart with our money, sometimes all it takes is one accident and our savings are drained. Or a layoff throws everything for...
Tips For Less Financial Holiday Stress – How To Easily Conquer The Holidays
As we inch towards the holidays, I know we can all use some tips for holiday stress relief. Doesn’t it seem that as the holidays get closer, our anxiety and stress seem to skyrocket? If it’s not about the present buying, or the family coming over...
It’s time to focus
on your financial goals.
For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.
This FREE Monthly Money Goals Sheet will help you:
This sheet will help you focus on what it takes to achieve your money goals.
READER FAVORITES
Items To ONLY Buy At The Dollar Store!
I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper...
How To Use Up Almost Expired Milk With Over 15 Of The Best Recipes
Do you have almost expired milk? If you don't know how to use it up, start by making yourself a bath with this Soothing Milk Bath Recipe! While we sometimes can go through a gallon of milk in a day, there are days when we won't finish a whole...
How To Make Cold & Flu Room Spray So You Don't Get Sick
This is one spray bottle you will want to always have filled with the essential oils for colds and flu inside so you can combat the germs and make sure no one else in your family gets sick. It is a cold & flu room spray I've been using for...
How To Clean Your Stainless Steel Sink And Not Spend A Fortune
If you need to learn how to clean stainless steel sink in a cost effective manner, you're in for a treat! For the last three years I've asked for one thing for Christmas: a new kitchen sink. My husband thought that was a horrible gift to buy me,...
How To Make Castile Soap – The Best Liquid Version Yet
I have been on a quest to make cheaper things for my house and it was on my list to learn how to make Castile soap - the liquid version. Just in case you didn't know, Castile soap is natural and free of toxins! Plus, it's environmentally friendly....
How To Make The Most Affordable Foaming Natural Soap For Hands
12 hands that need washing several times a day requires some kind of natural soap. I'm a couponer, but I was so tired of trying to find the latest deal on a natural soap. Trying to figure out if I had the coupons or not and how many I could...
Best Selling Products
JumpStart Your Savings
Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.
The Cash Flow Formula
The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.
Debt Freedom System
You deserve to go on vacation more often without facing a credit card statement once you get back home. The Debt Freedom System teaches you how to pay off debt, in less time (without selling everything you own), even if you are living paycheck to paycheck on only one income.
We’d make great friends!
I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)
