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It’s time to stop stressing out about money.

Heyyyy Friend, I’m Kati. I’m jazzed to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!). Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.

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Where Can I Serve You First?

At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).

Grocery Savings

“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).

Managing Money

This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.

Debt Success

Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.

FROM THE BLOG:

Are These Poor Money Habits Making You Broke?

Are These Poor Money Habits Making You Broke?

We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a...

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The Best FREE Christmas Stationery, Games & Printables

The Best FREE Christmas Stationery, Games & Printables

Christmas is a great time of fun, family, food but also a great time to break out the Christmas Stationery! One thing I love is to send our friends and family an update of what has happened in the past year. Since I'm a homeschool mom, I get my...

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The Biggest Mistakes People Make When Budgeting

The Biggest Mistakes People Make When Budgeting

The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But...

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How To Fill Your Emergency Savings Fund In Just 2 Months

How To Fill Your Emergency Savings Fund In Just 2 Months

Whether you're trying to pay off debt or just getting your financial life in order, we all need an emergency savings fund or a rainy day fund. Emergency funds are so essential for our financial security. When a financial crisis and unexpected...

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How To Stretch Your Budget When You're Tight On Money

How To Stretch Your Budget When You're Tight On Money

Everyone encounters a time when you have to use budget savers to make the money you have last until it replenishes and the budget resets. It's usually when you’ve decided not to spend any money for a short period (by doing a spending freeze), or...

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The Truth About Debt Reduction Services

The Truth About Debt Reduction Services

There is no such thing as a quick fix when it comes to paying off your debt including debt reduction services. However, debt reduction services can feel like a dream come true during tough times. Kind of like a Fairy Godmother that can wave her...

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It’s time to focus
on your financial goals.

For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.

This FREE Monthly Money Goals Sheet will help you: 

  • Break down your goals so you don’t feel overwhelmed and accomplish more each month.
  • Make sure your most important money goals are front and center so that you (actually) achieve them.
  • Record your progress with the built-in habit tracker so you see your success happening immediately.

This sheet will help you focus on what it takes to achieve your money goals.

READER FAVORITES

Items To ONLY Buy At The Dollar Store!

Items To ONLY Buy At The Dollar Store!

I always joke with my husband that when we walk into the dollar store, armed with a couple one dollar bills, that we feel RICH! 🙂 But there are definitely items at Dollar Stores that, while only $1, are too expensive and can be purchased cheaper...

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How To Make Cold & Flu Room Spray So You Don't Get Sick

How To Make Cold & Flu Room Spray So You Don't Get Sick

This is one spray bottle you will want to always have filled with the essential oils for colds and flu inside so you can combat the germs and make sure no one else in your family gets sick. It is a cold & flu room spray I've been using for...

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How To Make Castile Soap – The Best Liquid Version Yet

How To Make Castile Soap – The Best Liquid Version Yet

I have been on a quest to make cheaper things for my house and it was on my list to learn how to make Castile soap - the liquid version. Just in case you didn't know, Castile soap is natural and free of toxins! Plus, it's environmentally friendly....

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Best Selling Products

JumpStart Your Savings

Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.

The Cash Flow Formula

The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.

Debt Freedom System

You deserve to go on vacation more often without facing a credit card statement once you get back home. The Debt Freedom System teaches you how to pay off debt, in less time (without selling everything you own), even if you are living paycheck to paycheck on only one income.

We’d make great friends!

I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)
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