Want to have more money?
You're in the right place. I'll help you maximize your money.
How We Paid Off $15,000 Of Credit Card Debt In 3 Years
In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.
But things came to a head when we ran out of money and were faced with a hard choice to make:
Buy Groceries OR Pay Our Mortgage.
I felt like a complete failure.
Correction: WE felt like complete failures.
How could we let our situation get so bad?
Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?
Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.
I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.
Refusing to allow our story to end with bankrupcy or forclosure, here's what happened:
• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.
It took us 3 years to pay that bad boy off.
$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.
And once we were done, we were FREE to do whatever we wanted.
FREE to spend on things we never imagined before.
In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we'd like.
We've now had those passes for 5 years.
And I want you to be able to afford them too.
Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagra Falls.
No matter what your dream is, I can help you get there.
It starts by honing in on the spending you are currently doing. The daily spending habits you probably don't even notice.
Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.
The side that leads to fun family vacations at Disney World 🙂
Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I'll email my Money Saving Solutions Guide to you for free.
It's time to start saving BIG money! Strap on your seatbelt friend, you're in for a wild ride!
LET'S GET STARTED:
NEW FROM THE BLOG:
How To Budget For The Best Family Vacation
Are you looking for fun, cheap summer vacations? Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. When it comes to preparing a travel budget, this can be a little more tricky. You may...
The Items You Are Forgetting To Include In Your Budget
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
Say I Don’t: To These Wedding Expenses
Weddings are beautiful celebrations for newly engaged couples and their guests, but those wedding expenses can sure be expensive. And while everyone enjoys dressing up and having a great time with friends and family, wedding expenses can sure get a couple into debt...
How To Get FREE Baby Diapers For Your Little One
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something...
Are These Poor Money Habits Making You Broke?
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
How To Clean Stainless Steel Sinks And Not Spend A Fortune
If you need to learn how to clean stainless steel sink in a cost effective manner, you're in for a treat! For the last three years I've asked for one thing for Christmas: a new kitchen sink. My husband thought that was a horrible gift to buy me, but they are...
Over 50 Of The Best Youth Fundraising Ideas To Earn Money
Need some ideas for youth fundraising? Well, I've got them! Those summer camps, tickets, trips and extra gas money can bring a big price tag, especially when you're not prepared for them. We've put together a list of fundraising ideas that could help you...
Smart Ways To Save Money On A Family Vacation
The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while...
How To Fill Your Emergency Savings Fund In Just 2 Months
Whether you’re trying to pay off debt, or just getting your financial life in order, we all need an emergency savings fund. Emergency funds are so essential for financial stability. When the unthinkable and unexpected happens, instead of swiping your credit card and...
The Biggest Mistakes People Make When Budgeting
The idea of creating and sticking to a budget probably sounds pretty straightforward when you start the budgeting process. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? But you can easily make...
How To Budget For Your Wedding
The most important part of planning a wedding is to learn how to budget for your wedding. While the ideas of a string orchestra and a white horse drawn carriage sounds so romantic, your wedding budget can't handle that...can it? Do you even know? That's why it's...
4 Sneaky Mistakes To Avoid When Trying To Get Out Of Debt
Paying off debt can be an incredible life changer. No more worry about having enough money at the end of the month. ​No more frustrating bills coming in the mail showing how much money you're spending on interest, and wasting, because you used someone...
Free Activities To Keep You Busy During A Spending Freeze Challenge
A spending freeze challenge is always a good idea if you’re looking to save money. However, you might be thinking that it also sounds like no fun at all. After all, what can you do when you can’t spend any money? As it turns out, there are a ton of free activities...
The Best Vinegar Citrus Cleaners For All Your Cleaning Needs
I had just peeled a second orange for James to take with him for lunch at work and I was lamenting about throwing the peels away when an idea popped into my head - Why can't I make some kind of vinegar citrus cleaners with these peels? You see, I've been on a mission...
50 FREE Summer Fun Things To Do With Kids (Free Printable)
You know how it goes… as the summer fun starts to unfold, it doesn’t take long for the kids come in and you hear a mantra of “I’m Bored.” Well I’m here to help you NOT feel like you need a vacation from your summer fun vacation. You just need some awesome...
