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How To Create A Budget When You Hate Budgeting

How To Create A Budget When You Hate Budgeting

When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...

How To Raise Your Credit Score

How To Raise Your Credit Score

Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...

How To Avoid Headaches With Gift Returns

How To Avoid Headaches With Gift Returns

Sometimes you have to take back and exchange or return those Christmas gifts. Here are some tips that can save you aggravation or possibly score you MORE money!

How To Achieve Big Goals For Your Finances This Year

How To Achieve Big Goals For Your Finances This Year

I know what you're thinking...how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more meaningful life and...

How Debt Affects Your Credit Score

How Debt Affects Your Credit Score

Many factors play a big role in your credit score including your debt ratio. When it comes to your finances, your debt ratio can ruin even the best financial situation. It can ruin even more than that. Your debt ratio will not just affect your ability to spend, but it...

This Is The Time For Planning Your Financial Future Success

This Is The Time For Planning Your Financial Future Success

How do you go about planning for your financial future? Think back to five years ago. Are you where you wanted to be now? Do you even remember where you wanted to be five years ago? This is perhaps one of life’s hardest questions since a lot can change in just five...

Tips To Pay Off Debt Even When You're Broke

Tips To Pay Off Debt Even When You're Broke

How to pay off debt with no money. Getting out of debt isn’t easy, and it can be even more difficult if you find yourself without much money to spare. Even if you are living on an extremely tight budget, you can still pay off your debt. Because, truthfully, no matter...

How To Set Realistic Goals You Can Actually Keep This Year

How To Set Realistic Goals You Can Actually Keep This Year

We all know we are supposed to set goals for ourselves, but it always feels like the goals we set never seem to pan out well by the end of the year. I have had my fair share of goal flops over the years, and I learned a secret to why I wasn’t able to effectively set…

How Giving More Can Help You Get Out Of Debt Quicker

How Giving More Can Help You Get Out Of Debt Quicker

Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that's when it feels like every organization and person you meet is looking for...

How To Find The Keys To Financial Success This Year

How To Find The Keys To Financial Success This Year

Do you have the keys to financial success this year? I love January because It feels like we've begun a fresh new start to the new year. As I pack up the Christmas decorations it just feels like I'm preparing to begin a new chapter and I get excited for what will...

How To Pay Off Your Debt Faster

How To Pay Off Your Debt Faster

Do you feel like you’re drowning in debt? Do you dread going to the mail or picking up the phone because you know it’s a bill that needs to be paid? You are not alone! The average household debt is around $15,000. That’s 4,110 Grande Cafe Lattes from Starbucks or 1,665 tickets to the movies! Sounds like a lot when you put it that way huh?

Painting Plates To Make The Best Celebration Gift

Painting Plates To Make The Best Celebration Gift

Painting plates is not as hard as you think it is. You don't even need an art degree to make these Celebration Plates! I've found a great way to make some simple painted plates that don't take a lot of time or talent to do. You can produce these easy painted plates in...

How To Make The Best DIY Tile Serving Tray

How To Make The Best DIY Tile Serving Tray

Are you excited to learn how to make a super easy and fabulous DIY Tile Serving Tray? Now I know what you are thinking...a serving tray? Yes! Not only are they incredibly functional as a real tray, but they are great items for organizing and super helpful at keeping...

How To Turn Blank Tea Towels Into The Ultimate Gift

How To Turn Blank Tea Towels Into The Ultimate Gift

Blank tea towels are so versatile. They not only look fresh and clean, but they wash up and hold up well too. But the best thing about them is you can customize them to make great gifts! Who doesn't love a customized gift?! I know I sure do! Originally used in the...

How To Make Vanilla Extract And Other Extract Flavors For Gifts

How To Make Vanilla Extract And Other Extract Flavors For Gifts

It may sound kinda crazy, but vanilla extract makes a wonderful gift. Expecially for someone who has it all. It's one of the easiest things to make and it can be given any time of year. But what's so great about it, is that the process for making the homemade vanilla...

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