by Kati Kiefer | Feb 4, 2020 | Spend Less
A spending freeze challenge is always a good idea if you’re looking to save money. However, you might be thinking that it also sounds like no fun at all. After all, what can you do when you can’t spend any money? As it turns out, there are a ton of free activities...
by Kati Kiefer | Feb 2, 2020 | Budgeting
When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track your spending...
by Kati Kiefer | Feb 2, 2020 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati Kiefer | Jan 1, 2020 | Spend Less
Moms are busy ladies, and this can mean that a spa day for mom is usually out of the question. If your mom is a busy woman, but you would still like to treat her to a relaxing day at the spa, you can do it on a budget! Having a spa day at home can be an excellent way...
by Kati Kiefer | Dec 21, 2019 | DIY
After making this DIY organic lip balm for my family as a creative (and wildly successful) Christmas Present, I thought it would be fun to share with you how easy and inexpensive it is to make your own Organic Lip Balm (aka chapstick). You can whip up a batch in about...
by Kati Kiefer | Dec 19, 2019 | Christmas
Despite our best planning and intentions, by the time the Christmas season rolls around, our bank account is squeezed just too thin. If you are on a tight budget this holiday season, you can still create an enjoyable and even a magical Christmas season for you and...
by Kati Kiefer | Dec 18, 2019 | Christmas
Is your house holiday celebration central? Our house is too! Everyone always gathers at our house for all the holidays. The holiday season can be a time of unexpected events and expenses, instead of being very merry and bright. They can also leave you and your wallet...
by Kati Kiefer | Dec 18, 2019 | Christmas, DIY
Are you looking for a DIY holiday centerpiece vase project for Christmas? One that also is very cheap to make? You're in the right place! With Christmas right around the corner, we're sure you’re preparing your home with all the Christmas decor, Christmas trees,...
by Kati Kiefer | Dec 17, 2019 | Christmas, DIY
Are you needing some cool Christmas gifts? It’s getting down to the wire for Christmas shopping, isn’t it?! And I honestly think the closer it gets the less creative my brain gets also! Thankfully for both of us, I wrote this article when I was of sound mind before...
by Kati Kiefer | Dec 17, 2019 | Christmas
Hanukkah and Christmas are two very special holidays. Christmas is my absolute favorite holiday, and I look forward to the holiday season each and every year. Just a few short years ago was the first year I'd ever celebrated Hanukkah with friends who are Jewish. Our...
by Kati Kiefer | Dec 16, 2019 | Holidays, Spend Less
Gift Baskets For Women! Looking for a great Mother's Day Gift Idea? We've got easy and affordable Gift Basket for Women ideas that won't break the bank! Most of these items can be found at your local dollar store or Walmart! Use your creativity and your knowledge of...
by Kati Kiefer | Dec 16, 2019 | Christmas
Do you have a Christmas Eve dinner? We didn't use to, but our family loves to eat and so our Christmas Eve dinner has become just as fun as our Christmas Day dinner. As the Christmas holiday gets closer, the presents are almost wrapped, the stockings are hung by the...
by Kati Kiefer | Dec 15, 2019 | Christmas, DIY
Need some frugal and cheap Christmas ornaments ideas? Here are 5 great ones! The holidays are approaching quickly, and we're already so busy and usually, our budget is running thin too! Getting crafty with these fun & easy DIY Christmas ornaments is one way we...
by Kati Kiefer | Dec 15, 2019 | Christmas
We all would like to have lots of money in the bank, but maybe having a nicely padded Christmas Savings Account would be a great start! This is one of the tips included in my Jump-Start Your Savings Guide (10 easy exercises that'll make you $500 over the next 30...
by Kati Kiefer | Dec 13, 2019 | Christmas
Do you and your family have fun family traditions for Christmas? In my family, it was reading The Night Before Christmas each Christmas Eve before heading off to bed. We would all sit down on the couch together, while my mom read it to us. As we got older, sometimes...
by Kati Kiefer | Dec 12, 2019 | Christmas
After weeks, and maybe even months, of planning, shopping, baking, wrapping, parties, and holiday prep, it’s finally Christmas Morning. Did you give yourself a smart start to the day? By the time Christmas morning comes around, you may be exhausted and done with the...
by Kati Kiefer | Dec 11, 2019 | Budgeting
We’ve all used the excuse of “I don’t have enough money” when creating a personal finance strategy. I've been there myself, so I know where you’re coming from. It feels like no matter how much we plan there is never enough time or money to do all the things we want to...
by Kati Kiefer | Dec 10, 2019 | Christmas
If you are having trouble finding a great gift for the Jedi in your life, there are plenty of choices for you to pick from this list of the best Star Wars Novelty Gifts around! No matter what your budget, you can make something yourself, or order it online and kick...
by Kati Kiefer | Dec 9, 2019 | Christmas
Are you looking for some good deals after Christmas? Going shopping during the after Christmas sales is a big deal at our house. There are items that you just can't get cheaper any other time of the year. Oh, don't get me wrong, I still shop on Black Friday and Cyber...
by Kati Kiefer | Nov 22, 2019 | Holidays
Have you made your Thanksgiving feast menu yet? Thanksgiving is almost here! But don't panic! I'll show you how to save money on your Thanksgiving dinner! Thanksgiving is one of the most anticipated meals of the entire year. No pressure. But that doesn’t mean you have...
by Kati Kiefer | Nov 17, 2019 | Holidays
Are you excited to start prepping and planning your Thanksgiving family dinner menu? Me too! But then I worry about how much food I should buy in order for everyone to have enough and for us to eat. But then I don't want to have too much leftover food that we'll be...
by Kati Kiefer | Nov 7, 2019 | Black Friday
Black Friday and Cyber Monday have become some of the most essential shopping days of the entire year especially for a deal finder like me! I actually save things to purchase on those days alone. For example; towels, if I want to redecorate a bathroom, we have 6...
by Kati Kiefer | Sep 17, 2019 | DIY
A cold has been running through our house for the past few weeks and we all were in need of some shower bombs made with essential oils. You see, we needed to feel better and fast. This cold had wreaked havoc on our energy and our nerves and we were in need of some DIY...
by Kati Kiefer | Aug 30, 2019 | DIY
We were headed to Disney, the land of magic and germs when I realized I was almost of out of my hand antibacterial spray. I panicked! Here I just paid $3.50 for this brand new bottle of hand antibacterial spray from Walmart and I was almost out of it…and headed...
by Kati Kiefer | Aug 13, 2019 | Spend Less
So, the wedding is over, and you’re ready for the honeymoon But wait! It’s far more expensive than you originally intended for it to be! Don’t let this happen to you. Your honeymoon is supposed to be a special time between you and your spouse, so the last thing you...
by Kati Kiefer | Aug 2, 2019 | Meal Planning
How to organize recipes for your meal planning purposes can be just as important as meal planning itself. Since meal planning can be an excellent way to save money and keep your family from eating out, it’s important to be organized. However, sitting down at the...
by Kati Kiefer | Jul 19, 2019 | Spend Less
If you are contemplating postponing your honeymoon until months after your wedding, then this article is for you. Many couples choose to delay their honeymoon for many different reasons. Whether you are trying to make this decision due to finances, scheduling, or to...
by Kati Kiefer | Jul 15, 2019 | Spend Less
Congratulations on your wedding! This must be such an exciting time for you! And while I’m sure you’re ready to pack your bags and head away on a romantic adventure, I want to make sure you’re prepared for the costs involved. I know, it’s a bit of a bummer, but when...
by Kati Kiefer | Jul 12, 2019 | Spend Less
In the 20 years we've been married, I can only list a handful of times when my husband James and I were able to get away by ourselves for a fun couples weekend. Attempting to travel while you are on a budget can be challenging. If you are in need of a getaway with...
by Kati Kiefer | Jul 11, 2019 | Back To School
Back to school season is just around the corner, and if you’ve been thinking about ways to save some money on your children’s back to school supplies list, you’ve probably considered the Dollar Tree. Shopping for Back to School might not be as easy as you think, in...
