by Kati | Aug 14, 2019 | Debt
Graduating college can be very stressful when you have a load of student loan debt that you need to pay off. As a college student, you dream of the day when you can be within the career that you have worked hard towards obtaining. Instead of spending your desired...
by Kati | Aug 7, 2019 | Debt
How to pay off debt with no money. Getting out of debt isn’t easy, and it can be even more difficult if you find yourself without much money to spare. Even if you are living on an extremely tight budget, you can still pay off your debt. Because, truthfully, no matter...
by Kati | Aug 5, 2019 | Debt
Many factors play a big role in your credit score including your debt ratio. When it comes to your finances, your debt ratio can ruin even the best financial situation. It can ruin even more than that. Your debt ratio will not just affect your ability to spend, but it...
by Kati Kiefer | Jul 24, 2019 | Debt, Vacations
You may be looking at your budget and feel like all your money is going toward paying bills. Sure paying your mortgage, student loans, car loans, and credit cards are all necessary payments, but if you are in debt, it can feel like all you’ll do with your money is put...
by Kati | Jul 22, 2019 | Debt
Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that’s when it feels like every organization and person you meet is looking...
by Kati | Jul 17, 2019 | Debt
Are you drowning in debt? Are you ready to commit to paying off your debt? Paying off debt can be a real life changer. Not like finding a mystical mermaid with underwater caverns filled with coins and jewels kind of life-changing…but close! It’s still...
by Kati | Jul 15, 2019 | Debt
If you are living paycheck to paycheck, it can be stressful just to make it to your next payday. If you are struggling to make end’s meet and pay the bills, then it feels like you’ll never be able to afford to add debt payments into the mix. Adding debt to this...
by Kati | Jul 10, 2019 | Debt
If you are living on one income, you might think you’ll never get out of debt. It is very possible to live on only one Income AND pay off debt too! Here’s how to payoff debt and only live off one income! I used to read other stories of families who had paid off...
by Kati | Jul 8, 2019 | Debt
If you have credit card debt then you know that over time it just seems to get more expensive. Plus you could be paying a ton of extra interest if you have your credit card debt spread across multiple cards. Whether you’re looking to put all of your debt in one place,...
by Kati | Jul 3, 2019 | Debt
There is no such thing as a quick fix when it comes to paying off your debt including debt reduction services. However, debt reduction services can feel like a dream come true during tough times. Kind of like a Fairy Godmother that can wave her wand and make our...
by Kati | Jul 1, 2019 | Debt
You can easily payoff debt with this easy method called the Snowball Method. Imagine a tiny snowball in your hand. Now imagine that same snowball rolling down a big hill going at high speed. While that little snowball used to fit in the palm of your hand, now it’s...
by Kati Kiefer | Apr 1, 2019 | Debt
Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently to address it. So it...
by Kati | Mar 31, 2019 | Budgeting, Debt, Spend Less
A couple weeks ago my oldest son, Kevin, turned 17. All he wanted for his birthday was a new bed. But not just any bed. A Hammock. Weird right?! Contrary to what we originally thought, after researching the effects of long-term hammock sleeping, we found that a...
by Kati | Nov 12, 2018 | Debt
{This post is sponsored by Diamond Bloggers, the story and opinion is 100% my own.} Have you experienced a time when you had no income coming in, and no savings to fall back on, yet you still have bills to pay? The problem is that when you have no income, you...
by Kati | Jun 14, 2018 | Debt
{This post is sponsored by Diamond Bloggers, the story and opinion is 100% my own.} When James and I first got married in 1998, he was working as a manager at McDonald’s and I had just graduated from college with my accounting degree and I was looking for an...
by Kati | Jun 1, 2018 | Debt
Do you feel like you’re drowning in debt? Do you dread going to the mail or picking up the phone because you know it’s a bill that needs to be paid? Would you like to learn how to pay off debts fast? You are not alone! The average household debt is around $15,000....
by Kati | May 21, 2018 | Debt
The credit report. Just hearing those two little words is enough send some consumers into a state of elevated anxiety. What’s worse – it’s an involuntary reaction, it just happens! Even the best consumer out there with a perfect credit score will...
