How Debt Affects Your Credit Score

How Debt Affects Your Credit Score

Many factors play a big role in your credit score including your debt ratio. When it comes to your finances, your debt ratio can ruin even the best financial situation. It can ruin even more than that. Your debt ratio will not just affect your ability to spend, but it...
8 Affordable Ways To Plan A Healthy Dinner

8 Affordable Ways To Plan A Healthy Dinner

Budget meal planning for families can be a challenge. Convenience foods loaded with empty calories and extra fats are so tempting to feed our families in the chaos of a hectic schedule. Yes, prepackaged foods are convenient, but we know deep down they are not good for...
How To Build A Stockpile To Prep For An Emergency

How To Build A Stockpile To Prep For An Emergency

It’s so important to build an emergency food supply kit, let me tell you why. When my cousin was getting married in 1998 we flew out to Nashville for the wedding. Little did I know that there were a bunch of tornadoes in the area. Yikes! The pilot safely landed the...
Cheap Organization (Organize Your Home For Less)

Cheap Organization (Organize Your Home For Less)

It may seem like an impossible task to organize a home and keep it organized. Though it would be ideal to invest in the perfect “Pinterest worthy” organizational contraption, it is not always financially reasonable. I'm looking for cheap storage. Luckily...
No Waste! 17 Uses for Almost Expired Milk

No Waste! 17 Uses for Almost Expired Milk

Is your milk about to expire? If you don't know how to use it up, start by making yourself a bath with this Soothing Milk Bath Recipe! While we sometimes can go through a gallon of milk in a day, there are days when we won't finish a whole gallon and it just sits...
8 Ways To Get FREE or Affordable Makeup

8 Ways To Get FREE or Affordable Makeup

Buying good quality makeup can get expensive quick. Finding affordable or free makeup can be an enjoyable hunt. I remember seeing a mascara that was $60 once, yikes! The truth is that you don’t need to be spending hundreds of dollars on makeup to have quality products...
The Ultimate Guide To The Cash Envelope System

The Ultimate Guide To The Cash Envelope System

The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of budgeting will keep you from going over budget, and help you stay accountable and on track with your budget. While using a paper envelope to keep your money in each month might...
How To Start Saving For A House Down Payment Now

How To Start Saving For A House Down Payment Now

You may not be thinking about buying a house for a few years, but a down payment on a house could end up being thousands of dollars. If you’ve already started thinking about saving up for a down payment, you might feel just a little overwhelmed. Unlike retirement, the...
Ten Easy Ways To Get FREE & Discounted Books

Ten Easy Ways To Get FREE & Discounted Books

Buying books was my kryptonite until I found out how to get the best free books! For many months, I drained my “fun money” budget each month on books. I was spending nearly $50 a month on books, and most of them have still not been read.   I loved having a...
How To Save $500 This Year When You Compare Food Prices

How To Save $500 This Year When You Compare Food Prices

It may sound shocking to hear that you can save $500 this year when you simply compare food prices. But the best news is that you can save that much without even cutting any coupons! That notion may seem odd coming from me, a hard-core couponer, right? Yes, I know....
How To Get Free or Cheap Movie Tickets

How To Get Free or Cheap Movie Tickets

Who doesn’t love a trip to the movies? Whether there’s a new movie out that you’ve been anxious to see, or the idea of a bucket of buttery popcorn that gets you into the door, movies can feel like a little slice of heaven. The thing that’s not so heavenly about movies...
Secret Ways To Save Money At Dollar General

Secret Ways To Save Money At Dollar General

Dollar General is one of those stores that can be a treasure trove for great Dollar General deals. You just have to know the Dollar General secret savings for scoring those deals. A lot of coupon success depends on the individual store, even the individual store...
How to Save Money on Meat

How to Save Money on Meat

One question we get asked frequently is “How can I save money on meat?” Meat is one of the most expensive items we buy at the grocery store and coupons for meat are rare. But you can save money on meat and never pay full price for it again! Because saving doesn't...
Trim Your Cell Phone Bill

Trim Your Cell Phone Bill

Remember when cell phones used to be simple flip phones that you could fit in your pocket? Now, it is rare to see someone who is not carrying a smartphone in their pocket, if it will even fit in their pocket. Cell phone bills have gone through the roof over the past...
How To Stick To Your Budget

How To Stick To Your Budget

Creating a budget breakdown and sticking to a budget was and is by far the hardest part of gaining control of your finances. For us, we spent so much money outside of our budget that we ended up carrying balances on our credit cards. And then paying them off using...
What It Really Means To Be Frugal

What It Really Means To Be Frugal

Frugality is often confused with being poor or cheap and spending only the minimum. But I've found that living a frugal life isn't about sacrificing and feeling deprived. Being frugal is learning to live smarter so that you can afford to live the life you want. It's...
No Spend Activities For Girl’s Weekend

No Spend Activities For Girl’s Weekend

Whether you see each other every day or haven’t seen each other for months, having a weekend with your girlfriends is a must no matter how busy you are. Just think about the idea of having your husband watch the kids for a weekend, no grocery shopping to do, and all...
How To Afford Travel Even When You’re In Debt

How To Afford Travel Even When You’re In Debt

You may be looking at your budget and feel like all your money is going toward paying bills. Sure paying your mortgage, student loans, car loans, and credit cards are all necessary payments, but if you are in debt, it can feel like all you’ll do with your money is put...
How Simplifying Your Month Can Save You Money

How Simplifying Your Month Can Save You Money

Less than half of all households don’t have at least three month’s worth of savings. Out of all the homes that don’t, 89% are employed, and 25% make incomes between $56,000 to $91,000 each year! Is it time for living simply? I can tell you there is never a bad time to...
How To Live On $2,000 Per Month

How To Live On $2,000 Per Month

There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
How No Spending Month Challenges Can Reduce Stress

How No Spending Month Challenges Can Reduce Stress

A no spending month might sound like more hassle than it’s worth. If you have a difficult time controlling your spending, a no spend month challenge might sound like setting yourself up to fail. One of the biggest reasons most people won’t do it is because they’re too...
How To Save The Most Money On Pantry Staples

How To Save The Most Money On Pantry Staples

One of the most common questions I get asked is how I manage to stock my pantry full of handy pantry staples without blowing my grocery budget. Pantry staples can get quite expensive if you’re not careful, and if you don’t plan your trip well, you could end up...