Are Debt Reduction Services A Good Solution To Pay Off Debt?

Are Debt Reduction Services A Good Solution To Pay Off Debt?

{This post is sponsored by Diamond Bloggers, the story and opinion is 100% my own.} When James and I first got married in 1998, he was working as a manager at McDonald's and I had just graduated from college with my accounting degree and I was looking for an...
How To Pay Off Your Debt Faster

How To Pay Off Your Debt Faster

Do you feel like you’re drowning in debt? Do you dread going to the mail or picking up the phone because you know it’s a bill that needs to be paid? Would you like to learn how to pay off debts fast? You are not alone! The average household debt is around $15,000....
Surprising Facts You Need to Know About Your Credit Report

Surprising Facts You Need to Know About Your Credit Report

The credit report. Just hearing those two little words is enough send some consumers into a state of elevated anxiety. What's worse – it's an involuntary reaction, it just happens! Even the best consumer out there with a perfect credit score will...
The True Cost Of Owning A Pet

The True Cost Of Owning A Pet

How do you feel about pet ownership? A few years ago a Mommy friend of mine posted this Facebook Status Update on December 26: “Survived another Christmas without giving in to getting a Wii or another animal. Whew! How long can we make it?” And she is...
Ten Easy Ways To Get FREE & Discounted Books

Ten Easy Ways To Get FREE & Discounted Books

Buying books was my kryptonite until I found out how to get the best free books! For many months, I drained my “fun money” budget each month on books. I was spending nearly $50 a month on books, and most of them have still not been read.   I loved having a...
How to Save Money on Meat

How to Save Money on Meat

One question we get asked frequently is “How can I save money on meat?” Meat is one of the most expensive items we buy at the grocery store and coupons for meat are rare. But you can save money on meat and never pay full price for it again! Because saving doesn't...
How To Start Saving For A House Down Payment Now

How To Start Saving For A House Down Payment Now

You may not be thinking about buying a house for a few years, but a down payment on a house could end up being thousands of dollars. If you’ve already started thinking about saving up for a down payment, you might feel just a little overwhelmed. Unlike retirement, the...
How To Save Money On Your Next Trip With Airbnb

How To Save Money On Your Next Trip With Airbnb

If you aren’t already familiar with Airbnb, it is a website that allows you to rent rooms, entire apartments, villas, and even houses all around the world instead of staying in a hotel. The average price of a hotel is around $137 a night. Whenever I've had to reserve...
Simple Ways To Save On Your Next Family Vacation

Simple Ways To Save On Your Next Family Vacation

When you’re on a tight budget, it can be challenging to think about vacations, especially affordable summer vacations. Setting a travel budget for your family might be the easiest part of the entire trip, but saving up for it can be a challenge. Going into debt just...
How To Have a Fun Spring Break With Little or No Money

How To Have a Fun Spring Break With Little or No Money

Spring break is right around the corner. That means it's time to break out the bathing suits and sunscreen! Here are some spring break ideas for families. Spring break is a peak season for hotels, airlines, and beaches. It can cost upwards of $200 more on just a...
Smart Ways to Save Money on a Family Vacation

Smart Ways to Save Money on a Family Vacation

The older I get the more I am realizing how important family getaways are to reconnecting with our families. We are always running in so many various directions during the year that we all need some relaxing time to let loose and have some fun. And while that sounds...
How To Budget For Your Next Vacation

How To Budget For Your Next Vacation

Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. Are you looking for fun, cheap summer vacations? When it comes to preparing a travel budget, this can be a little more tricky. You may...
Ten Items You Should NEVER Buy at the Dollar Store

Ten Items You Should NEVER Buy at the Dollar Store

Excited about finding those dollar deals? You know that feeling you get when you go to the dollar store with only a few bucks and think you can buy tons of stuff? Well, you can, but buyer beware! While some dollar deals are fabulous, remember the old adage that goes...
How to Earn An Extra $1,000 This Month

How to Earn An Extra $1,000 This Month

Whether you are attempting to pay off debt, boost your savings, or just add a little pocket money to your budget, we all face a time when we wish there were an easy plan for making some extra money, quick. So if you’re looking for ideas on how to make 1000 dollars...
How to Set Realistic Goals You Can Keep

How to Set Realistic Goals You Can Keep

We all know we are supposed to set goals for ourselves, but it always feels like the goals we set never seem to pan out well by the end of the year. Were these realistic goals? I have had my fair share of goal flops over the years, and I learned a secret to why I...

No Spend Self Care Ideas For Frugal People

When was the last time you took the time to take care of yourself? For most of us, it’s probably been awhile. You may be thinking to yourself “I don’t have the money for self-care, after all, I barely have enough money to cover my bills. Self-care is just going to...

How To Stretch Food Stamps

Everyone knows how expensive groceries can be. This can be even more challenging for families who rely on food stamps and have a limited budget. While some of these tips are applicable to those of you not on food stamps, this is primarily for those looking to stretch...