by Kati Kiefer | Dec 16, 2020 | Budgeting
If you are tight on money, then you are learning how to live on a tight budget. But, it's so important to put money away for savings regularly. Having money in a savings account will provide you with a cushion for emergencies and unexpected expenses that may pop up in...
by Kati | Dec 16, 2020 | Grocery Savings, Spend Less
If you're trying to find something for the family to do outdoors…then you need to head to some U-Pick Farms! What's a U-Pick Farm? It's a farm where you can pick your own produce! Fresh strawberries, blueberries, peaches, apples, zucchini or squash…you...
by Kati Kiefer | Dec 16, 2020 | Spend Less
When you think of the cost of being healthy, some things that might come to mind are gym memberships, organic foods, vitamins, and other expensive workout programs. While these are in fact ways to incorporate a healthy lifestyle into your everyday life, they are not...
by Kati | Dec 15, 2020 | Grocery Savings, Spend Less
Need to save on produce? Fresh fruits and vegetables are an essential part of a healthy diet, yet buying all those perishable foods can get expensive. So let's focus on some surprising techniques for minimizing your produce costs and maximizing value when it comes to...
by Kati | Dec 15, 2020 | Grocery Savings, Spend Less
It's no shocker to you guys that I LOVE my Keurig coffee pods! We've had a Keurig for a few years now and I just love that bad boy! Since I sometimes will be working late into the night, we don't really need a full pot of coffee at 11 PM! That's why a single serve...
by Kati Kiefer | Dec 15, 2020 | Freebies, Spend Less, Vacations
If you’ve ever browsed the Google Play Store or iTunes Store, you know that there are a lot of free smart traveler apps out there. I’m always looking for ways to save money and find quick and easy ways to do things, and apps have always helped with that. Over the past...
by Kati | Dec 14, 2020 | Grocery Savings, Spend Less
I was always looking for the best fast breakfast foods. And I used to always think that cereal was the cheapest breakfast that I could feed my children. While I was scoring great deals with the coupons, cereal isn’t exactly the picture perfect option for a healthy...
by Kati Kiefer | Dec 14, 2020 | Debt, Spend Less, Vacations
Have you looked at your budget and can't find the money for travel expenses? You may be looking at your budget now and feel like all your money is going toward paying bills. Sure paying your mortgage, student loans, car loans, and credit cards are all necessary...
by Kati | Dec 14, 2020 | Budgeting
It’s a new financial year and a fresh start! That can mean a new start including your finances! If your New Year’s resolution this year is to make better money management decisions or even give your finances a financial makeover, you’re in the right place! I’m going...
by Kati | Dec 13, 2020 | Grocery Savings, Spend Less
One of the most common questions I get asked is how I manage to stock my pantry full of handy pantry staples without blowing my grocery budget. Pantry staples can get quite expensive if you’re not careful, and if you don’t plan your trip well, you could end up...
by Kati Kiefer | Dec 13, 2020 | Spend Less, Vacations
If you aren’t already familiar with Airbnb, it is a website that allows you to rent rooms, entire apartments, villas, and even vacation housing rentals all around the world instead of staying in a hotel. The average price of a hotel is around $137 a night. Whenever...
by Kati | Dec 13, 2020 | Budgeting
Many people are looking to improve their financial situation this year, but have no idea how on earth to achieve this goal! If you are struggling to get ahead financially, just the idea of getting control of your current financial situation can seem intense. I’m not...
by Kati Kiefer | Dec 13, 2020 | Money
If you have an old smartphone that you don't use anymore or want to get one that is updated, then you might be wondering how to sell a cellphone. There are a few different ways to market your smartphone and the amount you receive will depend on the age, condition, and...
by Kati | Dec 12, 2020 | Grocery Savings, Spend Less
Flour for baking your own bread, canned home-grown tomatoes and saving the leftover lard for frying foods instead of butter are just some of the things my grandmother considered her staple pantry items. When I think of the term “Pantry Staples” it reminds...
by Kati | Dec 12, 2020 | Spend Less, Vacations
The perfect road trips are a great way to have a fun and frugal family vacation on a budget. Growing up, we took many road trips as a family. Every summer we would drive up the east coast to visit family, roll around in “northern grass” and play games (and...
by Kati Kiefer | Dec 12, 2020 | Budgeting
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of budgeting will keep you from going over budget, and help you stay accountable and on track with your budget. While using a paper envelope to keep your money in each month might...
by Kati | Dec 12, 2020 | Money
With what's going on in today's economy, the thought of losing your job is a real possibility. Perhaps you're already in that situation. But don't lose hope, there are things you can do and places you can go to help you through this tough time. The first place you...
by Kati | Dec 11, 2020 | Grocery Savings
When it comes to saving money, it might not sound like paper roll products could put you over. However, many times it’s the small expenses here and there that start to bust our budget. If you are looking to start creating a stockpile for your family, or just stop...
by Kati | Dec 11, 2020 | Budgeting
Creating a budget and figuring out how to stick to a budget is by far the hardest part of gaining control of your finances. For us, we spent so much money outside of our budget that we ended up carrying balances on our credit cards. And then paying them off using next...
by Kati | Dec 11, 2020 | Grocery Savings
I'm a breastfeeding advocate… it's free, natural, and always at the perfect temperature. But sometimes you need to find the best baby formula for your baby. I do understand that there are situations in which you cannot breastfeed your baby. I got pregnant with...
by Kati | Dec 10, 2020 | Grocery Savings, Spend Less
Have you ever noticed how many paper household goods you use in an average day, or even how many you have in your home? There’s toilet paper for the bathroom, paper towels for cleaning, and tissues for stuffy noses. If you have kids running around the house, then you...
by Kati | Dec 10, 2020 | Spend Less, Vacations
When you’re on a tight budget, it can be challenging to think about vacations, especially affordable summer vacations. Setting a travel budget for your family might be the easiest part of the entire trip, but saving up for it can be a challenge. Going into debt just...
by Kati Kiefer | Dec 10, 2020 | Budgeting
We’ve all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to revisit the household budget. And then you get mad at yourself for allowing your finances to get in this awful...
by Kati Kiefer | Dec 10, 2020 | Budgeting
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
by Kati | Dec 9, 2020 | Grocery Savings, Spend Less
Looking for the best toilet paper deals this week? I've got a simple trick to help you figure out that silly “toilet paper math” so that when you are standing in front of a gazillion packages of toilet paper and they just about SCREAM at you like a math...
by Kati Kiefer | Dec 9, 2020 | Spend Less, Vacations
Are you looking for fun, cheap summer vacations? Traveling can be expensive, especially if you’re planning a big trip such as traveling a far distance with multiple overnight stays. When it comes to preparing a travel budget, this can be a little more tricky. You may...
by Kati Kiefer | Dec 9, 2020 | Budgeting
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
by Kati Kiefer | Dec 9, 2020 | Spend Less, Wedding and Honeymoon
Weddings are beautiful celebrations for newly engaged couples and their guests, but those wedding expenses can sure be expensive. And while everyone enjoys dressing up and having a great time with friends and family, wedding expenses can sure get a couple into debt...
by Kati Kiefer | Dec 9, 2020 | Freebies, Grocery Savings
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something FREE out of...
by Kati Kiefer | Dec 9, 2020 | Budgeting
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
