by Kati Kiefer | Apr 5, 2024 | Grocery Savings, Spend Less
Did you know that food is the third largest household expense families spend money on? Even the thriftiest people are still averaging a spending of $568 per month. Whether your family is big or small, we’re all looking for ways to save money on groceries. So how do...
by Kati | Apr 5, 2024 | Debt
How to pay off debt with no money. Getting out of debt isn’t easy, and it can be even more difficult if you find yourself without much money to spare. Even if you are living on an extremely tight budget, you can still pay off your debt. Because, truthfully, no matter...
by Kati | Apr 4, 2024 | Budgeting
We all know we are supposed to set goals for ourselves, but it always feels like the goals we set never seem to pan out well by the end of the year. Were these realistic goals? I have had my fair share of goal flops over the years, and I learned a secret to why I...
by Kati | Apr 4, 2024 | Grocery Savings, Spend Less
Do you need to get your groceries on budget? Then these tips will teach you how to save money on groceries without coupons. Did you realize that there is a strategy to couponing in which you can save around 70% Off your grocery bill without EVER even using a coupon?...
by Kati | Apr 4, 2024 | Debt
Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that's when it feels like every organization and person you meet is looking for...
by Kati | Apr 3, 2024 | Budgeting
Do you have the keys to financial success this year? I love January because It feels like we've begun a fresh new start to the new year. As I pack up the Christmas decorations it just feels like I'm preparing to begin a new chapter and I get excited for what will...
by Kati | Apr 3, 2024 | Grocery Savings, Spend Less
One question we get asked frequently is “How can I save money on meat?” Meat is one of the most expensive items we buy at the grocery store and coupons for meat are rare. But you can save money on meat and never pay full price for it again. I think of saving on meat...
by Kati | Apr 3, 2024 | Debt
Do you feel like you’re drowning in debt? Do you dread going to the mail or picking up the phone because you know it’s a bill that needs to be paid? Would you like to learn how to pay off debts fast? You are not alone! The average household debt is around $15,000....
by Kati Kiefer | Apr 2, 2024 | Budgeting
We’ve all used the excuse of “I don’t have enough money” when creating a personal finance strategy. I've been there myself, so I know where you’re coming from. It feels like no matter how much we plan there is never enough time or money to do all the things we want to...
by Kati | Apr 2, 2024 | Grocery Savings, Spend Less
Saving money on your family's favorite types of meat can be an ongoing challenge. The coupons for fresh meat are few and far between. Even general types of meat marked “on sale” are expensive. However, there are some tricks to getting high-quality meats...
by Kati | Apr 2, 2024 | Debt
You can easily payoff debt with this easy method called the Snowball Method. Imagine a tiny snowball in your hand. Now imagine that same snowball rolling down a big hill going at high speed. While that little snowball used to fit in the palm of your hand, now it’s...
by Kati Kiefer | Apr 1, 2024 | Budgeting
The thrill of the new year might be starting to wear off, and now you might begin to question those SMART financial goals that you set back in January. Those extra hundreds you were putting into savings might not last much longer, and you might start to feel like the...
by Kati | Apr 1, 2024 | Grocery Savings, Spend Less
It may sound shocking to hear that you can save $500 this year when you simply compare food prices. But the best news is that you can save that much without even cutting any coupons! That notion may seem odd coming from me, a hard-core couponer, right? Yes, I know....
by Kati | Apr 1, 2024 | Debt
If you are living on one income, you might think you’ll never get out of debt. It is very possible to live on only one Income AND pay off debt too! Here's how to payoff debt and only live off one income! I used to read other stories of families who had paid off...
by Kati | Mar 23, 2024 | Spend Less
This is my personal story about how to save money on cable by CUTTING IT OFF!! When James and I moved into our first house and we had to move the cable from our apartment to our new home, I got into a price war with the cable company. And I can be stubborn. So we went...
by Kati Kiefer | Mar 22, 2024 | Spend Less
What would you do if you had an extra $10,000 (yes, TEN GRAND) in your pocket today? Just think of what an additional $10,000 a year could do for your family. A few simple changes in your shopping habits can really add up to some BIG savings. With these how to save...
by Kati Kiefer | Mar 21, 2024 | Spend Less
So you may have seen those silly 365 Day Money Saving Challenge, and they sound all glamorous (but this penny challenge is different!). When they say “Save Over $1,000 this year!”…but is it really feasible? When you look at the nitty gritty detials...
by Kati | Mar 20, 2024 | Spend Less
Have you ever done a 52 week money saving challenge? I am a huge proponent for saving money. Especially when it's easy and fun. When I realized that my family could save over $600 by simply collecting pennies… I was wholeheartedly on board! You might have seen...
by Kati Kiefer | Mar 19, 2024 | Spend Less
Need to reduce car insurance rates? Well, then read on. So, you’ve bought a car, and everything seems great. It gets you from A to B, has excellent gas mileage, and is the perfect color for your personality! And then suddenly you get hit with crazy high car insurance...
by Kati Kiefer | Mar 18, 2024 | Spend Less
Healthcare these days can be a nightmare especially when we all need to save money on healthcare. Then there's the confusing choices. What policy should you choose? How can you save the most money? What is covered? It’s like a maze that almost makes you need a doctor...
by Kati | Mar 17, 2024 | Spend Less
Think dishwashing liquid is just for washing dishes? Think again! There are a lot of surprising uses for dishwashing liquid. I love surprising people with other great uses for products that they already have in their home, it's like a 2 for 1 deal! But in this case,...
by Kati | Mar 17, 2024 | Spend Less
Whether you're looking to save money at the gas pumps, or just want to reduce your overall expenses, don't overlook your fuel costs. If you own a car, especially one that doesn't get very good gas mileage, then you know how much a full tank of gas can cost at the gas...
by Kati | Mar 16, 2024 | Spend Less
Are you looking for the best ways on how to save at Kohl's? Then you've found them! Kohl's is one of my favorite places to shop for clothes, accessories, and more. The quality of their clothes is good, and they have such a large selection. I can always find something...
by Kati | Mar 15, 2024 | Money
If you’re looking for ideas on how to make 1000 dollars fast? Read on! Whether you are attempting to pay off debt, boost your savings, or just add a little pocket money to your budget, we all face a time when we wish there were an easy plan for making some extra...
by Kati Kiefer | Mar 15, 2024 | Grocery Savings, Spend Less
Do you know how to save money on groceries to the max? I've always believed that the grocery budget is one of the most flexible categories in your budget. Despite it being so flexible, our grocery budget is often one of the highest line items in our budget as well, so...
by Kati | Mar 14, 2024 | Spend Less
You are a loyal customer. Whether we like to think so or not, we are. Yes, I still love coupons and how couponing works to save our family money and use them when I can. I’m sure you’ve read all my grocery couponing tips and tricks. Lately, I’ve seen a lot of people...
by Kati | Mar 13, 2024 | Grocery Savings, Spend Less
One of my favorite DIY recipes is my homemade whipped cream and other delights. As an accountant, I have a love of numbers that most people find odd including making as much as I can homemade because it saves me money. I have no problem looking at our budgeting sheets...
by Kati | Mar 12, 2024 | Spend Less
Need a list of hobbies that are cheap or even free? Living on a tight budget doesn't mean you can't have some hobbies. While some hobbies can be expensive, check out this list of hobbies and you'll see that you don't have to go broke in order to enjoy one. It really...
by Kati | Mar 11, 2024 | Spend Less
Are you wondering how to show someone you love them when extra money is not in your budget? When was the last time you went out for a night on the town with your significant other? But flowers, dinner, a movie and a babysitter will easily cost you over $100 for only...
by Kati | Mar 10, 2024 | Money, Spend Less
Would you pay $54.75 for a drink on the Starbucks menu? Of course not! (just in case you didn't think that was a real thing… it is. A Texas guy paid a record -setting $54.75 for a single drink ordered directly off his local Starbucks menu. Since I'd venture to...