by Kati | Sep 28, 2019 | Freebies, Spend Less
Buying books was my kryptonite until I found out how to get the best free books! For many months, I drained my “fun money” budget each month on books. I was spending nearly $50 a month on books, and most of them have still not been read. I loved having a...
by Kati Kiefer | Sep 26, 2019 | Spend Less
Remember when cell phones used to be simple flip phones that you could fit in your pocket? Now, it is rare to see someone who is not carrying a smartphone in their pocket, if it will even fit in their pocket. Cell phone bills have gone through the roof over the past...
by Kati Kiefer | Sep 25, 2019 | Spend Less
Whether you see each other every day or haven’t seen each other for months, having a weekend with your girlfriends is a must no matter how busy you are. Just think about the idea of having your husband watch the kids for a weekend, no grocery shopping to do, and all...
by Kati Kiefer | Sep 25, 2019 | Debt, Vacations
You may be looking at your budget and feel like all your money is going toward paying bills. Sure paying your mortgage, student loans, car loans, and credit cards are all necessary payments, but if you are in debt, it can feel like all you’ll do with your money is put...
by Kati Kiefer | Sep 24, 2019 | Spend Less
Less than half of all households don’t have at least three month’s worth of savings. Out of all the homes that don’t, 89% are employed, and 25% make incomes between $56,000 to $91,000 each year! Is it time for living simply? I can tell you there is never a bad time to...
by Kati Kiefer | Sep 23, 2019 | Spend Less
A no spending month might sound like more hassle than it’s worth. If you have a difficult time controlling your spending, a no spend month challenge might sound like setting yourself up to fail. One of the biggest reasons most people won’t do it is because they’re too...
by Kati | Sep 23, 2019 | Freebies, Spend Less
Ahhh there's nothing like the glorious scent of a Bath & Body Works fresh fragrances or the soft, soothing skin care that glides seemlessly over your skin to make it beautiful. I've got boys… so I keep some fragrences right in the pocket of my car to spray...
by Kati | Sep 23, 2019 | Debt
Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that's when it feels like every organization and person you meet is looking for...
by Kati Kiefer | Sep 20, 2019 | Featured Articles, Spend Less
I've always believed that the grocery budget is one of the most flexible categories in your budget. So here's how to save money on groceries. There are so many things you can do to lower your grocery budget, and maximize your savings. I spoke about this topic on my...
by Kati Kiefer | Sep 19, 2019 | Budgeting, Featured Articles
So you may have seen those silly 365 Day Money Saving Challenges, and they sound all glamorous, “Save Over $1,000 this year!” but when you look at the nitty gritty penny challenge details, you have to sock away around $50 EACH WEEK by the time November...
by Kati | Sep 18, 2019 | Debt
Paying off debt can be an incredible life changer. No more worry about having enough money at the end of the month. No more frustrating bills coming in the mail showing how much money you're spending on interest, and wasting, because you used someone else’s money....
by Kati | Sep 16, 2019 | Spend Less
The electric bill. Next to your mortgage and car payment this is likely one of your largest monthly expenses. Did you know that the average household spends over $2,000 a year on our Electric Bills?! That's a lot of money! And since I live in Florida, my electric bill...
by Kati | Sep 14, 2019 | Spend Less
My family calls it the “Costco Mentality” for bulk deals. It is possibly the biggest misconception ever. The Costco Mentality is the idea that when you get a good deal on one thing at the Warehouse store, you then assume that the warehouse has the best...
by Kati | Sep 5, 2019 | Spend Less
Looking for the best toilet paper deals this week? I've got a simple trick to help you figure out that silly “toilet paper math” so that when you are standing in front of a gazillion packages of toilet paper and they just about SCREAM at you like a math...
by Kati | Sep 5, 2019 | Budgeting, Featured Articles
Many people are looking to improve their financial situation this year, but have no idea how on earth to achieve this goal! If you are struggling to get ahead financially, just the idea of getting control of your finances can seem intense. I’m not going to lie to you...
by Kati Kiefer | Sep 4, 2019 | Spend Less
Moms are busy ladies, and this can mean that a spa day for mom is usually out of the question. If your mom is a busy woman, but you would still like to treat her to a relaxing day at the spa, you can do it on a budget! Having a spa day at home can be an excellent way...
by Kati | Sep 4, 2019 | Debt
There is no such thing as a quick fix when it comes to paying off your debt including debt reduction services. However, debt reduction services can feel like a dream come true during tough times. Kind of like a Fairy Godmother that can wave her wand and make our...
by Kati Kiefer | Sep 3, 2019 | Spend Less
Redbox is one of my favorite ways to rent movies. Keep reading to learn about redbox free movie codes. You can find a Redbox kiosk on nearly every street corner. There are over 38,000 kiosks across the US offering lower prices and more convenience than other rental...
by Kati | Sep 3, 2019 | Budgeting, Featured Articles
Can you believe it’s already 2019?! It's time to set a smarter goal! Doesn't it seem like just yesterday we were celebrating the start of 2018. It’s time to start goal setting and making New Year’s resolutions. However, the new year is not just about goal setting, but...
by Kati | Sep 2, 2019 | Money, Spend Less
Would you pay $54.75 for a drink on the Starbucks Menu? Of course not! (just in case you didn't think that was a real thing… it is. A Texas guy paid a record -setting $54.75 for a single drink ordered directly off his local Starbucks menu.) Since I'd venture to...
by Kati | Sep 2, 2019 | Spend Less
5 Surprising Uses For Dishwashing Liquid Think dishwashing liquid is just for washing dishes? Think again! There are a lot of surprising uses for dishwashing liquid. I love surprising people with other great uses for products that they already have in their home,...
by Kati | Sep 2, 2019 | Spend Less
A common question I receive is if I have any Aldi shopping tips. And I love shopping at Aldi, so I have some insider secrets you are gonna love. Aldi is a hidden gem of a grocery store that you might overlook because they don't accept any manufacturer coupons. But...
by Kati | Sep 2, 2019 | Debt
You can easily payoff debt with this easy method called the Snowball Method. Imagine a tiny snowball in your hand. Now imagine that same snowball rolling down a big hill going at high speed. While that little snowball used to fit in the palm of your hand, now it’s...
by Kati | Aug 29, 2019 | Spend Less
Saving money on your family's favorite types of meat can be an ongoing challenge. The coupons for fresh meat are few and far between. Even general types of meat marked “on sale” are expensive. However, there are some tricks to getting high-quality meats...
by Kati | Aug 14, 2019 | Debt
Graduating college can be very stressful when you have a load of student loan debt that you need to pay off. As a college student, you dream of the day when you can be within the career that you have worked hard towards obtaining. Instead of spending your desired...
by Kati Kiefer | Aug 13, 2019 | Spend Less
So, the wedding is over, and you’re ready for the honeymoon But wait! It’s far more expensive than you originally intended for it to be! Don’t let this happen to you. Your honeymoon is supposed to be a special time between you and your spouse, so the last thing you...
by Kati | Jul 27, 2019 | Meal Planning, Spend Less
Do your food challenges at home consist of boring meals and the temptation to eat out? Eating out is expensive, especially when you have a family as big as ours. Even though I've found many ways to save when we do eat out, it can still be one of those items that...
by Kati Kiefer | Jul 19, 2019 | Spend Less
If you are contemplating postponing your honeymoon until months after your wedding, then this article is for you. Many couples choose to delay their honeymoon for many different reasons. Whether you are trying to make this decision due to finances, scheduling, or to...
by Kati | Jul 18, 2019 | Spend Less
When you’re in college, every little bit of money that you can save counts. Luckily, a lot of companies understand that college kids are looking for ways to save their hard-earned cash, and they have provided you with many options for saving that are only available to...
by Kati | Jul 16, 2019 | Spend Less
Amazon is a great place to find your everyday items at the best prices. Once a year they have “Amazon Prime Day” which is like an Amazon Black Friday. Below are some of the best deals, and some of the things I'm watching for a great deal because they will...
