by Kati | Feb 3, 2024 | Debt
Many factors play a big role in your credit score including your debt ratio. When it comes to your finances, your debt ratio can ruin even the best financial situation. It can ruin even more than that. Your debt ratio will not just affect your ability to spend, but it...
by Kati | Feb 2, 2024 | Debt
How to pay off debt with no money. Getting out of debt isn’t easy, and it can be even more difficult if you find yourself without much money to spare. Even if you are living on an extremely tight budget, you can still pay off your debt. Because, truthfully, no matter...
by Kati | Feb 1, 2024 | Budgeting
We all know we are supposed to set goals for ourselves, but it always feels like the goals we set never seem to pan out well by the end of the year. Were these realistic goals? I have had my fair share of goal flops over the years, and I learned a secret to why I...
by Kati | Feb 1, 2024 | Grocery Savings, Spend Less
Do you need to get your groceries on budget? Then these tips will teach you how to save money on groceries without coupons. Did you realize that there is a strategy to couponing in which you can save around 70% Off your grocery bill without EVER even using a coupon?...
by Kati | Feb 1, 2024 | Debt
Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that's when it feels like every organization and person you meet is looking for...
by Kati | Jan 13, 2024 | DIY
Need a football trophy for your next football-themed birthday party or football party? Are you wanting to make your next football party a party worth remembering? Making your own party decor can be the best way to make your party memorable. This football trophy is...
by Kati | Jan 11, 2024 | Spend Less
With football season in full swing, football parties may seem like a common part of your weekends including a huge football menu. However, these events and loads of food and game day fun can put a strain on your piggy bank if you aren’t careful. I'm here to help with...
by Kati | Jan 10, 2024 | Recipes
Football season is one of my favorite times of the year and I love football finger foods! Don't you?! Football season brings back such wonderful memories of college and fun times with friends while enjoying the games. Of dressing up, painting our faces, screaming, and...
by Kati | Jan 9, 2024 | DIY
Making your own football goal post for your next football party can be an inexpensive way to make your party memorable. This Field Goal is definitely hard to forget, right? Plus, it makes a wonderful statement or table centerpiece as part of your decorations for a...
by Kati | Jan 7, 2024 | DIY, Spend Less
Football is one of my favorite sports and we love having a fun football party! And even more fun is all the team T-Shirts, chicken wings, and die-hard spirit. I think it's no surprise that 70% of Americans watch NFL Football. And there’s one commonality among all...
by Kati | Jan 4, 2024 | Couponing
Did you know that there are hundreds of companies out there that will send you free coupons in the mail if you ask? Yes, FREE coupons by mail! Wondering how you can get free coupons in the mail? All you need to do is send an email, and you could be sent money saving...
by Kati | Jan 4, 2024 | Spend Less
I never thought that as a 40-year-old Mommy I'd be facing the “you need braces” decision, you see, I was grinding my teeth. But I started to feel some sensitivity on a back bottom tooth when I ate (not with hot or cold foods/drinks) and when I went for my...
by Kati | Jan 3, 2024 | Freebies, Spend Less
Finding affordable or free makeup can be an enjoyable hunt since buying good quality makeup can get expensive quick. I remember seeing a mascara that was $60 once, yikes! The truth is that you don’t need to be spending hundreds of dollars on makeup to have quality...
by Kati | Jan 3, 2024 | DIY, Recipes
When you learn how to bake bacon in the oven, and you realize just how easy this process is…you'll wonder why you haven't done it sooner! SERIOUSLY. No grease anywhere. Super simple clean up. Sign me up. My family loves bacon…I mean really loves bacon. I...
by Kati | Jan 2, 2024 | Freebies, Spend Less
Did you know there are apps for restaurant freebies?! YEP! You can get app freebies for free food from restaurants! Right now there are 6 free food restaurant apps when you download their app, and another 4 that are giving free food with a small purchase. Apps are the...
by Kati | Jan 2, 2024 | Budgeting
You may not be thinking about buying a house for a few years, but a down payment on a house could end up being thousands of dollars. If you’ve already started thinking about saving up for a down payment, you might feel just a little overwhelmed. Unlike retirement, the...
by Kati | Jan 2, 2024 | Recipes, Slow Cooker
Easy Crock Pot Chicken and Dumplings I come from a good ole Southern Family and Chicken and Dumplings is still a family favorite! Doing it in the crcok pot makes it really easy too! Nothing complicated about these ingredients! Chop up your fresh veggies. Combine...
by Kati | Jan 1, 2024 | Spend Less
One step inside a Bath and Body Works store and your senses are on love overload. You're drawn into the store because of the look and feel, but how about those scents that change with every season? It makes you have to visit regularly. And I'm here to make sure when...
by Kati | Dec 29, 2023 | Recipes, Slow Cooker
Crock Pot Chipotle Carnitas Recipe In only 15 mins of prep time, and 8 hours “hands off” time in the Crock Pot, you can enjoy this delicious Chipotle Carnitas Recipe at home and save the cost of going out to eat! I usually get a nice Pork Shoulder...
by Kati | Dec 20, 2023 | Christmas, Spend Less
What pantry items do you normally stock up on during the holidays? I've been known to blow my grocery budget on holiday baking supplies every time I want to bake. From cute cupcake liners, sprinkles, new cookie cutters, and of course, several different flavors of...
by Kati | Dec 19, 2023 | Christmas, homemade-gifts, Spend Less
Mason jars are the biggest part of the “Farmhouse” craze right now. If you love mason jars, then you'll know they can easily make great gifts. So pull out your crafting supplies and those empty jar and let's get busy making gifts! But as I was writing this...
by Kati | Dec 18, 2023 | Christmas
As we inch towards the holidays, I know we can all use some tips for holiday stress relief. Doesn’t it seem that as the holidays get closer, our anxiety and stress seem to skyrocket? If it’s not about the present buying, or the family coming over for dinner, it’s all...
by Kati | Dec 17, 2023 | Christmas, DIY, homemade-gifts
If you think your holiday budget is too small, then these gifts under $5 are the perfect fit for you! When you make and give homemade gifts to others, you're making a lasting impression that physically demonstrates your love. A gift that comes from your heart –...
by Kati | Dec 16, 2023 | Christmas, Grocery Savings
More than ever, people are looking to save money during the holiday season. If you're one of those people, you might be interested in learning how to coupon during the holidays! Couponing is a great way to save some extra money and stock up on things, but it's not the...
by Kati | Dec 15, 2023 | Christmas, DIY
Why choose boring gift bags when you give a gift to your loved ones when you can get gift wrap for FREE! And I'm not talking about shopping the after Christmas sales or using coupons to get it for free. I've got some super simple ways to find free gift wrap inside...
by Kati | Dec 15, 2023 | Christmas
Decorating your house can be an expensive endeavor this holiday season, but not with the cheapest Christmas decorations that you can DIY! But with all of the fun Pinterest projects available, the more DIY projects you can make, the more money you will save. I’ve found...
by Kati | Dec 14, 2023 | Christmas, DIY
Don't you just love a candy cane centerpiece? With Christmas fast approaching I'm always looking for ways to add some cheerful home décor projects into our homes on a budget. We decided to make a Candy Cane centerpiece that would be perfect for practical home use or...
by Kati | Dec 11, 2023 | Christmas, DIY, homemade-gifts
Making DIY Christmas gifts do not have to be as hard as we tend to make it. With a little creativity and about 10 minutes of your time, you can make several really quick and easy DIY Christmas gifts for friends or family without spending a small fortune. Because...
by Kati | Dec 9, 2023 | Christmas
Who wouldn't love some appreciation letters in the mail?!! Don't forget our military and our first responders this holiday season! Writing appreciation letters is a great way to show your love and support this season! For the last few years, when I went to write my...
by Kati | Dec 6, 2023 | Christmas
Christmas is a great time of fun, family, food but also a great time to break out the Christmas Stationery! One thing I love is to send our friends and family an update of what has happened in the past year. Since I'm a homeschool mom, I get my kids in on the fun and...