by Kati | Dec 15, 2022 | Christmas, DIY
Don't you just love a candy cane centerpiece? With Christmas fast approaching I'm always looking for ways to add some cheerful home décor projects into our homes on a budget. We decided to make a Candy Cane centerpiece that would be perfect for practical home use or...
by Kati | Dec 14, 2022 | Grocery Savings, Reader Favorites, Spend Less
Do you have almost expired milk? If you don't know how to use it up, start by making yourself a bath with this Soothing Milk Bath Recipe! While we sometimes can go through a gallon of milk in a day, there are days when we won't finish a whole gallon and it just sits...
by Kati | Dec 14, 2022 | Grocery Savings, Spend Less
If you're trying to find something for the family to do outdoors…then you need to head to some U-Pick Farms! What's a U-Pick Farm? It's a farm where you can pick your own produce! Fresh strawberries, blueberries, peaches, apples, zucchini or squash…you...
by Kati | Dec 13, 2022 | Grocery Savings, Spend Less
It's no shocker to you guys that I LOVE my Keurig coffee pods! We've had a Keurig for a few years now and I just love that bad boy! Since I sometimes will be working late into the night, we don't really need a full pot of coffee at 11 PM! That's why a single serve...
by Kati | Dec 13, 2022 | Grocery Savings, Spend Less
Need to save on produce? Fresh fruits and vegetables are an essential part of a healthy diet, yet buying all those perishable foods can get expensive. So let's focus on some surprising techniques for minimizing your produce costs and maximizing value when it comes to...
by Kati | Dec 12, 2022 | Budgeting
It’s a new financial year and a fresh start! That can mean a new start including your finances! If your New Year’s resolution this year is to make better money management decisions or even give your finances a financial makeover, you’re in the right place! I’m going...
by Kati | Dec 12, 2022 | Grocery Savings, Spend Less
I was always looking for the best fast breakfast foods. And I used to always think that cereal was the cheapest breakfast that I could feed my children. While I was scoring great deals with the coupons, cereal isn’t exactly the picture perfect option for a healthy...
by Kati | Dec 12, 2022 | Christmas, DIY, homemade-gifts
Making DIY Christmas gifts do not have to be as hard as we tend to make it. With a little creativity and about 10 minutes of your time, you can make several really quick and easy DIY Christmas gifts for friends or family without spending a small fortune. Because...
by Kati | Dec 11, 2022 | Budgeting
Many people are looking to improve their financial situation this year, but have no idea how on earth to achieve this goal! If you are struggling to get ahead financially, just the idea of getting control of your current financial situation can seem intense. I’m not...
by Kati | Dec 11, 2022 | Grocery Savings, Spend Less
One of the most common questions I get asked is how I manage to stock my pantry full of handy pantry staples without blowing my grocery budget. Pantry staples can get quite expensive if you’re not careful, and if you don’t plan your trip well, you could end up...
by Kati | Dec 10, 2022 | Grocery Savings, Spend Less
Flour for baking your own bread, canned home-grown tomatoes and saving the leftover lard for frying foods instead of butter are just some of the things my grandmother considered her staple pantry items. When I think of the term “Pantry Staples” it reminds...
by Kati | Dec 10, 2022 | Spend Less, Vacations
The perfect road trips are a great way to have a fun and frugal family vacation on a budget. Growing up, we took many road trips as a family. Every summer we would drive up the east coast to visit family, roll around in “northern grass” and play games (and...
by Kati | Dec 10, 2022 | Money
With what's going on in today's economy, the thought of losing your job is a real possibility. Perhaps you're already in that situation. But don't lose hope, there are things you can do and places you can go to help you through this tough time. The first place you...
by Kati | Dec 10, 2022 | Christmas
Who wouldn't love some appreciation letters in the mail?!! Don't forget our military and our first responders this holiday season! Writing appreciation letters is a great way to show your love and support this season! For the last few years, when I went to write my...
by Kati | Dec 9, 2022 | Budgeting
Creating a budget and figuring out how to stick to a budget is by far the hardest part of gaining control of your finances. For us, we spent so much money outside of our budget that we ended up adding to our credit card debt and lowering our credit score. And then...
by Kati | Dec 9, 2022 | Grocery Savings
When it comes to saving money, it might not sound like paper roll products could put you over. However, many times it’s the small expenses here and there that start to bust our budget. If you are looking to start creating a stockpile for your family, or just stop...
by Kati | Dec 9, 2022 | No Spend
In the most basic sense, a Spending Freeze Challenge is a period of time in which you don't spend any money. A spending freeze could be as short as a day or as long as an entire year! There are many variations of the traditional spending freeze, but even just one week...
by Kati | Dec 9, 2022 | Grocery Savings
I'm a breastfeeding advocate… it's free, natural, and always at the perfect temperature. But sometimes you need to find the best baby formula for your baby. I do understand that there are situations in which you cannot breastfeed your baby. I got pregnant with...
by Kati | Dec 8, 2022 | Grocery Savings, Spend Less
Have you ever noticed how many paper household goods you use in an average day, or even how many you have in your home? There’s toilet paper for the bathroom, paper towels for cleaning, and tissues for stuffy noses. If you have kids running around the house, then you...
by Kati | Dec 8, 2022 | Spend Less, Vacations
When you’re on a tight budget, it can be challenging to think about vacations, especially affordable summer vacations. Setting a travel budget for your family might be the easiest part of the entire trip, but saving up for it can be a challenge. Going into debt just...
by Kati | Dec 7, 2022 | Grocery Savings, Spend Less
Looking for the best toilet paper deals this week? I've got a simple trick to help you figure out that silly “toilet paper math” so that when you are standing in front of a gazillion packages of toilet paper and they just about SCREAM at you like a math...
by Kati | Dec 7, 2022 | No Spend
Have you ever tried a Spending Freeze Challenge, or even heard of no spending for a month? A Spending Freeze Challenge is exactly like it sounds; you set a period in which you don’t spend any money except for necessary expenses such as your bills. And during a no...
by Kati | Dec 7, 2022 | Christmas
Christmas is a great time of fun, family, food but also a great time to break out the Christmas Stationery! One thing I love is to send our friends and family an update of what has happened in the past year. Since I'm a homeschool mom, I get my kids in on the fun and...
by Kati | Dec 6, 2022 | Debt
Paying off debt can be an incredible life changer. No more worry about having enough money at the end of the month. No more frustrating bills coming in the mail showing how much money you're spending on interest, and wasting, because you used someone else’s money....
by Kati | Dec 5, 2022 | Budgeting, Spend Less
Everyone encounters a time when you have to use budget savers to make the money you have last until it replenishes and the budget resets. It's usually when you’ve decided not to spend any money for a short period (by doing a spending freeze), or there just isn’t...
by Kati | Dec 5, 2022 | Grocery Savings, Spend Less
Aldi is seriously one of the best places to shop for cheap groceries and great Aldi products! The downside is that they don’t take coupons unless they put out a store coupon which is rare. This means that unless you have a few rebate apps on hand, there are very few...
by Kati | Dec 5, 2022 | Grocery Savings
Baby diapers can easily be your biggest expense for the first 2-3 years of your little one’s life, so it's important to learn how to save money on diapers. It’s a necessity that you keep buying until they are potty trained (which for each of my four children was right...
by Kati | Dec 5, 2022 | Debt
There is no such thing as a quick fix when it comes to paying off your debt including debt reduction services. However, debt reduction services can feel like a dream come true during tough times. Kind of like a Fairy Godmother that can wave her wand and make our...
by Kati | Dec 4, 2022 | Grocery Savings, Spend Less
A common question I receive is if I have any Aldi shopping tips. And I love shopping at Aldi, so I have some insider secrets you are gonna love. Aldi is a hidden gem of a grocery store that you might overlook because they don't accept any manufacturer coupons. But...
by Kati | Dec 4, 2022 | No Spend
One of the main reasons people spend money is not out of necessity, or even want, but they don't have productive things to do when bored! If you are working with a tight budget this month (or maybe every month), then spending money “for fun” is just not in the cards...
