It’s time to stop stressing out about money.
Heyyyy Friend, I’m Kati. I’m on a mission to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!).
Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.
FROM THE BLOG:
A Busy Mom's Guide On How To Host The Best Holiday Celebration
Is your house holiday celebration central? Our house is too! Everyone always gathers at our house for all the holidays. The holiday season can be a time of unexpected events and expenses, instead of being very merry and bright. They can also leave...
How To Make A Christmas Ornament & Candle Centerpiece Vase
Are you looking for a DIY holiday centerpiece vase project for Christmas? One that also is very cheap to make? You're in the right place! With Christmas right around the corner, we're sure you’re preparing your home with all the Christmas decor,...
Last Minute Really Cool Christmas Gifts You'll Want To Give
Are you needing some cool Christmas gifts? It’s getting down to the wire for Christmas shopping, isn’t it?! And I honestly think the closer it gets the less creative my brain gets also! Thankfully for both of us, I wrote this article when I was of...
How To Celebrate Both Hanukkah And Christmas This Year
Hanukkah and Christmas are two very special holidays. Christmas is my absolute favorite holiday, and I look forward to the holiday season each and every year. Just a few short years ago was the first year I'd ever celebrated Hanukkah with friends...
The Best DIY Christmas Gifts You Can Make In 10 Minutes That Cost Under $5
Making DIY Christmas gifts do not have to be as hard as we tend to make it. With a little creativity and about 10 minutes of your time, you can make several really quick and easy DIY Christmas gifts for friends or family without spending a small...
How To Have A Magical Christmas Dinner On A Budget
Do you have a Christmas Eve dinner? We didn't use to, but our family loves to eat and so our Christmas Eve dinner has become just as fun as our Christmas Day dinner. As the Christmas holiday gets closer, the presents are almost wrapped, the...
5 Easy & Cheap Christmas Ornaments To Make This Year
Need some frugal and cheap Christmas ornaments ideas? Here are 5 great ones! The holidays are approaching quickly, and we're already so busy and usually, our budget is running thin too! Getting crafty with these fun & easy DIY Christmas...
A Sneaky Way To Grow Your Christmas Savings Account
We all would like to have lots of money in the bank, but maybe having a nicely padded Christmas Savings Account would be a great start! This is one of the tips included in my Jump-Start Your Savings Guide (how to add $500 to your bank account in...
Spread Some Love With Our Brave Military Men And Women Who Serve
Who wouldn't love some appreciation letters in the mail?!! Don't forget our military and our first responders this holiday season! Writing appreciation letters is a great way to show your love and support this season! For the last few years, when I...
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Where Can I Serve You First?
At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).
Grocery Savings
“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).
Managing Money
This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.
Debt Success
Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.
It’s time to focus
on your financial goals.
For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.
This FREE Monthly Money Goals Sheet will help you:
This sheet will help you focus on what it takes to achieve your money goals.
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We’d make great friends!
I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)
