Wanna have extra money left over this month?

I'll teach you how to save money on everything you buy.

How We Paid Off $15,000 Of Credit Card Debt Using Coupons

I bet I can guess what you're thinking. You're curious what coupons are gonna help you pay off your credit cards, right?

I hate to be the bearer of bad news; but that's not how this works.

But before I explain how it DOES work, I've gotta give you a quick back story.

You see, in 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We already had a couple thousand dollars of credit card debt at the time so things were tight.

In other words, we had a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

But you know what actually helped us pay off that debt?

Not the coupons. (Nope... that was the fuel to get us to the final destination.)

What helped us pay off all that debt was something every single person has the power to do with a pen and a piece of paper:

SET A GOAL.

Yes, you read that right.

We took a sharpie out and we looked at each other and we wrote down the total dollar amount of our debt.

And then we stared at that blasted paper on the front of our refrigerator every stinkin' day. (Over the Christmas holiday we'd tape the sheet to the back side of a kitchen cabinet to hide it from guests.)

Want a bowl of ice cream, hun?  **sees debt goal on front of fridge as getting into the freezer**

Daggone debt keeping us from going to Cold Stone Creamery to get yummy "mix-ins".

Anyone want some popcorn?  **sees debt goal on way to pantry to get popcorn**

Man, the movie theater popcorn tastes SO much better than this stuff I just burned in the microwave. Dang! I can't wait to get this debt paid off for GOOD so we can go to the movies whenever we want.

Every couple months we'd recalculate the number and we'd cross off the big number and write a new, smaller, one.

I wish I had held on to that paper to show you. But it felt so good when we had paid off our debt and James and I set that paper on fire in a family bonfire one night. And then we roasted marshmallows I got for free, using coupons.

Now, obviously, coming up with $15,000 takes more than writing a number (goal) on a piece of paper.

Those specific lessons we learned in the 3 years paying off our debt.

And I have good news for you: you don't have to use coupons to pay off debt (I've figured out easier ways for you to do it!).

Do you have debt?

Are you ready to take action and get rid of it?

Because I've got one super simple math equation that'll help you have more money left over at the end of the month:

No Debt Payments = More Money Left Over Each Month!

You'll pay off that debt so so SO much faster if you mentally "rip off the band-aid" and calculate your debt. And write that number down. That's your goal number to ATTACK WITH ALL YOUR MIGHT.

I've got some super pretty (and FREE!) Printable Goal Sheets to help you do that today. Click here and I'll email them to you for free.

WHAT CAN I HELP YOU WITH FIRST?

 

NEW FROM THE BLOG:

Other Fun Family Things To Do Near Disney When You Visit

Other Fun Family Things To Do Near Disney When You Visit

  If you are planning a trip to Disney, you are probably going to be spending a lot of time in the parks. However, you may want to take a look at things to do near Disney World. While Disney is a magical place, there are so many other attractions and places to visit...

How To Save Money On Cheap Weekend Getaways For Couples

How To Save Money On Cheap Weekend Getaways For Couples

  In the 20 years we've been married, I can only list a handful of times when my husband James and I were able to get away by ourselves for a fun couples weekend. Attempting to travel while you are on a budget can be challenging. If you are in need of a getaway with...

How To Save BIG At Busch Gardens

How To Save BIG At Busch Gardens

  Theme parks can get expensive quickly. Once you've scanned your tickets, the expenses just keep coming! While we are usually Disney fans, we decided to have a day of fun at Busch Gardens Tampa. The day was fantastic, without the expensive guilt trip. From your...

Things You Should Always Buy At Drug Stores

Things You Should Always Buy At Drug Stores

  The first thing you need to do to get the best deals at a drug store is to choose a 24 hour pharmacy. When I first started couponing I would meet up at a 24 hr pharmacy with a coupon buddy. We did this late, after the kids went to bed because I could leave them with...

Successfully accomplish your goals this week with these FREE Printable Goal Sheets. You\'ll gain a clear focus for your week so you get more done. #debtfree #financialgoals #truemoneysaver
120 Shares