Wanna have extra money left over this month?

I'll teach you how to save money on everything you buy.

How We Paid Off $15,000 Of Credit Card Debt Using Coupons

I bet I can guess what you're thinking. You're curious what coupons are gonna help you pay off your credit cards, right?

I hate to be the bearer of bad news; but that's not how this works.

But before I explain how it DOES work, I've gotta give you a quick back story.

You see, in 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We already had a couple thousand dollars of credit card debt at the time so things were tight.

In other words, we had a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

But you know what actually helped us pay off that debt?

Not the coupons. (Nope... that was the fuel to get us to the final destination.)

What helped us pay off all that debt was something every single person has the power to do with a pen and a piece of paper:

SET A GOAL.

Yes, you read that right.

We took a sharpie out and we looked at each other and we wrote down the total dollar amount of our debt.

And then we stared at that blasted paper on the front of our refrigerator every stinkin' day. (Over the Christmas holiday we'd tape the sheet to the back side of a kitchen cabinet to hide it from guests.)

Want a bowl of ice cream, hun?  **sees debt goal on front of fridge as getting into the freezer**

Daggone debt keeping us from going to Cold Stone Creamery to get yummy "mix-ins".

Anyone want some popcorn?  **sees debt goal on way to pantry to get popcorn**

Man, the movie theater popcorn tastes SO much better than this stuff I just burned in the microwave. Dang! I can't wait to get this debt paid off for GOOD so we can go to the movies whenever we want.

Every couple months we'd recalculate the number and we'd cross off the big number and write a new, smaller, one.

I wish I had held on to that paper to show you. But it felt so good when we had paid off our debt and James and I set that paper on fire in a family bonfire one night. And then we roasted marshmallows I got for free, using coupons.

Now, obviously, coming up with $15,000 takes more than writing a number (goal) on a piece of paper.

Those specific lessons we learned in the 3 years paying off our debt.

And I have good news for you: you don't have to use coupons to pay off debt (I've figured out easier ways for you to do it!).

Do you have debt?

Are you ready to take action and get rid of it?

Because I've got one super simple math equation that'll help you have more money left over at the end of the month:

No Debt Payments = More Money Left Over Each Month!

You'll pay off that debt so so SO much faster if you mentally "rip off the band-aid" and calculate your debt. And write that number down. That's your goal number to ATTACK WITH ALL YOUR MIGHT.

I've got some super pretty (and FREE!) Printable Goal Sheets to help you do that today. Click here and I'll email them to you for free.

WHAT CAN I HELP YOU WITH FIRST?

 

NEW FROM THE BLOG:

Publix Coupon Matchups 7/18-7/24 (or 7/17-7/23)

Publix Coupon Matchups 7/18-7/24 (or 7/17-7/23)

  It's time to shop the Publix Weekly Sale! And it's been all matched up with the corresponding coupons. Here are some things you'll want to keep in mind when you shop at Publix: The Publix Weekly Ad is just one of the three sales going on simultaneously at Publix...

The Best Lunch Box Tools & Gadgets Your Kids Will Love

The Best Lunch Box Tools & Gadgets Your Kids Will Love

The beginning of each school year brings the opportunity to organize and make this year better than last and that includes the box lunch you send your kids to school with each day. Something I struggle with that can use some improvement is making lunches...

7/14/19 Coupon Insert Preview: (2) RetailMeNots

7/14/19 Coupon Insert Preview: (2) RetailMeNots

  You can expect to find TWO (2) Coupon Inserts in your Sunday paper this week: (2) RetailMeNots RetailMeNot (RMN) - formerly RedPlum (RP) Also, don't forget to pull out the Publix Purple H&B Flyer! We've already matched them up with the coupons. Always skim thru the...

The Best Deals To Buy During The Back-To-School Sales Tax Holiday

The Best Deals To Buy During The Back-To-School Sales Tax Holiday

It's one holiday we all love! Not all of us can be as lucky as those living in Alaska, Delaware, Montana, New Hampshire, and Oregon, where they have no sales tax. Most other states offer a Back To School Sales Tax Holiday the first weekend in August to...

How Frugal People Save Money On Groceries

How Frugal People Save Money On Groceries

Did you know that food is the third largest household expense families spend money on? Even the thriftiest people are still averaging a spending of $568 per month. Whether your family is big or small, we’re all looking for ways to save money on groceries. So how do...

How To Save The Most Money On Your Back To School Supplies List

How To Save The Most Money On Your Back To School Supplies List

It’s that time of year again and with the kids going back to school, it’s also time for parents to open up their wallets for your back to school supplies list. If you’re like most parents, you’re looking for some great deals to help you save even more on...

There’s WAY More to Amazon Prime Than Just Free Shipping!

There’s WAY More to Amazon Prime Than Just Free Shipping!

I can honestly say that I think my Amazon Prime account is worth every penny. Get the most out of Prime with these other benefits that will save you money! Just think, Sam's Club and Costco Memberships are not uncommon, and we pay for them each year. Why do we think...

Other Fun Family Things To Do Near Disney When You Visit

Other Fun Family Things To Do Near Disney When You Visit

  If you are planning a trip to Disney, you are probably going to be spending a lot of time in the parks. However, you may want to take a look at things to do near Disney World. While Disney is a magical place, there are so many other attractions and places to visit...

How To Save Money On Cheap Weekend Getaways For Couples

How To Save Money On Cheap Weekend Getaways For Couples

  In the 20 years we've been married, I can only list a handful of times when my husband James and I were able to get away by ourselves for a fun couples weekend. Attempting to travel while you are on a budget can be challenging. If you are in need of a getaway with...

Tiny steps you can take today to have more money tomorrow. You\'re gonna love it.  #debtfree #financialgoals #truemoneysaver
278 Shares




publix Weekly Ad | Aldi Ad | Kroger Ad | Avon Catalog