Nine years ago my debit card was declined when I went to buy groceries at the store.


There’s nothing more embarrassing than standing at the checkout lane with 3 kids and a cart full of groceries that you don’t have the money for.

I put back several high-priced items, crossed my fingers, and ran the card again.

Thankfully that time it worked.

But I swore we were going to do something about our finances.

Getting declined stunk.

Now, fast-forward a few years.

We were out of town to attend at a sporting event staying at a vacation suite and I had a shopping cart overflowing with groceries (the underneath area was filled too!) so we’d have enough food for the week.

Only this time I was extremely confident that I had plenty of money in our checking account to cover the bill.


This time I wasn’t just swiping my card and crossing my fingers that there would be enough in there to pay for them.

This time I had built-in padding in our checking account in case we went below the minimum we wanted to keep in there.

Plus we had a backup savings account ready to dive in and save us, should something catastrophic pop up while we were out of town.


I learned to build a savings account in the margins of our everyday living.

(This is a picture of my daughter Annabelle and I watching the sunset on the beach of our vacation suite during that week.)

But how do you build a savings account when you have no money?

In the years between getting my card declined and being on vacation buying groceries, I did everything I could to figure out how to build a savings account when we felt like we had no extra money.

In fact, I did it while we were living on one income and paying off debt.

What I discovered was this…

The best way to afford the things you want most in life is to build a savings account first, then that repels negative Murphy’s Law and the rest of your finances start to fall into place.

But how do you find the money to add to your savings?

It took me years to answer that question. Now I’m really good at it.

In 2009 I started the TrueMoneySaver blog (it was called TrueCouponing back then) and within a year we had a nice size savings account and within 3 years we had paid off $15,000 of debt.

In 2017 I changed my focus away from coupon deals and started documenting what we did to quickly build our savings account.

Since then I’ve walked several people (just over 200) through my system.

I’ve now consolidated that system into one easy-to-follow program.

It’s called JumpStart Your Savings. It’s a pain-free step-by-step system to add money to your savings account over the next 30 days.

The average participant adds $500 to their savings account (even though they feel like they have no money right now).

I’ve found that reaching $500 in your savings is a HUGE tipping point in warding off Murphy’s Law.

With the JumpStart Your Savings Program, my students and I have been able to…

  • Add over $1,000 to a savings account in less than 30 days without having a yard sale.
  • Go on a crazy fun family vacation without using any credit cards.
  • Sleep better at night because they now have financial security for the Murphy’s Law happenstances that used to plague them.

If you want to do the same thing, keep reading…

What’s in the program?

JumpStart Your Savings is a step-by-step system to help you add approximately $500 to your savings account in 30 days.

  • It will show you how to take your savings account from $0 to $500 in 30 days (or less).
  • It will teach you how to save money on things you’re already buying.
  • It will keep you accountable and help push you through wanting to spend more than you truly have.
  • You will learn the one hands-off technique I used to add $279 to my savings account in only 4 weeks.
  • You will learn where to get extra money to put into savings when you’re barely scraping by right now.
  • You will learn if there is a way to make a strategic shopping choice that’ll save you more money.
  • You will learn how to save over and above paying your normal bills.
  • You will learn how to make your money work for you, instead of spending without purpose.
  • You will learn how to keep growing your savings after the month is over, while not feeling deprived.
  • You will learn how to decide what to stop buying so you don’t feel like your missing out on anything.
  • You will learn the 8 places to find free money you didn’t realize were there.
  • You will learn how to increase your willpower so that you stop spending unnecessarily.

If you know you need a larger savings account, but feel lost when it comes to what you actually need to do to build it because you feel like you have no money to begin with, this program is a perfect fit.

It’s like a study hall class. There’s a plan to follow, and a specific order to the program. Complete with entertaining videos. Helpful templates. Simple scripts for what to say in case you get scared. And plenty of real-life examples.

Literally everything you need to be successful.

This isn’t just a bunch of tactics or blog posts strung together. It’s a proven system to build your savings that will give you freedom.

In fact, I’ve sold this program over 200 times with ZERO requests for a refund. Only glowing testimonials of people who couldn’t believe how easy it truly was.

How can you access the program?

From now until Friday, 6/28/19, the JumpStart Program is on sale for $37 with bonuses worth $56 (that means you’ll get $103 for $37 … a 64% Savings!!).


In order to further help with your success and build your savings account as quick as possible, I’ve got a fun video training course to keep you motivated throughout the month!

The JumpStart Your Savings Video Course will walk you through four simple but powerful lessons that coordinate with the program as you build your savings account.

Click right here to learn more.


Do you feel like your spending is out of control? Like you don’t really know where your money is going, but when the next months starts, you kinda feel like you don’t have anything to show for it.

Then a spending freeze is just what you need. A financial reset.

With 30 days of guided activities to stay busy so you spend less and when the month is over you’ll have a new appreciation for all you have. This bonus is a game changer, especially if you have children.

Head right here to see everything inside the JumpStart program!


Need some money fast… but don’t have the time to commit to a part-time job? I totally understand! This guide is perfect for the mommy who stays at home with kids so they aren’t able to work outside the home.

Inside it you’ll learn a dozen quick ways to make $50 this week. With small, easy-to-implement actions you’ll be able to make some quick cash. Designed to help you get extra money in order to make ends meet or to pay for an unexpected expense. These methods have been personally tested and proven by me to make real cash over the next few days to pay for an emergency.

While I love MLM’s, you won’t find them listed in this book because they take longer than a week before you’ll make good money. You also won’t find common ways to make money such as online surveys, web searches or any grocery savings apps. Even though I love these things, I have never been able to make significant money (more than $50) in as quick as a week using those methods.

This bonus in included for free with the JumpStart Program right here.


For everyone who signs up before tomorrow night (Wednesday 6/26 at 11:59 pm) I’m also including a brand new LIMITED-TIME bonus eBook:


It’s always hard to find time to save money. In this ebook you’ll find 75 simple ways to save money in less time than you think. Organized into four sections to help you save money based on how much time you have.

You’ll learn multiple ways to save money even when you’re short on time with “Instant Money Maker Decisions”, “20 Second Currency Blessings”, “2 Minute Cash Builders” and “5 Minute Dinero Game Changers”.

The JumpStart Your Savings Program is perfect for you if:

  • You want to save money without using payroll deduct (because it feels depriving).
  • You are sick and tired of living paycheck to paycheck and not having enough money to cover all the bills each month.
  • You dearly want to have a fun vacation before summer is over, but aren’t sure how to afford that AND back to school clothes.
  • You learn by following an easy step-by-step format where you work at your own pace, with kind, guided help along the way.

Here’s why you should be jumping up and down about this program:

So you can FINALLY stop running from solution to solution, guru to guru, one fake promise to the next and finally start seeing results.

When you invest in JumpStart Your Savings, you get instant access to everything, and you can start using it within the next 30 seconds and start seeing results in as little as 24 hours.

Learn more and enroll here.

I hope you’ll join me so we can start building your savings account this month!

How To Build A Savings Account When You Have No Money