Target REDcard ~ Another Way to Save (It’s a debit card!)

Target REDcard 2015Target REDcard…NOT a credit card!

If you shop at Target, you’ve heard the cashier ask you at checkout, “Would you like to apply for a Target REDcard?” If you’re like me you may have quickly and politely answered, “No thank you,” and not given it another thought.

I tend to shy away from savings offers that require me to get a credit card. There IS a smart way to use credit cards, but most people tend to over spend with them. {…guilty!}

Enter the REDcard Target Debit Card…

A Target Debit Card can be used at Target stores and at It draws right from your existing checking account, just like writing a check. Plus, you’ll always enjoy 5% off, plus more benefits. You can apply for a Target Debit Card in the store or by mail. You can even request up to $40 cash back when you’re shopping in-store. Target Debit Card cannot be used on the mobile website.

With a Target REDcard, you’ll get many benefits:

  • 5% Rewards – Save 5% on every Target shopping trip, every day. As soon as you’re approved, the savings begin. Savings good in stores and online at
  • FREE Shipping – When you use your REDcard at, all your purchases ship for free. No minimum purchase. No membership fee. And that’s on top of the 5% savings you already receive just for shopping with your REDcard.
  • 30 EXTRA Days for Returns – Need a little extra time? No problem. In addition to saving 5% off your purchases plus free shipping at, your REDcard lets you enjoy 30 extra days for returns.
  • Take Charge of Education – Help your favorite school! Choose your kids’ elementary school, the neighborhood middle school or any other eligible K–12 school. Target will donate 1% of your REDcard purchases at Target and It’s that simple.
  • Target Pharmacy Rewards – When you use your REDcard to fill five prescriptions at Target Pharmacy, you’ll earn 5% off a day of Target shopping.* Add that to the 5% off you already get with your REDcard purchases, and watch the savings stack up.

Sign up for your Target REDcard today!

~Happy Target shopping and saving!

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