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Begin the year on the right track and start a budget!

Dave Ramsey Guide to BudgetingDownload this FREE 17 page eBook from Dave Ramsey!  This mini book is called “Guide to Budgeting and goes over the main steps in starting your budget.

The book will teach about using the envelope system and how to budget according to the dates your receive your paycheck, plus many other great tips!

My husband and I attended a Dave Ramsey Financial Peace University course at our church 3 years ago, and our finances have steadily improved since implementing the skills learned in that course. (Of course, we’ve saved thousands of dollars by couponing on top of that!)

Go HERE to download your FREE Money Saving eBook!

~Happy Getting Out of Debt!

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