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How We Paid Off $15,000 Of Credit Card Debt In 3 Years

In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.

But things came to a head when we ran out of money and were faced with a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

How could we let our situation get so bad?

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Refusing to allow our story to end with bankrupcy or forclosure, here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

And once we were done, we were FREE to do whatever we wanted.

FREE to spend on things we never imagined before.

In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we'd like.

We've now had those passes for 5 years.

And I want you to be able to afford them too.

Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagra Falls.

No matter what your dream is, I can help you get there.

It starts by honing in on the spending you are currently doing. The daily spending habits you probably don't even notice.

Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.

The side that leads to fun famliy vacations at Disney World 🙂

Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I'll email my Money Saving Solutions Guide to you for free.

It's time to start saving BIG money! Strap on your seatbelt friend, you're in for a wild ride!


? $1 Ziploc Bags At Publix! (7/18 or 7/19-7/22)

The start of school is just around the corner. NOW is the time to stock up on all your Back To School needs! You don't want to be wasting precious time grabbing last minute things with all the rest that you will have to do. Hurry in to Publix where you can snag $1...

? FREE Crest Toothpaste At CVS! (7/15-7/21)

Another tube of toothpaste disappeared in our house. Does that happen at your house too? Please tell me we are not the only ones that it happens too. Check out this deal starting Sunday, 7/15 at CVS! You can pick up one tube for FREE or grab (2) for ONLY 50¢ each!...

Fox TV Video Replay: How To Maximize Amazon Prime Day!

Did you catch my Savings Segment this morning on Fox?  I am honored to be a featured on Good Day Tampa Bay each Sunday to share my knowledge about coupons and how to get the most for your money!  This week's topic covered how to figure out the best deals for Amazon's...

Sneak Peek: Publix $10 Off Gas Card Deal Coming 7/19 or 7/20!

Guess What... A Gas Car Deal at Publix is Coming This Weekend!   This coming week there is a Publix Gas Card Deal available! For 4 Days ONLY, Thurs., Fri., Sat. & Sun. July 19 - 22, 2018 you will be able to save an extra $10! (Or 5 Days if your Sale starts on...

? FREE Ore-Ida Fries (After Ibotta) At Publix! (Ends 7/16)

Now I know what's for dinner...burgers on the grill and crispy french fries! Hurry to Publix to snag this FREE Food FREEbie after this NEW Ibotta Rebate! You can snag a bag of Ore-Ida French Fries for FREE! YIPPEE! I can't wait! [%printable-list:Ore-IdaPublixGDA%]...

?? $1.79 Aquaphor Baby 3in1 Diaper Rash Cream At Publix (Save 66% Off)!

That summer heat doesn't seem like it will end anytime soon. Did you know that diaper rash cream can also be used for chafing caused by heat? It can also be used as a quick deodorant if you forgot to put it on, to prevent sweaty feet and more! Diaper rash cream has so...

? $1.50 Left Field Farms Non-GMO Milk At Publix! (7/11 or 7/12-7/14)

What's creamy, delicious and Non-GMO? Left Field Farms Milk! And starting Weds./Thurs. at Publix, you can snag an entire carton for ONLY $1.50 each! That's such a great deal for milk! Hurry and cut your coupons to be ready for when your sale starts. The coupon expires...

7/8/18 Coupon Insert Preview: (1) SmartSource, (2) RetailMeNots

  You can expect to find THREE (3) Coupon Inserts in your Sunday paper this week: (1) SmartSource, (2) RetailMeNots RetailMeNot (RMN) - formerly RedPlum (RP) Also, don't forget to pull out the Publix Green Grocery Flyer! We've already matched them up with the coupons....

Tiny steps you can take today to have more money tomorrow. You\'re gonna love it.  #debtfree #financialgoals #truemoneysaver