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How We Paid Off $15,000 Of Credit Card Debt In 3 Years

In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.

But things came to a head when we ran out of money and were faced with a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

How could we let our situation get so bad?

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Refusing to allow our story to end with bankrupcy or forclosure, here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

And once we were done, we were FREE to do whatever we wanted.

FREE to spend on things we never imagined before.

In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we'd like.

We've now had those passes for 5 years.

And I want you to be able to afford them too.

Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagra Falls.

No matter what your dream is, I can help you get there.

It starts by honing in on the spending you are currently doing. The daily spending habits you probably don't even notice.

Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.

The side that leads to fun famliy vacations at Disney World 🙂

Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I'll email my Money Saving Solutions Guide to you for free.

It's time to start saving BIG money! Strap on your seatbelt friend, you're in for a wild ride!


Fox TV Replay: Clever (And Frugal) Last-Minute Christmas Gift Ideas

Did you catch my Savings Segment this morning on Fox? I am honored to be a featured on Good Day Tampa Bay each Sunday to share my knowledge about how to get the most for your money! During this week's segment, we discussed some really fun, last-minute gifts you can...

Publix Deal: ? $1.09 Pampers Wipes At Publix! (Ends 12/24 or 12/26)

Do you still have babies in diapers? Oh, who am I kidding! I still keep baby wipes around because they are just so handy in cleaning up all kinds of messes that my family makes! We take them everywhere including Disney and to go fishing too! Hurry to Publix before the...

Publix Deal: ?? 49¢ L'il Critters Vitamins! (Ends 12/28)

Need vitamins for your kiddos or a great stocking stuffer that's NOT candy? Then you need to grab this easy deal going on right NOW at Publix! Grab 2 bottles of L’il Critters Gummy Vitamins for just 49¢ each! Plus vitamins help to keep your kids healthy during the...

Publix Deal: ☕ $2 Chock Full o'Nuts Coffee Bricks! (12/22-12/29)

We all know that regular coffee in a drip pot is the most economical way to drink the brew – “pods” may be more convenient, but since most of us drink coffee by the potful, deals like this are especially welcome! Starting Saturday, 12/22, you can get the “brick” of...

Publix Deal: $4.99 Hefty Trash Bags! ?️ (12/19-12/24 or 12/20-12/26)

When our lives get crazy I like to stock up on one thing a week and at least that helps the craziness. Here’s one item you can stock up on at Publix! Hefty Trash Bags are on sale for just $5.99, making them just $4.99 after the printable coupon! That’s an amazing...

CVS Deal: ? (2) FREE Luden's Cough Drops! (12/16-12/22)

Someone in my family is always in need of fast relief from sore throat pain and coughing whenever the weather turns cooler. I always restock my purse before we head off out of the house! We’ve had to use cough drops a lot lately so it’s a good time to stock up! Thank...

Tiny steps you can take today to have more money tomorrow. You\'re gonna love it.  #debtfree #financialgoals #truemoneysaver