Wanna have extra money left over this month?

I'll teach you how to save money on everything you buy.

How We Paid Off $15,000 Of Credit Card Debt Using Coupons

I bet I can guess what you're thinking. You're curious what coupons are gonna help you pay off your credit cards, right?

I hate to be the bearer of bad news; but that's not how this works.

But before I explain how it DOES work, I've gotta give you a quick back story.

You see, in 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We already had a couple thousand dollars of credit card debt at the time so things were tight.

In other words, we had a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

But you know what actually helped us pay off that debt?

Not the coupons. (Nope... that was the fuel to get us to the final destination.)

What helped us pay off all that debt was something every single person has the power to do with a pen and a piece of paper:

SET A GOAL.

Yes, you read that right.

We took a sharpie out and we looked at each other and we wrote down the total dollar amount of our debt.

And then we stared at that blasted paper on the front of our refrigerator every stinkin' day. (Over the Christmas holiday we'd tape the sheet to the back side of a kitchen cabinet to hide it from guests.)

Want a bowl of ice cream, hun?  **sees debt goal on front of fridge as getting into the freezer**

Daggone debt keeping us from going to Cold Stone Creamery to get yummy "mix-ins".

Anyone want some popcorn?  **sees debt goal on way to pantry to get popcorn**

Man, the movie theater popcorn tastes SO much better than this stuff I just burned in the microwave. Dang! I can't wait to get this debt paid off for GOOD so we can go to the movies whenever we want.

Every couple months we'd recalculate the number and we'd cross off the big number and write a new, smaller, one.

I wish I had held on to that paper to show you. But it felt so good when we had paid off our debt and James and I set that paper on fire in a family bonfire one night. And then we roasted marshmallows I got for free, using coupons.

Now, obviously, coming up with $15,000 takes more than writing a number (goal) on a piece of paper.

Those specific lessons we learned in the 3 years paying off our debt.

And I have good news for you: you don't have to use coupons to pay off debt (I've figured out easier ways for you to do it!).

Do you have debt?

Are you ready to take action and get rid of it?

Because I've got one super simple math equation that'll help you have more money left over at the end of the month:

No Debt Payments = More Money Left Over Each Month!

You'll pay off that debt so so SO much faster if you mentally "rip off the band-aid" and calculate your debt. And write that number down. That's your goal number to ATTACK WITH ALL YOUR MIGHT.

I've got some super pretty (and FREE!) Printable Goal Sheets to help you do that today. Click here and I'll email them to you for free.

WHAT CAN I HELP YOU WITH FIRST?

 

NEW FROM THE BLOG:

Publix Deal: 65¢ SuperPretezel Soft Pretzels! (6/12 Or 6/13-6/17)

Publix Deal: 65¢ SuperPretezel Soft Pretzels! (6/12 Or 6/13-6/17)

When the kids are hungry and want a snack now, I'll be sure glad that I can pop these out of the freezer and get them a snack in just 30 seconds! Starting Weds./Thurs. at Publix you can grab some for just 65¢ a box! Don't miss out! The coupon expires on Sunday!...

The Biggest Mistakes People Make When Budgeting

The Biggest Mistakes People Make When Budgeting

  The idea of creating and sticking to a budget probably sounds pretty straightforward. All you have to do is make a plan for where you want your money to go and then stick to it. Sounds pretty simple, right? Don't make these mistakes when starting your budgeting...

Top 10 Grocery Substitutions To Save You Money

Top 10 Grocery Substitutions To Save You Money

I have a family of 6. And we eat every single meal at home... plus we homeschool, so that is EVERY SINGLE MEAL at home. It makes a lot of dishes. We run our dishwasher twice a day, and we only use paper plates. (I did the cost-benefit analysis, and I assure you it's...

How To Save Money On Healthcare

How To Save Money On Healthcare

Healthcare these days can be a nightmare. What policy should you choose? How can you save the most money? What is covered? It’s like a maze that almost makes you need a doctor from a headache it causes. But through all the decisions and choices, there are some things...

How To Organize Your Coupons

How To Organize Your Coupons

  One way to make sure that you will use the coupons you spent time acquiring is by getting yourself organized. And that begins with how you are storing coupons. There is nothing worse than heading to the store only to later realize you forgot a coupon for something...

Successfully accomplish your goals this week with these FREE Printable Goal Sheets. You\'ll gain a clear focus for your week so you get more done. #debtfree #financialgoals #truemoneysaver
187 Shares