Want to have extra money this month?

You're in the right place. I'll help you save money on everything you buy.

How We Paid Off $15,000 Of Credit Card Debt In 3 Years

In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.

But things came to a head when we ran out of money and were faced with a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

How could we let our situation get so bad?

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Refusing to allow our story to end with bankrupcy or forclosure, here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

And once we were done, we were FREE to do whatever we wanted.

FREE to spend on things we never imagined before.

In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we'd like.

We've now had those passes for 5 years.

And I want you to be able to afford them too.

Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagra Falls.

No matter what your dream is, I can help you get there.

It starts by honing in on the spending you are currently doing. The daily spending habits you probably don't even notice.

Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.

The side that leads to fun family vacations at Disney World 🙂

Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I'll email my Money Saving Solutions Guide to you for free.

It's time to start saving BIG money! Strap on your seatbelt friend, you're in for a wild ride!

NEW FROM THE BLOG:

How To Live On One Income AND Pay Off Debt

If you are living on one income, you might think you’ll never get out of debt. For years I wasted time plugging along and paying our minimum debt payments thinking it was an impossible dream to get it paid off. Now I'm here to tell you that it is very possible to pay off debt even while only one person is earning a full-time income.

Easy DIY Football Goal Post You Need To Make

Making your own party decor can be an inexpensive way to make your party memorable. And this Field Goal is definitely hard to forget, right? Plus, it makes a wonderful statement as part of your decorations for a Super Bowl or Football party. There was a...

How to Treat Yourself Without Spending a Dime

  Between keeping up with the kids school and sporting functions, keeping our homes semi-neat, running errands, and cooking meals, and in my particular case, running a home business, it's hard to take time to treat or spoil yourself. Take it from me, in order to stay...

Are These Poor Money Habits Making You Broke?

We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...

The Best Valentine's Day Crafts And Free Printables

February 14th is Valentine's Day and boy am I excited about these Valentine's Day crafts and printable! Since the holiday can get expensive really fast, I've found some great ways to save money with these FREE gift ideas, crafts, printable Valentine's and...

8 Affordable Ways To Plan A Healthy Dinner

Budget meal planning for families can be a challenge. Convenience foods loaded with empty calories and extra fats are so tempting to feed our families in the chaos of a hectic schedule. Yes, prepackaged foods are convenient, but we know deep down they are...

How To Get The Best Deal On Your Household Cleaners Without Coupons

One of the best places to start stockpiling is your supplies for cleaning houses. These items rarely come with an expiration date and they will last you for years. We’ve all been guilty of buying a little too much laundry detergent when it goes on sale or even buying...

Are Balance Transfers A Good Way To Pay Off Debt?

If you have credit card debt then you know that over time it just seems to get more expensive. Plus you could be paying a ton of extra interest if you have your credit card debt spread across multiple cards. Whether you’re looking to put all of your debt...

How To Make A Valentine’s Day Card With Paint Swatches

Get creative this Valentine’s Day and make something fun for a loved one like this Valentine's Day DIY Card. This year we decided to hand make our Valentine’s Day cards by using free paint swatches from our local home improvement store. You wouldn’t...

How To Master Your Monthly Meal Plan & Feed Your Family For Less

When it comes to a monthly meal plan, you want to think of your meal plan as your game plan. Without a game plan, your team members (aka your family) are going to have no idea what to to do (or eat in this case). And your game plan is simple, what you are going to eat...

How To Host A Frugal Football Party That's Actually Fun

Football is one of my favorite sports! And even more fun is all the team T-Shirts, chicken wings, and die-hard spirit. I think it's no surprise that 70% of Americans watch NFL Football. And there’s one commonality among all fans: they love to throw killer...

How To Stretch Your Cleaning Solutions To The Max

Every day there is something in our home that requires cleaning, and as a result, we use up a lot of cleaning solutions and supplies. Those dusters, wipes, and sprays cost a LOT and since they don't last forever, it's a vicious cycle that can waste money. These cheap...

Online Shopping Hacks To Rescue Your Everyday Spending

If you have tried to discover online savings before with no luck, you are in luck now! Saving money online might not be nearly as difficult as you think while you are shopping online with these online shopping hack ideas. With a few key insider tips from someone who...

Tiny steps you can take today to have more money tomorrow. You\'re gonna love it.  #debtfree #financialgoals #truemoneysaver
906 Shares