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How We Paid Off $15,000 Of Credit Card Debt In 3 Years

In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.

But things came to a head when we ran out of money and were faced with a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

How could we let our situation get so bad?

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Refusing to allow our story to end with bankrupcy or forclosure, here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

And once we were done, we were FREE to do whatever we wanted.

FREE to spend on things we never imagined before.

In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we'd like.

We've now had those passes for 5 years.

And I want you to be able to afford them too.

Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagra Falls.

No matter what your dream is, I can help you get there.

It starts by honing in on the spending you are currently doing. The daily spending habits you probably don't even notice.

Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.

The side that leads to fun famliy vacations at Disney World 🙂

Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I'll email my Money Saving Solutions Guide to you for free.

It's time to start saving BIG money! Strap on your seatbelt friend, you're in for a wild ride!

NEW FROM THE BLOG:

CVS Deal: 🙋‍♀️ 99¢ Nivea Lotion (Save 80% Off)! (5/26-6/1)

Hand washing and cleaning do a number on my hands. I use a lot of lotion so I’m always on the lookout for a great deal! Nivea Lotion works great and at just 99¢ each it's a great price! Don’t miss this deal starting Sunday, 5/26 at CVS! WooHoo!   This deal is valid...

Publix Deal: 🍕 50¢ Lindsay Olives! (5/29-6/4 or 5/30-6/5)

Olives are a great low carb snack right out of the can! They also make a great topping especially on a big Greek salad, pizza or tacos! Yumm-O! You need to hurry to Publix so you can score Lindsay Olives for just 50¢ a can! WooHoo! Yes, I have been known to pull a can...

Publix Deal: 🌭 $1.87 Ball Park Hot Dogs! (Ends 5/28 Or 5/29)

It's gonna be a great day to fire up the grill because there's a NEW Target Meat Coupon that came out Sunday in the Target Weekly Ad! If your Publix accepts Target coupons as a competitor, you can score this crazy meat deal! EIGHT Ball Park Franks for just $1.87 each!...

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  You can expect to find ONE (1) Coupon Insert in your Sunday paper this week: (1) P&G RetailMeNot (RMN) - formerly RedPlum (RP) Also, don't forget to pull out the Publix Green Grocery Flyer! We've already matched them up with the coupons. Always skim thru the Parade...

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Keeping your face clean and blemish free doesn’t have to be expensive! When you have teens or tweens in the house, having facial wipes on hand all the time without blowing your budget can be challenging. That’s why you need to take advantage of this deal starting...

Publix Deal: 👶 50¢ Sprout Organic Baby Food! (Ends 5/28 Or 5/29)

If you’ve got a little one at home, then I KNOW you can never have enough of these beautiful pouches! And when you whip out an ORGANIC pouch of baby food and then share it with a Mom in need... and you tell them you got them for super cheap... well, be prepared to...

Publix Deal: ✨ 50¢ Soft Scrub Products! (Ends 5/28 Or 5/29)

You know me...I love to stockpile products and cleaning products are right up there on the list like sanitizing products. Check out this deal going on NOW at Publix! You can grab (2) Soft Scrub products for just 50¢ EACH! WOOHOO! Make sure to add them to your shopping...

Publix Deal: 👖 $2 All Detergent Large Jugs! (Ends 5/28 Or 5/29)

Just like toilet paper, we all gotta have laundry detergent but we sure don’t want to spend a fortune on it! This week is a great time to add to your laundry detergent stash. Hurry on over to Publix right now where you can pick up All Laundry Detergent Large Jugs for...

Tiny steps you can take today to have more money tomorrow. You\'re gonna love it.  #debtfree #financialgoals #truemoneysaver
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