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It’s time to stop stressing out about money.

Heyyyy Friend, I’m Kati. I’m jazzed to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!). Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.

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Where Can I Serve You First?

At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).

Grocery Savings

“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).

Managing Money

This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.

Debt Success

Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.

FROM THE BLOG:

How To Create A Budget When You Hate Budgeting

How To Create A Budget When You Hate Budgeting

When it comes to creating a good budget, sometimes we make it harder than it has to be. Here's the thing, a good budget will not only tell your money where to go but help you stay on track, so you don’t overspend. While it is good practice to track...

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Fun, Easy (And Inexpensive) Gift Basket Ideas For Mom

Fun, Easy (And Inexpensive) Gift Basket Ideas For Mom

Gift Baskets For Women!  Looking for a great Mother's Day Gift Idea?  We've got easy and affordable Gift Basket for Women ideas that won't break the bank! Most of these items can be found at your local dollar store or Walmart! Use your creativity...

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How To Raise Your Credit Score

How To Raise Your Credit Score

Raising your credit score rating is a lot like losing weight. It’s not something that can happen overnight, and there is no such thing as a quick fix. Your credit score is determined by your past behavior and not just what you are doing presently...

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How To Achieve Big Goals For Your Finances This Year

How To Achieve Big Goals For Your Finances This Year

I know what you're thinking...how to achieve big goals for your finances already seems daunting. Until this point, I had never shared my goals with you. Can you believe it? I started my frugal living journey long ago because I wanted to live a more...

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How Debt Affects Your Credit Score

How Debt Affects Your Credit Score

Many factors play a big role in your credit score including your debt ratio. When it comes to your finances, your debt ratio can ruin even the best financial situation. It can ruin even more than that. Your debt ratio will not just affect your...

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Tips To Pay Off Debt Even When You're Broke

Tips To Pay Off Debt Even When You're Broke

How to pay off debt with no money. Getting out of debt isn’t easy, and it can be even more difficult if you find yourself without much money to spare. Even if you are living on an extremely tight budget, you can still pay off your debt. Because,...

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How To Set Realistic Goals You Can Actually Keep This Year

How To Set Realistic Goals You Can Actually Keep This Year

We all know we are supposed to set goals for ourselves, but it always feels like the goals we set never seem to pan out well by the end of the year. I have had my fair share of goal flops over the years, and I learned a secret to why I wasn’t able to effectively set…

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How Giving More Can Help You Get Out Of Debt Quicker

How Giving More Can Help You Get Out Of Debt Quicker

Being in debt can make it feel like you are pushing along without the means to help others or giving to the poor. And it becomes even more apparent when the holidays come around because that's when it feels like every organization and person you...

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It’s time to focus
on your financial goals.

For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.

This FREE Monthly Money Goals Sheet will help you: 

  • Break down your goals so you don’t feel overwhelmed and accomplish more each month.
  • Make sure your most important money goals are front and center so that you (actually) achieve them.
  • Record your progress with the built-in habit tracker so you see your success happening immediately.

This sheet will help you focus on what it takes to achieve your money goals.

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Best Selling Products

JumpStart Your Savings

Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.

The Cash Flow Formula

The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.

Debt Freedom System

You deserve to go on vacation more often without facing a credit card statement once you get back home. The Debt Freedom System teaches you how to pay off debt, in less time (without selling everything you own), even if you are living paycheck to paycheck on only one income.

We’d make great friends!

I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)

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