It's time to stop stressing out about money.
Heyyyy Friend, I'm Kati. I'm on a mission to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!).
Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.
FROM THE BLOG:
The Ultimate Guide To The Cash Envelope System
The cash envelope system is a spenders godsend when it comes to budgeting. This easy way of envelope budgeting will keep you from going over budget, and help you stay accountable with a spending limit and get on track with your budget. While using...
Hobbies You Can Start For Free For The No Spend Challenge
When you’re in the middle of a no-spend challenge, you are gonna start looking for some cheap hobbies for women to fill up your time. Time, when you used to spend out shopping, eating out, or being out on the town, is now replaced with days in the...
How To Stick To Your Budget
Creating a budget and figuring out how to stick to a budget is by far the hardest part of gaining control of your finances. For us, we spent so much money outside of our budget that we ended up adding to our credit card debt and lowering our credit...
How To Prepare For Your First Spending Freeze Challenge
In the most basic sense, a Spending Freeze Challenge is a period of time in which you don't spend any money. A spending freeze could be as short as a day or as long as an entire year! There are many variations of the traditional spending freeze,...
How To Cut Your Budget When There's Nothing Left To Cut
We've all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to make some household budget cuts. And then you get mad at yourself for allowing your finances...
The Best Weekend Girl's No Spend Activities You'll Love To Do
Whether you see each other every day or haven’t seen each other for months, having a weekend girl's get together with your girlfriends is a must no matter how busy you are. Just think about the idea of having your husband watch the kids for a...
How To Live On $2,000 Per Month
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the...
The Items You Are Forgetting To Include In Your Budget
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are...
Reset Your Finances During This Month And Potentially Save $1,000 With The True Spending Freeze Challenge!
Have you ever tried a Spending Freeze Challenge, or even heard of no spending for a month? A Spending Freeze Challenge is exactly like it sounds; you set a period in which you don’t spend any money except for necessary expenses such as your bills....
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Where Can I Serve You First?
At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I'll get you on track to better manage your money (by setting up a realistic budget), and then you'll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).
Grocery Savings
“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).
Managing Money
This is when things get fun. It's time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.
Debt Success
Once you know the strategies to save on your expenses, and you're successfully managing your money, now it's time to dig deeper and conquer the debt. It doesn't matter if it's student loans, credit cards, cars, or your mortgage. We're gonna defeat it once and for all, and make sure it NEVER comes back.
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We'd make great friends!
I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $60,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)