Want to have more money?
You're in the right place. I'll help you maximize your money.
How We Paid Off $15,000 Of Credit Card Debt In 3 Years
In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.
But things came to a head when we ran out of money and were faced with a hard choice to make:
Buy Groceries OR Pay Our Mortgage.
I felt like a complete failure.
Correction: WE felt like complete failures.
How could we let our situation get so bad?
Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?
Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.
I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.
Refusing to allow our story to end with bankrupcy or forclosure, here's what happened:
• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.
It took us 3 years to pay that bad boy off.
$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.
And once we were done, we were FREE to do whatever we wanted.
FREE to spend on things we never imagined before.
In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we'd like.
We've now had those passes for 5 years.
And I want you to be able to afford them too.
Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagra Falls.
No matter what your dream is, I can help you get there.
It starts by honing in on the spending you are currently doing. The daily spending habits you probably don't even notice.
Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.
The side that leads to fun family vacations at Disney World 🙂
Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I'll email my Money Saving Solutions Guide to you for free.
It's time to start saving BIG money! Strap on your seatbelt friend, you're in for a wild ride!
LET'S GET STARTED:
NEW FROM THE BLOG:
Where To Find The Best Paper Products Deals! (Free Price Comparison Download)
When it comes to saving money, it might not sound like paper roll products could put you over. However, many times it’s the small expenses here and there that start to bust our budget. If you are looking to start creating a stockpile for your family, or just stop...
Happy Birthday Restaurant Freebies: Eat Free On Your Special Day!
Did you know that you can get lots of Birthday Restaurant FREEbies? Most require that you join the companies email list, but there are plenty that allow you to show your Driver's License on your birthday day OR during your birthday month! That means these...
How To Stick To Your Budget
Creating a budget and figuring out how to stick to a budget is by far the hardest part of gaining control of your finances. For us, we spent so much money outside of our budget that we ended up carrying balances on our credit cards. And then paying them off using next...
Ways To Save Money On Baby Formula
I'm a breastfeeding advocate... it's free, natural, and always at the perfect temperature. But sometimes you need to find the best baby formula for your baby. I do understand that there are situations in which you cannot breastfeed your baby. I got...
Tips To Help You Graduate Debt Free
Graduating college can be very stressful when you have a load of student loan debt that you need to pay off. As a college student, you dream of the day when you can be within the career that you have worked hard towards obtaining. Instead of spending your desired...
How To Make Your Own DIY Chocolate Covered Strawberries Recipe
Have you ever enjoyed biting into your own creation of DIY Chocolate Covered Strawberries? The hard outer chocolate exterior melds with the sweet juicy strawberry on the inside. It's a little bit of heaven right here on earth! Years ago my Mom and I would take the...
How To Get The Best Deals On Your Paper Household Goods
Have you ever noticed how many paper household goods you use in an average day, or even how many you have in your home? There’s toilet paper for the bathroom, paper towels for cleaning, and tissues for stuffy noses. If you have kids running around the house, then you...
How To Cut Your Budget When There's Nothing Left To Cut
We’ve all been there before. Your credit card statement is staring you in the face and your checking account is just cents from zero. It happens. Time to revisit the household budget. And then you get mad at yourself for allowing your finances to get in this awful...
How To Live On $2,000 Per Month
There are two types of people who want to live on $2,000 a month. There are the people who only have $2,000 a month, or there are those who want to live on less by living on $2,000 a month and saving the rest. I’ve been on both ends of the spectrum, so I know what...
Productive Things To Do Instead Of Spending Money
One of the main reasons people spend money is not out of necessity or even want, but boredom! If you are working with a tight budget this month (or maybe every month), then spending money “for fun” is just not in the cards right now. Spending money without a legitimate reason is not only bad for your wallet, but also your time!
How To Make The Sweetest Valentine's Day Lollipop Recipe
If you're looking for a sweet treat, then you need to make this recipe for the sweetest Valentine's Day Lollipop treats! Get the family involved creating these Valentine Lollipops for your family and friends. Not only is it a great time to spend together...
How To Make Toilet Paper Math Simple For The Best Deal
Looking for the best toilet paper deals this week? I've got a simple trick to help you figure out that silly "toilet paper math" so that when you are standing in front of a gazillion packages of toilet paper and they just about SCREAM at you like a math...
The Items You Are Forgetting To Include In Your Budget
When creating personal budget categories for your family, most people will start by either revisiting a previous budget they put together or by making a list of all their bills to figure out where money needs to be distributed. Budgets that are created based solely on...
How To Get FREE Baby Diapers For Your Little One
FREE Baby Diapers. Doesn't that sound crazy since they are so expensive?! Well, Momma, get ready to save money on your diaper expenses by getting FREE baby diapers! And since birthing and raising babies is so painful and expensive, can't we get something...
Are These Poor Money Habits Making You Broke?
We are all guilty of certain bad money habits. In fact, I am willing to bet that even if you are the most frugal person in the world, you are still guilty of at least one bad money habit. For me, it was too easy to use our credit card. Over just a short period we...
