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It’s time to stop stressing out about money.

Heyyyy Friend, I’m Kati. I’m jazzed to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!). Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.

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Where Can I Serve You First?

At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).

Grocery Savings

“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).

Managing Money

This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.

Debt Success

Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.

FROM THE BLOG:

Melted Snowman Cookies

Melted Snowman Cookies

I saw these cookies last Christmas and fell in love instantly! Aren't they about the cutest cookies you've ever seen!  (My daughter says they are kind of sad because they're "melted.") These are on my list to bake this year for sure! Recipe and...

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Holly Crackles

Holly Crackles

Corn Flakes was my Daddy's favorite cereal. Who knew you could make Christmas cookies with them? These look like a lot of fun to make, and they absolutely scream Christmas! Holly Crackles What you need to make about 35 Cookies: 1/2 cup (1 stick)...

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White Chocolate Chip Cranberry Cookies

White Chocolate Chip Cranberry Cookies

I can't wait to try these! White chocolate is a personal weakness of mine. I'm betting combined with the tartness of cranberries I'm in major trouble with these cookies! Cannot resist... White Chocolate Chip Cranberry Cookies What you need to make...

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Mexican Hot Chocolate Cookies

Mexican Hot Chocolate Cookies

Today's cookie combines sweet with a little spicy! You can adjust the amount of heat to your taste. These cookies are especially great paired with a hot drink like coffee, spiced apple cider or hot chocolate. Enjoy! Mexican Hot Chocolate Cookies...

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Cran-Pistachio Cookies

Cran-Pistachio Cookies

Red and green cookies for Christmas!  How perfect are these? Pistachio is one of my favorite flavors of ice cream, so I'm betting I'll like these.  Hmmm...how about cookies and ice cream? Cran-Pistachio Cookies What you’ll need for about 48...

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Apple Pie Cookies

Apple Pie Cookies

  Don't these Apple Pie Cookies look delicious? (Are you salivating yet?) I am making these this weekend! I think we are going to make ours square, though so we have less waste. On second thought...is there really ever any waste when making...

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It’s time to focus
on your financial goals.

For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.

This FREE Monthly Money Goals Sheet will help you: 

  • Break down your goals so you don’t feel overwhelmed and accomplish more each month.
  • Make sure your most important money goals are front and center so that you (actually) achieve them.
  • Record your progress with the built-in habit tracker so you see your success happening immediately.

This sheet will help you focus on what it takes to achieve your money goals.

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Best Selling Products

JumpStart Your Savings

Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.

The Cash Flow Formula

The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.

Debt Freedom System

You deserve to go on vacation more often without facing a credit card statement once you get back home. The Debt Freedom System teaches you how to pay off debt, in less time (without selling everything you own), even if you are living paycheck to paycheck on only one income.

We’d make great friends!

I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)

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