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How We Paid Off $15,000 Of Credit Card Debt In 3 Years

In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.

But things came to a head when we ran out of money and were faced with a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

How could we let our situation get so bad?

Oh, did I forget to mention that I was an accountant before I was a mom, so I should’ve known better?

Yep, I have an accounting degree, plus I was a “Senior Financial Analyst” for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn’t manage my own money once I was a full-time mommy.

Refusing to allow our story to end with bankrupcy or forclosure, here’s what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

And once we were done, we were FREE to do whatever we wanted.

FREE to spend on things we never imagined before.

In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we’d like.

We’ve now had those passes for 5 years.

And I want you to be able to afford them too.

Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagara Falls.

No matter what your dream is, I can help you get there.

It starts by honing in on the spending you are currently doing. The daily spending habits you probably don’t even notice.

Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.

The side that leads to fun family vacations at Disney World 🙂

Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I’ll email my Money Saving Solutions Guide to you for free.

It’s time to start saving BIG money! Strap on your seatbelt friend, you’re in for a wild ride!



Tijuana Flats: Moms Eat FREE on Mother's Day ~ May 12th

Tijuana Flats: Moms Eat FREE on Mother's Day ~ May 12th

Moms Eat FREE at Tijuana Flats on Mother's Day! Take mom out to dinner at Tijuana Flats for a Buy One Get One FREE Meal!  FREE meal must be of equal or lesser value than the meal purchased. Go HERE to find your Tijuana Flats location! Happy Mother's Day! ~Look for...

Happy Easter ~ He is Risen! ~

Happy Easter ~ He is Risen! ~

Happy Resurrection Day!! Today, as you celebrate our RISEN Savior, may the significance of this day challenge us all to abide in Him daily! Shout it from the rooftops!!!  He is risen INDEED!! (Go HERE to read the story.)

Honey Glazed Ham Recipe

Honey Glazed Ham Recipe

Ham is one of our favorite things to have for dinner but we don't have it very often. That's why we're looking forward to Easter dinner this Sunday -- we're having ham!! Here's a really yummy recipe to try if you're thinking about having it too! Honey Glazed Ham Prep...

Perfect Hard Boiled Eggs That Are Easier to Peel

Perfect Hard Boiled Eggs That Are Easier to Peel

Perfect Hard Boiled Eggs After we've enjoyed coloring our Easter eggs, my family likes to make Deviled Eggs with them to serve with our Easter Dinner. By far, the hardest part of making Deviled Eggs is peeling them. We've learned some tricks over the years to getting...

Another Special Easter Recipe: Easter Story Cookies

Another Special Easter Recipe: Easter Story Cookies

I hope you're not getting tired of recipes! Yesterday we posted a special Easter recipe for Resurrection Rolls.  Today we have another great recipe to help teach your children the true meaning of Easter. ~ Easter Story Cookies ~ To be made the evening before Easter....

A Special Easter Recipe: Resurrection Rolls

A Special Easter Recipe: Resurrection Rolls

~ Resurrection Rolls ~ A very special Easter recipe... It is a fact that the more senses you can involve when you teach a child, the more likely they are to retain the information.  The knowledge of our Risen Savior is definitely something I want my kids to know way...

Coconut Cake & Bunny Cake Easter Dessert Recipes

Coconut Cake & Bunny Cake Easter Dessert Recipes

Two Easter Cake Ideas Today we have two Easter cake recipes for you from my own kitchen!  Both are pretty simple to make. First up is my Mom's Coconut Cake. This was my favorite growing up. I'd often request my Mom to make one of these for my birthday or to take to a...

Free Download:  Easter Crafts eBook!

Free Download: Easter Crafts eBook!

Crafty Creations for Easter! If you have kids like us, you've heard the dreaded words "I'm bored" way too many times. Be prepared with these fun Easter crafts.  They're FREE! Sign up for the Crafty Kid Creations eNewsletter and receive Kid's Crafts for Easter: How to...

Rib Roast, Lamb & Ham Easter Main Dish Recipes

Rib Roast, Lamb & Ham Easter Main Dish Recipes

Since so many of us plan a special meal as part of our Easter Celebration, we thought we would bring you some extra special recipes. Foolproof Rib Roast Prep Time: 5 Min Cook Time: 5 Hrs Ready In: 5 Hrs 5 Min Servings: 6 Ingredients: 1 (5 pound) standing beef rib...

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