It’s time to stop stressing out about money.
Heyyyy Friend, I’m Kati. I’m jazzed to help you spend LESS on your necessary expenses so that you have MORE to spend on fun things, like vacations (and sassy shoes… and Coach purses!). Let me teach you how to spend smarter and manage your money better so that you can live a life of abundance.
AS SEEN ON:
Where Can I Serve You First?
At True Money Saver, my goal is to immediately help you save money (by reducing your food costs), then I’ll get you on track to better manage your money (by setting up a realistic budget), and then you’ll learn how to take those savings even deeper (by saving on EVERYthing you buy) so that you can live in abundance (and pay off any debt).
“Groceries” are not just the food you buy. It should include EVERYTHING you purchase at the grocery store (or Walmart/Target). That includes cleaning supplies, paper products, health & beauty items, and of course your food, too. There are simple ways to save on all of it (without using coupons, or sacrificing quality).
This is when things get fun. It’s time to take advantage of the “low hanging fruit” by reducing spending on every single thing you buy… this is beyond the grocery store. Ways to save on Starbucks, movie tickets, household appliances, a vacation to Disney, and even a new car. Managing your money is the key to have more of it.
Once you know the strategies to save on your expenses, and you’re successfully managing your money, now it’s time to dig deeper and conquer the debt. It doesn’t matter if it’s student loans, credit cards, cars, or your mortgage. We’re gonna defeat it once and for all, and make sure it NEVER comes back.
FROM THE BLOG:
Do you have a Christmas Eve dinner? We didn't use to, but our family loves to eat and so our Christmas Eve dinner has become just as fun as our Christmas Day dinner. As the Christmas holiday gets closer, the presents are almost wrapped, the...
We all would like to have lots of money in the bank, but maybe having a nicely padded Christmas Savings Account would be a great start! This is one of the tips included in my Jump-Start Your Savings Guide (how to add $500 to your bank account in...
Need some frugal and cheap Christmas ornaments ideas? Here are 5 great ones! The holidays are approaching quickly, and we're already so busy and usually, our budget is running thin too! Getting crafty with these fun & easy DIY Christmas...
Who wouldn't love some appreciation letters in the mail?!! Don't forget our military and our first responders this holiday season! Writing appreciation letters is a great way to show your love and support this season! For the last few years, when I...
Do you and your family have fun family traditions for Christmas? In my family, it was reading The Night Before Christmas each Christmas Eve before heading off to bed. We would all sit down on the couch together, while my mom read it to us. As we...
After weeks, and maybe even months, of planning, shopping, baking, wrapping, parties, and holiday prep, it’s finally Christmas Morning. Did you give yourself a smart start to the day? By the time Christmas morning comes around, you may be exhausted...
Christmas is a great time of fun, family, food but also a great time to break out the Christmas Stationery! One thing I love is to send our friends and family an update of what has happened in the past year. Since I'm a homeschool mom, I get my...
If you are having trouble finding a great gift for the Jedi in your life, there are plenty of choices for you to pick from this list of the best Star Wars Novelty Gifts around! No matter what your budget, you can make something yourself, or order...
Are you looking for some good deals after Christmas? Going shopping during the after Christmas sales is a big deal at our house. There are items that you just can't get cheaper any other time of the year. Oh, don't get me wrong, I still shop on...
It’s time to focus
on your financial goals.
For years I’d set lofty goals every month that never moved the needle in our finances. Things like “pay off debt” and “spend less on groceries” and while I had good intentions, I was missing the point: my goals were not specific enough to measure progress each day. So month after month I’d write the same goals down… hoping that one day, I’d actually accomplish them. Then one day I discovered I just needed to rewrite my goals, in smaller increments. Aha! That was the key. Smaller goals, broken down into even smaller daily steps so I could make intentional progress on them. Finally, things started to move in the right direction. And now I’m a goal-setting fool! I set goals all the time (and reach them too!). You deserve to reach your goals as well. These free sheets will help you do that.
This FREE Monthly Money Goals Sheet will help you:
This sheet will help you focus on what it takes to achieve your money goals.
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
Best Selling Products
JumpStart Your Savings
Wouldn’t it be nice to have more in your savings account? The JumpStart Your Savings program will help you add $500 to your savings in 30 days or less, without selling a single thing. It’s like pulling money out of thin air.
The Cash Flow Formula
The Cash Flow Formula helps you manage your money without ever even creating a budget (what?!!). Yep. it calculates a budget FOR you automatically, based on your current spending. If you can squeeze out 15 minutes a week, then the Cash Flow Formula will help you forecast your spending so you never bounce another bill.
We’d make great friends!
I help busy, over-exhausted moms, maximize their money so they can pay off debt and take fun family vacations without feeling guilty (or using credit cards). In three years my husband and I were able to pay off over $15,000 of consumer debt despite being a homeschool family living on one income. Before the pandemic, we took our family of 6 to Disney World every month… just because we want to make memories with them. (They grow up far too quickly!!)