Wanna have extra money left over this month?

I'll teach you how to save money on everything you buy.

How We Paid Off $15,000 Of Credit Card Debt Using Coupons

I bet I can guess what you're thinking. You're curious what coupons are gonna help you pay off your credit cards, right?

I hate to be the bearer of bad news; but that's not how this works.

But before I explain how it DOES work, I've gotta give you a quick back story.

You see, in 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We already had a couple thousand dollars of credit card debt at the time so things were tight.

In other words, we had a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

But you know what actually helped us pay off that debt?

Not the coupons. (Nope... that was the fuel to get us to the final destination.)

What helped us pay off all that debt was something every single person has the power to do with a pen and a piece of paper:

SET A GOAL.

Yes, you read that right.

We took a sharpie out and we looked at each other and we wrote down the total dollar amount of our debt.

And then we stared at that blasted paper on the front of our refrigerator every stinkin' day. (Over the Christmas holiday we'd tape the sheet to the back side of a kitchen cabinet to hide it from guests.)

Want a bowl of ice cream, hun?  **sees debt goal on front of fridge as getting into the freezer**

Daggone debt keeping us from going to Cold Stone Creamery to get yummy "mix-ins".

Anyone want some popcorn?  **sees debt goal on way to pantry to get popcorn**

Man, the movie theater popcorn tastes SO much better than this stuff I just burned in the microwave. Dang! I can't wait to get this debt paid off for GOOD so we can go to the movies whenever we want.

Every couple months we'd recalculate the number and we'd cross off the big number and write a new, smaller, one.

I wish I had held on to that paper to show you. But it felt so good when we had paid off our debt and James and I set that paper on fire in a family bonfire one night. And then we roasted marshmallows I got for free, using coupons.

Now, obviously, coming up with $15,000 takes more than writing a number (goal) on a piece of paper.

Those specific lessons we learned in the 3 years paying off our debt.

And I have good news for you: you don't have to use coupons to pay off debt (I've figured out easier ways for you to do it!).

Do you have debt?

Are you ready to take action and get rid of it?

Because I've got one super simple math equation that'll help you have more money left over at the end of the month:

No Debt Payments = More Money Left Over Each Month!

You'll pay off that debt so so SO much faster if you mentally "rip off the band-aid" and calculate your debt. And write that number down. That's your goal number to ATTACK WITH ALL YOUR MIGHT.

I've got some super pretty (and FREE!) Printable Goal Sheets to help you do that today. Click here and I'll email them to you for free.

WHAT CAN I HELP YOU WITH FIRST?

NEW FROM THE BLOG:

Publix Weekly Ad 6/2 – 6/8

Note: Coupon policies can vary by store. We have included competitor coupons in the list below. Publix stores will generally accept coupons from competing stores within a 5 mile radius. Other Current Sale Items at Publix: The Essentials HERE Green Advantage Flyer HERE...

Woman's Day Magazine Subscription $3.74

Magazines can be a great source for coupons, but ONLY if you get a great price for your magazine subscriptions! Today's Best Deal Magazines - Deal of the Day Offer... Get a one year subscription to Woman's Day Magazine for only $4.39! This Deal of the Day is only...

Redbook Magazine Subscription $7.22

Magazines can be a great source for coupons, but ONLY if you get a great price for your magazine subscriptions! Today's Best Deal Magazines - Deal of the Day Offer... Get a one year subscription to Redbook Magazine for only $8.49! This Deal of the Day is only valid...

Natural Health Magazine Subscription $3.74

  Magazines can be a great source for coupons, but ONLY if you get a great price for your magazine subscriptions! Today's Best Deal Magazines - Deal of the Day Offer... Get a one year subscription to Natural Health Magazine for only $4.39! This Deal of the Day is only...

Coupon Lingo: Printable Reference Sheet

What does all this mean? New couponers can become frustrated and confused quickly just learning all the coupon lingo.  In our FREE True Couponing Workshops, we cover everything you need to know to get started couponing...including the lingo. If you've been to one of...

Road & Track Magazine Subscription $3.74

  If your Dad is a car enthusiast, this might make a great Father's Day gift! Today's Best Deal Magazines - Deal of the Day Offer... Get a one year subscription to Road & Track Magazine for only $4.39! This Deal of the Day is only valid 5/26/11 through midnight EST....

Shop & Save At Best Deal Magazines: Discount Codes

Did you know magazines can be a GREAT source of coupons? Best Deal Magazines offers some of the lowest prices on the internet for popular consumer magazine subscriptions! 80+ magazines at $4.69 per subscription 35+ magazines at $5.95 per subscription 900+ magazines at...

Publix Weekly Ad 5/26 – 6/1

Note: Coupon policies can vary by store. We have included competitor coupons in the list below. Publix stores will generally accept coupons from competing stores within a 5 mile radius. Other Current Sale Items at Publix: The Essentials HERE Green Advantage Flyer HERE...

True Couponing Testimonials ~ Rachel

One of the best things about this ministry is that we get to hear how God uses it to touch the lives of so many people.  What a blessing it is to see a glimpse of how He is using True Couponing! We want to share the stories and blessings with you, so we have added a...

App of the Week: Better Buy

~ App of the Week ~   Better Buy - Save Your Money Ever bought something without knowing if you’re getting the best bargain? Should you buy the small container or the large one? How much difference is there in the price between the two? With today’s economy, and our...

EBates: What is Ebates and how does it work?

Ebates: Get cash back for shopping at your favorite online stores! I *never* shop online without first checking to see whether I can sweeten the deal with cash back from Ebates (and you shouldn’t shop without checking Ebates first either)! What is Ebates? Ebates is a...

True Couponing Testimonials ~ Krystle

One of the best things about this ministry is that we get to hear how God uses it to touch the lives of so many people.  What a blessing it is to see a glimpse of how He is using True Couponing! We want to share the stories and blessings with you, so we have added a...

Publix Weekly Ad 5/12 – 5/18

    Note: Coupon policies can vary by store. We have included competitor coupons in the list below. Publix stores will generally accept coupons from competing stores within a 5 mile radius. Other Current Sale Items at Publix: The Essentials HERE Green Advantage Flyer...

Tiny steps you can take today to have more money tomorrow. You\'re gonna love it.  #debtfree #financialgoals #truemoneysaver
597 Shares