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How We Paid Off $15,000 Of Credit Card Debt In 3 Years

In 2009 when the economy took a large downturn, my husband, James, received a large pay cut. We had a couple thousand dollars of credit card debt at the time so things were already tight.

But things came to a head when we ran out of money and were faced with a hard choice to make:

Buy Groceries OR Pay Our Mortgage.

I felt like a complete failure.

Correction: WE felt like complete failures.

How could we let our situation get so bad?

Oh, did I forget to mention that I was an accountant before I was a mom, so I should've known better?

Yep, I have an accounting degree, plus I was a "Senior Financial Analyst" for an International Healthcare Company for 5 years before I was a stay-at-home mom.

I was in charge of millions of dollars, yet I couldn't manage my own money once I was a full-time mommy.

Refusing to allow our story to end with bankrupcy or forclosure, here's what happened:

• I love math (hence my accounting background).
• I learned how to use coupons to pay for our groceries and everyday expenses.
• We then used our own cash to pay off our debt.

It took us 3 years to pay that bad boy off.

$15,000 of credit card debt paid off in 3 years with tiny little $1-$5 increments.

And once we were done, we were FREE to do whatever we wanted.

FREE to spend on things we never imagined before.

In fact, that very Christmas, we decided to surprise our kids and take them to Disney World (we live 1 hour ouside of Orlando FL), and we bought annual passes so that we could go back as many times as we'd like.

We've now had those passes for 5 years.

And I want you to be able to afford them too.

Or maybe your dream is to go to Hawaii? Or rent an RV and go see the Grand Canyon or Niagra Falls.

No matter what your dream is, I can help you get there.

It starts by honing in on the spending you are currently doing. The daily spending habits you probably don't even notice.

Let me help you see those habits in a different light, a light that will magically get you to the other side of the mountain.

The side that leads to fun family vacations at Disney World 🙂

Let me start by showing you how to save $40 in 7 days without selling anything: Click here and I'll email my Money Saving Solutions Guide to you for free.

It's time to start saving BIG money! Strap on your seatbelt friend, you're in for a wild ride!


(NLA) Another Digital FREEbie Nature Valley Bars at Publix! (Ends 6/6)

Hurry and clip this Publix Digital Coupon for FREE Nature Valley Layered Granola Bars at Publix! It won’t last long so grab it while you can! These are yummy and perfect for snacks!   This deal is going on NOW at Publix: (Deal Scenario at Publix) Buy: (1) Nature...

Wake Up with 98¢ High Brew Coffee Drinks at Walmart!

When the weather's hot and my energy starts to run low while I'm running around on my "mom errands", it's time for a little pick me up on the go! These cans of Cold Brew High Brew Coffee are perfect! Right now you can get TWO (2!) cans at Walmart for just $1.96!...

Rachael Ray Dog Treats, $1 at Publix! (5/5-5/18)

Your puppy dog will love you! Starting Saturday May 5 at Publix, we can pick up Rachael Ray Nutrish Soup Bones Treats for just $1 each! Print your coupons now and have your furry baby enjoy a great treat. They are made with real chicken and garden veggies. They have...

Axe Products As Low as 99¢ Each at Publix! (5/6-5/18)

Don’t leave the men out of the savings! Starting 5/5 at Publix, you can save on Axe Body Shampoo, Axe Body Spray, and Axe Body Wash! If you grab a paper on 5/6, then you will save even MORE! You can get the Axe Body Spray and Axe Body Wash for just $1 each. Or you can...

Publix Paws Printable Pet Coupons for May! (Valid 5/1-5/29/18)

Here are the Publix Paws printable coupons for May! You can sign up for the Publix Paws Program HERE and get great coupons for pet items delivered directly to your inbox every month. Go HERE to print these Publix store coupons that expire 5/29/18! $1/1 Milk-Bone Dog...

FREE Breakaway Dog Food!

I know how much you LOVE FREEbies because I love them too! Make sure to share these free deals with all of your family and friends!

Four FREEbies & Eight Deals 70¢ or Less at Walgreens! (Ends 5/5)

Additional Walgreens Resources: Walgreens Monthly Store Coupon Savings Booklet Access Walgreens Store Coupons on the Walgreens App! Read the Walgreens Coupon Policy Read our "How To Shop At Walgreens" Notes Learn How Balance Rewards Work Learn more on...

Get Going with 75¢ Amp Organic Energy Drinks at Walmart!

In the heat of the Florida summer, would you rather get your caffeine cold? Pick up AMP Organic Energy Drinks at Walmart this week! You can get FIVE (5!) cans for just 75¢ EACH with this deal! I like these drinks because they aren't full of artificial sweeteners and...

FREE The Pursuit of God eBook!

I know how much you LOVE FREEbies because I love them too! Make sure to share these free deals with all of your family and friends!

?Get Your M&M's Candy Bags, $.90 at Publix! (5/2-5/8 or 5/3-5/9)

I LOVE a great chocolate deal! When it comes to chocolate bags, if there is not a way to close the bag, then I’ll just keep eating! But with the M&M’s Sharing Size bags, there is even a resealable zipper! So if you do not have anyone to share with, you won’t feel...

SCORE 94¢ Zevia No Sugar Soda 6-pk at Target (Reg. $5)! (Ends 5/5)

I enjoy a good soda but if I can make it better for me, that's a definite plus! This soda is zero calories, no sugar and no artificial sweeteners...BONUS! Right now at Target you can score a 6 pack of Zevia Natural Soda for just 94 CENTS! That's only 16¢ a...

FREE Delicious Chicken Recipes!

I know how much you LOVE FREEbies because I love them too! Make sure to share these free deals with all of your family and friends!

Tiny steps you can take today to have more money tomorrow. You\'re gonna love it.  #debtfree #financialgoals #truemoneysaver