It's Time To Defeat That Debt
I’ve been in and outta debt so many times, I’ve lost count. At one point, my husband James and I had a first mortgage, second mortgage, credit cards loans, a hospital loan (you might not even know those exist) AND two car payments.
It was a mountain to climb. Especially when James got a huge pay cut (20%). But we made it to the other side and now we are only paying off our mortgage (only one now). The articles below are the creative ways we paid off our debt and lived to tell about it.
Download our FREE Debt Success Guide that’ll give you an extra dose of hope while you’re paying off debt!
How To Treat Yourself Without Spending A Dime
It's hard to take time to treat or spoil yourself. Between keeping up with the kids school and sporting functions, keeping our homes semi-neat,...
How I Saved Almost $1,000 With A No-Spending Challenge
Interested in doing a no-spending challenge? No spend challenges are a fantastic way to motivate yourself to save more money each month! I couldn’t...
How To Make Your No-Spend Challenge A Success This Year
The No-Spend Challenge is used to help people save money during the month by choosing not to spend any additional money. Although saving money for a...
How To Do A One Month Spending Freeze Challenge
A one-month spending freeze challenge is exactly how it sounds. The challenge is to not spend any additional money throughout the month. Many people...
The Best Spending Freeze Tips To Be Successful This Year
If you've never done a spending freeze before, then these spending freeze tips are for you! A spending freeze can be a great way to reduce your...
How To Prepare Your Food Pantry Cabinet For A No Spend Challenge
If your food cabinet pantry is a little bare and your spending freeze is coming up, then it's time to come up with a game plan to get it in shape....
How To Find The Best Free Family Entertainment During Your Spending Freeze
Looking for family entertainment that doesn't cost a lot? We talk about many different ways to save money and get the best deals on TrueMoneySaver,...
How To Make Your Spending Freeze Budget for Groceries Stretch
We’ve all faced this scenario at least once: It’s the middle of the month, your budget for groceries is completely spent, and your cupboards are...
How To Better Your Finances With A Personal Spending Freeze
Could you use a personal spending freeze? You know...that point when you get to the second week in the month and realize you are almost out of...
How To Encourage Your Family During A No-Spending Period
A no-spending period can be tricky from the get-go. It's especially true getting everyone in the family on board to do a spending freeze. We know...