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Whether you’re trying to pay off debt, or just getting your financial life in order, we all need an emergency fund. Emergency funds are so essential for financial stability. When the unthinkable and unexpected happens, instead of swiping your credit card and trying to figure out where the money is going to come from, you’ll have a plan!

Having money set aside for a “rainy day” is something we all should be doing, and every day that goes by without it you’re taking a chance.

If you need to fill your emergency fund fast, I’m going to show you how you can fill that emergency fund in just two months! How much you keep in your emergency fund is entirely up to you, but for the sake of this post, we’re going to go with the average which is $1,000.

Let’s get started!

Sell Something

One of the quickest ways you can earn money for your emergency fund is by selling items around your house you’re not using. You can use sites such as eBay, Amazon, or Craigslist to sell your items or host a yard sale. If you’re active on Facebook, you can even use their marketplace section to sell your items as well!

Spend a few hours going through each room of your house and ask yourself what items you are no longer using or needing. Collect all of these things in a box (or multiple if you have a lot of stuff), and then see how much they are worth.

Your child’s old toys, your unused exercise bike, and those power tools collecting dust can get you one step closer to filling that emergency fund. Find out how to successfully sell your stuff online.

One Time Jobs

One time jobs are a great way to earn some extra cash and help you make money quick. These could include options such as answering surveys, pet sitting, focus groups, or things of that nature.

These jobs usually don’t take much of your time, and you can use your extra earnings to pad your emergency fund!

Get A Part-time Job

If you are desperate to fill your emergency fund, or pay off your debt sooner, looking for a part-time job could be the answer to your money trouble.

Even four weeks of work could make a significant impact on your emergency fund. If you work a regular 9-5 job, you can work nights or weekends for spare cash. You may even be able to find a few work at home opportunities to help you earn extra money.

Cut Your Budget Drastically

This is not an ideal approach when it comes to filling your emergency fund, but if you are short on time and ideas, this could be your answer.

Learn how to coupon to reduce your grocery bill, reduce your electric bill by making changes around your home, look for unique ways to save on your groceries, and more to help reduce your budget to fill your emergency fund.

If you have a lot of extra room in your budget, living a little more frugal for the next two months could replenish your emergency fund without much trouble.

Sell Unused Gift Cards

Whether they were a thoughtful gift, or something you thought you’d use later, gift cards can sometimes sit in our wallets forever!

If you don’t think you’ll use the gift card, you can sell them online!

When I’m selling my gift cards, I use Cardpool or Cardcash, and they even have gift cards you can buy at a discount.

If you think you are going to use your gift cards, then when you go to spend them, put the cash you would’ve spent from your bank account into your emergency fund.

Spend Less

This kind of goes with the cut your budget categories, but when we are under in our budget categories, we tend to roll them over into another area. For example, if we spend less than we anticipated at the grocery store, we just move the extra into eating out or fun money instead of saving it.

If you are under in any of your categories, put your savings in your emergency fund!

If your emergency fund has been spent, or you’re just looking to add a little more to your emergency fund, these tips will help you fill your emergency fund in only two months! While your results may vary with some of these options, if you give them a try, you’ll have no trouble finding the extra cash to fill your emergency fund.

YOUR TURN: What changes are you making to put more in your emergency fund? Let me know in the comments below!

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